Monthly Archives for October 2015

Aggressive Scams Popping Up All Around the Ocean State

Published in Woonsocket Call on November 25, 2015

On Thursday morning, Mary Smith (not her real name) received a phone call from Sergeant Bradley from the Washington County Sheriff’s Office claiming she had missed jury duty and because so, there was a warrant issued for her arrest. Concerned, the older woman asked the man, who identified himself Sergeant Bradley, what she needed to do to fix the problem. She was instructed to go to a local CVS, purchase a pre paid debit card in the amount of $300 and to meet him in the parking lot of the Washington County Courthouse.

Thinking quick, Mary reported the troubling call to her local police. Like many older Rhode islanders, she had been a target of an aggressive scam now sweeping through the Ocean State, called the “jury duty scam.”

According to the Attorney General’s Office, in the latest rendition of the scam, an individual is calling Rhode Islanders claiming there is a warrant out for their arrest for failure to appear for jury duty. The individual, identifying himself as “Sergeant Bradley,” from either the “Washington County Sheriff’s Office,” the “South County Sheriff’s Office,” or the “Newport County Sheriff’s Office.” The caller ID shows the individual is calling from the 401 area code.

Here’s the scam

“Sergeant Bradley” tells the people he calls that they will be charged with a felony for failure to appear for jury duty and will then be held at the ACI for 30 days, after which they will be brought before Judge Suttell.

In order to avoid being arrested the scammer urges the individual to make an immediate payment using a pre-paid debit card. Mary did not fall for this old scam. It has been reported that at least one person paid more than $900 before they realized they were tricked.

Attorney General Peter Kilmartin calls on anyone receiving a similar phone call or threat to contact either the Rhode Island State Police to report the incident. Kilmartin says, “The individual making these phone calls has just enough information to make themselves sound legitimate.” This information, however, is readily available on the Internet to anyone with access to a computer, he notes.

“It is very important for anyone who receives a similar phone call to write down as much information as possible, don’t provide any personal information to the individual over the telephone, do not pay any money, hang up, and contact the State Police,” adds Kilmartin.

The state’s Office of Attorney General provides the following details about judicial process to keep Rhode Islanders from becoming a victim of the “jury duty scam.”
• Neither the Jury Commissioner nor the Rhode Island Sheriff’s Department makes telephone calls to prospective jurors threatening arrest or demanding that a fine be paid or a bond posted. If a juror who has been legitimately summoned in writing fails to appear, the Jury Commissioner will attempt to make contact and arrange to reschedule his or her service.

• Sheriffs in Rhode Island are a division of the Rhode Island Department of Public Safety and primarily work with the Courts. Unlike most other states, Rhode Island does not have sheriff departments based in counties. Each city and town has its own local police department.

Constant Vigilance Key to Fighting Scams

According to the U.S. Federal Trade Commission list of top consumer fraud complaints last year, more than 6,200 Rhode Island residents were victims of imposter scams.

“These latest Rhode Island scams underscored the need for constant vigilance,” observed AARP Rhode Island State Director Kathleen Connell. “We like to remind people that when people hear about a scam, the first reaction often is ‘I’d never fall for that.’ Well, maybe that’s because you just read about it in the news. People need to remember that they are most susceptible to the fresh scam no one is talking about that comes out of the blue.”

AARP’s Fraud Watch Network, Connell said, is one way to keep current. If you register for the free service you can receive alerts via smart phone or your computer when a new scam surfaces. You also can report a scam going around your neighborhood that is shared across the network, she added. If you’re not connected to the Internet, you can receive alerts and tips via a quarterly newsletter mailed to homes (Lean more and sign up at http://www.fraudwatchnetwork.org).

“Identity theft and fraud costs seniors billions of dollars nationally – in most cases, money that has been set aside for retirement, “Connell noted. “Impersonating police officers, federal agents or financial service companies, scammers use their “authority” to scare a person into paying them. Or, they pretend to be a friend or loved one in trouble who needs money.

