Silver Wave of Older Voters Important in Midterm Elections

Published in RINewsToday on October 19, 2026

Over the last four months, AARP has released polling results from nine battleground states to gauge candidate preferences, voter motivation, and the aging issues and policies that voters age 50 and older consider important when deciding who to vote for in the upcoming midterm elections.

AARP conducted the 2026 polls in Ohio (June), Georgia (July), Arizona and Michigan (August), Alaska, Maine, North Carolina and Texas (September), and New Hampshire (October).

Now, just weeks before the November midterms, AARP has released its final report, “Targeted Congressional District (TCD) Voter Survey,” highlighting the outsized role older American voters could play in deciding key congressional races. As with its previous nine state polls, AARP commissioned the bipartisan polling team of Fabrizio Ward (R) and Impact Research (D) to conduct the survey.

The 21-page report examines voters in 43 congressional districts rated Toss Up, Lean Republican or Lean Democrat by the Cook Political Report. Its findings show that older voters are particularly concerned about rising prices, especially the cost of groceries and gasoline, as Election Day approaches.

The poll covering 43 competitive congressional districts, found these leading issues among voters age 50 and older:

  1. Rising prices and affordability
  2. Threats to democracy
  3. Immigration

Among persuadable voters 50-plus (21%), the priorities were different:

  1. Rising prices and affordability
  2. Social Security and Medicare
  3. Taxes

“Older voters are the nation’s most reliable voters. They decide elections, so candidates can’t afford to overlook them,” said Nancy LeaMond, AARP Executive Vice President and Chief Advocacy Officer, in an Oct. 15, 2026 statement announcing the report’s findings. “Older voters want leaders who will protect Social Security and Medicare, support family caregivers, and ensure everyone can age with financial independence and dignity,” she said.

Research over time has shown that older voters make up a large part of the electorate and have a major impact on election results nationwide. Exit polls found that voters age 50 and older cast 55% of all ballots in 2024 and 59% in 2022. In the last midterm election, more than six out of ten older voters went to the polls, compared to about three out of ten voters under 30.

Latest findings suggest that older voters will continue showing up at the polls. Eighty-three percent of voters age 50 and older said they were extremely motivated to vote in November, compared to 66% of voters under 50. About 21% of older voters are considered “persuadable,” meaning they are not firmly committed to either party’s congressional candidate.

The pollsters also looked at the country’s mood and voters’ financial situations. The findings were not encouraging. Sixty-two percent believe the country is headed in the wrong direction, while 59% are worried about their personal finances.

The report shows Democrats holding a slim 3-point lead (49% to 46%) on the generic congressional ballot in the 43 competitive districts, with 5% undecided. President Trump carried these districts by 6 points in 2016.

But these findings show a clear generational divide:

* Republicans lead by 10 points (53% to 43%) among voters age 50 and older – while…

* Democrats lead by 26 points (60% to 34%) among voters under 50.

Looking at race:

* Republicans hold a 4-point advantage among white voters, while

* Democrats lead among Hispanic voters by 15 points and Black voters by 43 points.

Education also plays a role:

* Democrats are doing better among college graduates than among voters without four-year degrees.

The pollsters found that persuadable voters remain closely divided.

* Democrats lead by 6 points (42% to 36%) among persuadable voters overall, while…

* Republicans hold just a 1-point advantage (39% to 38%) among persuadable voters age 50 and older.

* Another 23% of these older voters remain undecided.

Top Issues of Concern

Not surprisingly, rising prices and affordability top the list of concerns for older voters in these competitive congressional districts, followed by threats to democracy and immigration.

For persuadable voters age 50 and older, the top three issues influencing their vote are rising prices and affordability, Social Security and Medicare, and taxes.

Looking more closely at Social Security, 58% of older voters say the program is or will be a major source of household income. An overwhelming 94% say they would be more likely to support a candidate who ensures they receive the Social Security benefits they earned through a lifetime of work.

On health care, 85% say they would be more likely to support a candidate who expands Medicare’s ability to negotiate prescription drug prices.

Caregiving is another important issue. Half of older voters surveyed say they are or have been family caregivers. At the same time, 77% would be more likely to support a candidate who provides a tax credit to help cover the costs of unpaid family caregiving.

Affordability. And when it comes to rising prices, groceries and gasoline remain the two biggest concerns.

Taking a Look at Gray Power at the Polls

Darrell West, a senior fellow at the Brookings Institution and former Brown University professor, agrees with the findings of AARP’s latest survey. Older voters have become a crucial swing group that could shape this year’s election, he says.

West explains that seniors don’t vote as a monolith. They regularly shift their votes between Republicans and Democrats. Ultimately, their choices in November may come down to how well candidates protect the programs they rely on most, particularly Social Security and Medicare.