“We’re committed to fighting back,” Connell declared, noting that one recent effort was a “reverse boiler room” operation.

In September, Connell and AARP Rhode Island volunteers Alan Neville of Cumberland and Carlo Gamba of West Greenwich met up in Boston with more than 50 others. Borrowing a favorite tactic the con artists’ playbook, AARP Fraud Watch Network staff and volunteers from New England and New York operated their own telemarketing boiler room. Instead of hearing from scammers, local residents received tips and information on how to protect themselves from imposter scams.

Strong Connections Protect Seniors from Scams

“Friends and family are key partners in protecting senior citizens from financial exploitation,” remarked Elderly Affairs Director Charles Fogarty. “Isolation is a major reason that people get victimized, so ensuring that senior citizens living in the community have strong connections to family and friends helps to protect them from scams and exploitation.”

The Department of Elderly Affairs (DEA) monitors fraud and scam reports from a number of sources, and distributes those notices to a network of approximately 500 partners in the community. If the victim of a scam is referred to DEA, they immediately contact the Attorney General’s Consumer Protection Unit. DEA does not investigate instances of scams perpetrated by strangers, but does investigate financial exploitation of an older adult by family or acquaintances.

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Social Security Recipients Thirsty for COLAs

Published in Pawtucket Times on October 19, 2015

With Christmas fast approaching, almost 65 million people who collect Social Security checks will get hit hard in their pocketbooks. On Thursday, the Social Security announced that there will be no cost of living adjustments (COLA) for 2016. It’s the third time this has happened in over 40 years. .

Unless Congress promptly acts to change the law to give COLAS, Medicare premiums will also be increasing dramatically for almost one-third of Social Security recipients. “The average American senior simply can’t afford a triple-digit increase for their Medicare coverage, says Max Richtman, President/CEO of the National Committee to Preserve Social Security and Medicare (NCPSSM) in a statement. The Washington, D.C.-based organization has lobbied Congress to pass legislation to address this urgent policy issue. “For millions of seniors, this large Medicare hike is devastating and a result of a well-intended “hold harmless” provision that left out too many Medicare beneficiaries,” he says.
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According to Richtman, “All of this was triggered by a zero COLA increase in Social Security for 2016, confirming yet again, that the current Social Security COLA formula isn’t accurately measuring seniors’ expenses. Seniors across this nation understand how important having an accurate measure of the increase in their real costs is to their day-to-day survival.”

House Democrats Rally for a COLA

Just one day before SSA’s announcement of no COLA next year, Congressman David N. Cicilline (D-RI), and 55 Democratic House members had sent a letter to the Social Security Administration (SSA) calling for the federal agency to find a way to provide a COLA for 2016. Not surprisingly Cicilline was not joined by House GOP lawmakers. Only Congressional action can revise this decision.

In the Ocean State, there are 153,349 beneficiaries who received $266,541,000 in total benefits in December 2014. In January 2015, beneficiaries received a 1.7% COLA, which averaged $29.55 per month, or $354.58 per year.

“Seniors, who are relying on Social Security for their retirement, have seen the costs of everything go up and deserve a COLA so they can have their basic needs met,” said Cicilline. “I hear from Rhode Islanders every day who are living on Social Security about their struggles with the rising costs of housing, food, and medicine. In fact, it seems everything is going up, except their Social Security check and this is dead wrong.”

SSA’s announcement on October 14 clearly shows that the current method of calculating COLA’s for Social Security beneficiaries negatively impacts the recipients, says Cicilline. The Democratic Congressman calls on Congress to quickly fix this problem now. The lawmaker has co-sponsored H.R. 1811, the Protecting and Preserving Social Security Act, to do just that.

Cicilline charges that the Social Security Administration has used the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) to determine whether the cost-of-living has increased. According to the Washington Post, the “biggest reason retirees aren’t getting a raise” is due to lower fuel prices, even though medical, housing, and food costs have increased.