“This invaluable poll illustrates that seniors and older adults matter,” says Max Richtman, President and CEO of the National Committee to Preserve Social Security and Medicare (NCPSSM). “Seniors will be the largest block of voters, and politicians ignore them at their own peril,” he warns.

“Seniors, who are more likely to live on a fixed income, have been especially hurt by Trump’s affordability crisis. This underlines the importance of Social Security in this election. This is why we say ‘Social Security is on the Ballot!’” stresses Richtman.

Richtman estimates that voters age 65 and older will account for more than 30% of the electorate. While Republicans have historically enjoyed an advantage among these voters, Democrats have narrowed that gap in recent elections, he says.

“Supporting Social Security is both good policy and good politics,” Richtman claims, pointing to the poll’s finding that 94% of older voters are more likely to support candidates who protect their Social Security benefits.

While AARP is a nonpartisan nonprofit organization that does not endorse political candidates, NCPSSM’s political action committee does.

According to Richtman, NCPSSM-PAC has endorsed and supported more than 50 candidates nationwide, including Josh Turek (Iowa), Dan Osborne (Nebraska), Abdul El-Sayed (Michigan), Roy Cooper (North Carolina) and Jon Ossoff (Georgia).

NCPSSM also compiles a congressional scorecard to inform older Americans about how votes in Washington affect Social Security, Medicare and other programs important to them. Based on the organization’s legislative priorities, Democrats generally receive higher scores than Republicans.

Richtman notes that NCPSSM-PAC has been busy educating voters about the stakes of this election through its “Social Security on the Ballot” mobilization campaign. Its message is that the lawmakers elected this November will help determine Social Security’s future and whether beneficiaries receive the benefits they have paid for. The organization is getting that message out through town halls, press conferences, social media, and traditional media appearances. It also works with candidates and campaigns on policy issues affecting older Americans.

Meanwhile, AARP continues its own voter education efforts through its “Social Security, Your Vote, Its Future” initiative, asking congressional candidates how they would protect and strengthen the program.

The nation’s largest organization representing older Americans also provides research and analysis on Social Security policies, works with federal officials and members of Congress, and organizes public education efforts to inform and mobilize its members.

Through its “I Am a Social Security Voter” campaign, AARP encourages voters to prioritize protecting Social Security when evaluating candidates.

AARP’s latest report suggests that in tightly contested congressional districts, the “silver wave” of older voters may be the deciding factor in who goes to Washington and who stays home.

Stay tuned…

The survey was conducted by AARP’s bipartisan polling group, Fabrizio Ward and Impact Research, and interviewed 1,368 likely voters in 43 competitive congressional districts between October 1 and 5, 2026, using a combination of cell phone, landline, and a text-to-web survey in both English and Spanish; the margin of sampling error is ±2.7 percentage points.

Full Survey Results: AARP’s 2026 Targeted Congressional District Voter Poll; go to Targeted Congressional District Voter Survey.

For AARP’s 2026 Midterm Election Polls, go to Older Voters in the 2026 Midterm Elections in Battleground States.

Retirement Survey Bleak for Ocean State

Published in Pawtucket Times on February 1, 2016

Here we go again. This month, America’s tiniest state gets outed as being the most unfavorable state to live out your retirement years. According to a new WalletHub study, “2016’s Best & Worse States to Retire,” when compared to all 50 U.S. states and the District of Columbia, Rhode Island came in dead last when compared against 24 metrics falling in one of these three categories (Affordability, Quality of Life and Health Care).

WalletHub, an internet site that calls itself “a personal finance Web site, taps Florida as being the top state to live your retirement years, followed by Wyoming, South Dakota, South Carolina and Colorado. The in-depth analysis, geared to identifying the most retirement-friendly states, gives the Ocean States the distinct of being the worst place to live in your later years, followed by the District of Columbia, Hawaii, Connecticut and Vermont.

As to affordability, WalletHub looked at the adjusted cost of living, tax friendliness of a state, it’s taxation on pensions and Social Security income, and annual cost of in-home services. Rhode Island was ranked 51 (the worst) in affordability for retirees. In zeroing in on this specific variable, the state came in 41st in adjusted cost of living; 45th in annual cost of in-home services and 48th in taxpayer rankings.

For a state’s quality of life, WallettHub zeroed in on an array of variables including the number of theatres, museums, music venues, golf courses. The researchers also checked out crime rates, weather, the number people age 65 and older and whether the state’s labor is elderly friendly. A sampling of Rhode Island specific rankings for this variable include a ranking of 35th for Museums per Capita; 42nd for Theaters per Capita; and 48th for the number of golf courses per Capita; and 32nd in having employed residents age 65 and over.