It’s time to change the way COLAs are calculated, says Cicilline. Critics to the existing formula charge that fuel prices are less important in determining cost of living for the nation’s seniors – individuals ages 65 and older make up only 16% of all licensed drivers in the United States. To fix formula glitch, Cicilline has signed on as a co-sponsor of the CPI-E Act, which would replace CPI-W with the Consumer Price Index for the Elderly. CPI-E more accurately reflects cost of living for today’s older persons by weighting the cost of housing and medical care more compared to CPI-W. It also de-emphasizes fuel and transportation costs.

Blunting the Pain of Medicare Premium Hikes

Promptly responding to SSA’s double whammy of no COLA for 2016 and hikes in Medicare premiums, AARP, the nation’s largest aging advocacy organization in a letter called on Congress to “pass a fix.”

In her correspondence, Nancy LeaMond AARP’s EVP and Chief Advocacy and Engagement Officer, asks Congress to protect all Medicare beneficiaries from sharply increased out-of-pocket costs in light of the COLA announcement, requesting specifically that Congress “reduce. the impact of the sudden, sharp increases in the Part B premiums and deductible as soon as possible. Ideally, all Medicare beneficiaries should be held-harmless in the face of no Social Security COLA adjustment.”

LeaMond’s letter notes that 16.5 million Americans face sharp premium increases and that “all Medicare beneficiaries will see their Part B deductible increase 52 percent…from $147 to $223.” Additionally, AARP reiterates its opposition to the Chained Consumer Price Index (CPI), noting that “the Social Security COLA would be even more inaccurate and benefits would be even less adequate if recent proposals to adopt a Chained CPI had been enacted.

AARP has opposed all Administrative and Congressional attempts to enact a Chained CPI, and says it will continue to do so, says LeaMond, because the Chained CPI would further under reported inflation experienced by Social Security beneficiaries, and further erode their standard of living, cutting an estimated $127 billion in Social Security benefits from current and near retirees in the next ten years alone.”

With Capitol Hill polarized by political a House and Senate captured by ultra conservatives, Social Security beneficiaries will have to find ways to stay financially afloat until Congress can reduce the damaging impact of the Part B premium increases with no COLA increase to reduce the pain. Aging groups push for holding beneficiaries harmless to Medicare premium increases. With the election over a year off, law makers might just listen or face the wrath of older Americans who just exercises their right to vote at the polls.

Herb Weiss, LRI ’12 is a Pawtucket writer covering aging, health care and medical issues. He can be reached at hweissri@aol.com.

Slater Mill Showcases Classic Rock ‘n’ Roll Flick  

Published in the Woonsocket Call on October 11, 2015

When planning the 2nd Annual S.A.M. Fest, in conjunction with this years Pawtucket Arts Festival, Slater Mill’s Executive Director, Lori Urso scheduled a showing of Jim Wolpaw’s “Complex World.” Urso, also a professional musician, knew featuring the film at her event in August was a great way to both promote a local Providence filmmaker and give homage to The Young Adults, a popular rock band playing at the nonprofit’s weekend festival, too.

Rediscovering a Classic Film at S.A.M. Fest

On Aug. 30, more than 80 people gathered early evening at Hodgson Rotary Park to watch on a big outdoor screen the 81-minute offbeat cult rock ‘n’ roll comedy filmed at Providence’s Lupo’s Heartbreak Hotel. While the film attracted the curious, many adoring and loyal fans of The Young Adults came to check out the flick, too, says Urso.

The Complex World captures one night at Lupo’s Heartbreak Hotel, with its zany plot involving terrorists, political conspiracy, 100 pounds of explosives in the bar’s basement and drugs, with music from iconic Providence bands such as the Young Adults, NRBQ and Roomful of Blues. The film had a brief two-month run in a Boston and one week in New York City, and it garnered good reviews. However, a distribution deal with Hemdale, a major film distributor that released “The Terminator” and the “Last Emperor,” fell through, ending up in a lawsuit. Even though Wolpaw won his case and a small settlement, the legal battle sealed the film’s fate. Over the years, the filmmaker’s DVDs have been sold on a website, and the last public showing was in 2010, for two days at the Providence-based Cable Car to raise money for a local charity.