As for health care, the study examined the number of family physicians, dentists, nurses, and health-care facilities per 100,000 residents, the ranking of the state’s public hospitals, the resident’s life expectancy and emotional health, even taking a look at the death rate for people age 65 and older. Rhode Island ranks 49th in number of family physicians per 100,000 Residents.

WallettHub analyst, Jill Gonzalez, says that for Rhode Island to become a mecca for retirees, state lawmakers must reconsider how they tax Social Security and pensions. The state’s current tax policy “is not at “all friendly toward retirees,” she adds.

According to Gonzalez, the state’s cost of living index is also high at 122 while the national index is 100. This means that if the cost of goods and services nationwide is $100, the Rhode Island retirees will pay $122. Annual costs to pay for home care are nearly $54,000 per year in Rhode Island and state policy makers must find a way to reduce this key community-based service.
Statewide Reactions to Web site Survey

These surveys aggregate data that does not encourage retirement here,” observes AARP Rhode Island State Director Kathleen Connell. “They do not fully measure quality of life or how the proximity to Boston and New York City make Rhode Island attractive to many retirees. But you often hear people talk about retiring in states where lower taxes and deflated housings prices suggest that retirement income will go dramatically farther.

“The tax issue is a reality driven by the state’s so-called ‘structural deficits’ that have resulted in cities and towns raising property and excise taxes. Meanwhile, hikes in fees and new surcharges have added to the tax burden. Legislative leaders face a great challenge in reversing this trend.

“Many people in their 40s and 50s who want to retire in Rhode Island can save more wisely for retirement and find a way to make it work. Anyone entering retirement now with little savings and expecting to rely primarily on Social Security is faced with difficult decisions.

“So, clearly the survey means different things to different people. Few would disagree that Rhode Island is a great place to retire – maybe one of the best places in the nation. If you can afford it.”

Edward Mazze, Distinguished University Professor of Business Administration, says, “I cannot disagree with the quantitative findings in the study. Behind the numbers are two critical factors that have an impact on retiring in Rhode Island – first, the Rhode Island economy has barely grown in the last eight years – second, the negative reputation of the state with government leaders going to jail, high property taxes, poor school systems and unfunded public pension and health programs.”

Mazze calls on the Rhode Island General Assembly to raise the state estate tax level to the same level as the federal estate tax level and exempt social security benefits from state taxes no matter what the income level. “The legislature has to reduce sales taxes and fees, be more transparent in its operations so that individuals trust government actions and fund the social services that retirees need,” he says.

But even with these negative findings retirees should Rhode Island as place to live because of its strategic location, transportation facilities and cultural and recreational activities. However, he acknowledges that “with the high cost of living in Rhode Island and fewer part-time job opportunities for retirees it is difficult to promote the state as a place to retire.”

Ernie Almonte, Rhode Island’s former auditor and partner at RSM US, LLP, a company that performs audit, tax and consulting services, says the changes in how the state taxes Social Security made by lawmakers last year was a good first step. But the former candidate for State Treasurer urges Governor Gina Raimondo and House and Senate Leadership to take a look at the state’s estate tax in the upcoming session. “I believe last year’s changes made by lawmakers was a move in the right direction but we cannot forget the legislative change to the estate cliff effect. “This certainly is a deciding factor for retirees looking to a place to settle down in their retirement years,” he adds.

Almonte also encourages state lawmakers to sit down with the Rhode Island Society of CPA’s to discuss tax policy. “Having a robust discussion on the role of tax policy to pay for necessary services and investments balanced by the ability to pay and the need to pay would be quite helpful to the long run,” he says.
House Speaker Nicholas Mattiello sees the business climate and economic outlook improving as he works to make the state’s tax structure more competitive with neighboring states. He says that the WallettHub survey did not take into account the repeal of state income tax for most Social Security recipients. The State offers retirees “a great quality of life with easy access to our beaches and we have excellent cultural attractions, restaurants, hospitals and universities, he says.

As she has said over her first year, Governor Gina Raimondo is “laser focused” on improving the quality of life for all Rhode Islanders, says deputy press secretary Katie O’Hanlon. “We’ve made a lot of progress over the past year, including eliminating state taxes on Social Security benefits for low and middle-income seniors and increasing funding for Meals on Wheels. However, we can always find ways to improve, says O’Hanlon.

It’s time for the Rhode Island General Assembly to get serious with enacting legislative proposals to attract retirees, more important to keep them from leaving for other retirement havens. Why not do a thorough review of tax policies of WalletHub’s best five places to retire and seek out best tax practices of other states? In the upcoming legislative session, Governor Raimondo and House and Senate leadership might consider reaching out to AARP Rhode Island and aging groups, along with the Rhode Island Society of CPAs, to organize a tax summit, seeking creative ways to tweak the state’s tax code to retain and attract retirees.

This WebHub study can be found at  http://www.wallethub.com/edu/best-and-worst-states-to-retire/18592/.