Urso, 51, remembers being an extra during the 1987 film shoot, “a biker chick hanging out in the bar’s parking lot” at 79 Washington St.  “Quite a few people that I knew showed up to be extras that night. I’m glad I was able to be part of it,” she said.

Rudy Cheeks one of the founders of Young Adults and co-writer of the Phillip & Jorge column published in “Motiff Magazine,” was in attendance during the S.A.M. Fest screening, and he observed people of all ages in attendance, many of whom watched the film for the first time.

Even though the film was produced about 25 years ago, “it’s held up pretty well over the years,” says Cheeks. “The strongest part of the film was its ‘mise en scène,’ the capturing of the inside atmosphere of the bar.”

Adds, Rick Bellaire, Chair and Archive Director of Pawtucket-based Rhode Island Music Hall of Fame, the Wolpaw’s Indie film produced outside of the major film studio system, is a great Rock and Roll documentary.  “It was a snap shot of what was happening in the Rhode Island music scene at the time the film was shot,” he says.

The Making of a Classic Film

While it took about two-and-a-half months to shoot the film in 1987, it took more than two years to bring “Complex World” to the screen of the Cable Car Theatre in 1990, says Wolpaw, noting that it ran for a record four months. The veteran filmmaker, who was nominated for an Academy Award for a 1985 documentary, was brought into this film project by Rich Lupo, the owner of Lupo’s Heartbreak Hotel, who just happened to be his roommate at Brown University and later a bartender and manager at the Providence bar.

In 1970, when both young men graduated from Brown University they shared their dreams. Lupo planned to open up a bar with music while Wolpaw wanted to become a filmmaker.  Wolpaw agreed to use Lupo’s bar in film if he opened on up.  “I never would have believed at that time we would both end up at that place,” says Lupo.

According to Wolpaw, the efforts to create and fund a film began a year before the bar was going to be torn down to make way for condos. The film was to use Lupo’s as a basis for the movie to “explain the spirit of the bar,” he said, noting that it would be shot like a documentary film.

Lupo invested the most to produce the film, but with increased costs, other friends chipped in, said Wolpaw. The unique film stood out among films that were produced in Hollywood, he said, “noting it was not the typical movie.”

Two years of editing and reshoots would later result in the final film, says Wolpaw, noting that over the years and even at the Slater Mill screening he “had trouble watching it.” Shooting the film like a documentary just did not work for the plot, he said, but it captured an early era of the Providence music scene.

Even after more than two decades since being released, orders for “Complex World” keep trickling in, says Wolpaw, who has worked as an adjunct film professor at Emerson College in Boston, the University of Rhode Island and the Rhode Island School of Design. He is pleasantly surprised that orders come in from such faraway places as British Columbia and France.

A Prolific Filmmaker  

Besides his Classic “Complex World,” Wolpaw is known for innovative approaches in considering artists and issues in the arts, and he has an impressive number of films under his belt:  “Cobra Snake for a Necktie” (Showtime 1980), a portrait of rock ‘n’ roll legend Bo Diddley; “Loaded Gun: Life, and Death, and Dickinson” (PBS 2003, INPUT 2004), a quirky look at poet Emily Dickinson that was chosen by “The Library Journal” for its list of Best Poetry Films; and “First Face: The Buck Starts Here” (PBS 2011), an accounting of the dollar bill portrait of George Washington.

Even at 67, Wolpaw, who has won awards at more than a dozen film festivals worldwide, has not slowed down. He is still working on three projects, a film about Cleveland poet and activist Daniel Thomson, one detailing the history of Rhode Island’s Ladd Center and a fictional narrative film about poet Dickinson. Hopefully, they will have a long shelf life and audience like “Complex World.”

“Complex Word” can capture viewers who wish to relive their experiences at Lupo’s, and purchases of the DVD benefit the Gloria Gemma Foundation and Advocates in Action. For details, go to www.complexworldthemovie.com.

 

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