Published in RINewsToday on June 8, 2026
As skyrocketing Medicare fraud schemes cost taxpayers billions each year, congressional leaders, federal agencies, and consumer advocacy groups intensify their efforts to combat aggressive scams targeting older Americans.
Experts estimate that Medicare fraud, waste, and abuse may cost as much as $60 billion annually. However, no federal agency publishes a definitive total amount because much of the activity goes undetected.
The growing incidents of Medicare fraud, waste, and abuse framed the discussion on June 3, 2026, at the Leon Mathieu Senior Center in Pawtucket, where more than 40 older adults gathered for the Fifth Annual Medicare Fraud Prevention Week event.
During the 75-minute presentation, three federal officials shared valuable information with the attending Medicare beneficiaries, designed to increase their awareness of fraud tactics and equip them with practical strategies to safeguard their personal and health care benefits.
The afternoon program was hosted by Rhode Island’s Senior Medicare Patrol (SMP), along with special agents from the U.S. Department of Health and Human Services Office of Inspector General (HHS-OIG), the Centers for Medicare and Medicaid Services (CMS), and the City of Pawtucket.
At the gathering, municipal, state, and federal leaders warned that Medicare recipients remain primary targets of fraudsters who use fake medical claims and identity theft. Specific types of fraud were highlighted, including durable medical equipment (orthotic braces, urinary catheters), genetic testing, and fraudulent billing by medical providers.
Learning to Spot the Warning Signs
Christine Anderson, Health Information Manager at the Rhode Island Office of Healthy Aging (OHA) and the leader of the state’s SMP program, said the program’s goal is to provide beneficiaries with practical tools to protect themselves and encourage them to be more proactive in reporting suspicious fraud activity, potentially reducing the success rate of scams within Rhode Island.
Anderson emphasized that scammers will often pose as representatives of Medicare, Social Security, or local human services offices to obtain or confirm Medicare numbers, which can be used to bill for unnecessary durable medical equipment such as back or knee braces.
SMP’s Program Manager urged attendees to review their Medicare Summary Notices (for Original Medicare) or their Explanation of Medical Benefits (EOMB), and to seek assistance from the SMP program and the Leon Mathieu Senior Center (or their local senior center) if they see unfamiliar charges.
“If something doesn’t look right, ask questions,” Anderson urged.
“We are grateful to the OHA, HHS-OIG, CMS, and the SMP for bringing this important information directly to our residents,” Donald R. Grebien, Mayor of Pawtucket said. “Education and awareness are critical in protecting older adults and preserving the integrity of the Medicare system.” It is one of the strongest defenses against scams targeting older residents,’ he says. Grebien pointed out that fraud can threaten both the financial security and well-being of seniors.
Echoing Grebien’s sentiment, Elizabeth Moreira, Pawtucket’s Deputy Director of Administration, said community education is key, stressing that awareness of the growing prevalence of scams is one of our strongest tools for preventing fraud. “Events like today give our community and caregivers the tools they need to recognize warning signs, protect their personal information, and report fraud before it can harm them,” Moreira said.
Federal Enforcement Efforts
HHS-OIG Special Agent Victoria Mens and Assistant Special Agent Lindsay Walford described their federal agency’s role in investigating fraud, waste, and abuse across more than 100 HHS programs, including health, social, and Medicare and Medicaid programs.
The federal agents also explained how they fight Medicare fraud, waste, and abuse.
They highlighted how the Office of Audit Services and the Office of Evaluation and Inspections publish reports on systemic problems including nursing homes lacking emergency power and using antipsychotic drugs to control residents.
To safeguard $2 trillion in federal healthcare funds, HHS-OIG conducts audits, evaluations, and criminal investigations.
The federal officials also cited prosecutions involving overbilling for medical equipment, large-scale catheter fraud schemes, and psychiatric billing for services that were never provided.
One of the most costly schemes involving urinary catheters was estimated to have resulted in attempted losses of about $4.5 billion, notes Walford.
During the presentation, Walford cited a Rhode Island case. She noted that Zynex Medical allegedly overbilled multiple payers about $873 million for TENS units and excessive supplies, leading to criminal charges against company leaders and a non-prosecution agreement with the company.
“A lot of that has been stopped, and so that money hasn’t all gone out, but that’s the tune and counting as to how much they’re attempting to pull out of the Medicare Trust Fund,” Walford said. She gave an overview of HHS-OIG accomplishments. Between April and September 2025, OIG work led to $2.2 billion in recoveries through settlements and criminal restitution. The agency said it returns nearly $13 for every dollar spent on oversight.
During the same period, investigators completed more than 900 investigations and issued hundreds of recommendations to prevent improper payments, says Walford.
Protecting Yourself
Mens urged seniors to treat their Medicare number with the same care as a Social Security number. “Don’t give out that information,” she warns. “If someone calls claiming to be from Medicare or says they are your healthcare provider, hang up and call back using a number you know is legitimate,” she says.
“Scammers rely on urgency,” Mens said. “Take time to talk with a family member, Medicare representative, or healthcare professional before making any decisions,” she says.
Jennifer Syria, Regional Administrator for the Centers for Medicare & Medicaid Services, pointed out that beneficiaries play a critical role in preventing fraud. “When you review your statements and notice unfamiliar charges, you become a valuable investigator in preventing fraud,” Syria said.
Syria encouraged residents to report suspected fraud and have key details ready, including provider names, dates of service, payment amounts, and Medicare Summary Notices.
“If you suspect you are a victim of fraud, our trained staff can meet with you to help resolve the issue,” says Mary Lou Moran, Director of the Leon Mathieu Senior Center. If you need assistance, call 401-728-7582. Moran notes that protecting yourself comes down to three key actions: prevent, detect, and report.
For more details about Rhode Island’s Senior Medicare Patrol program, call (401) 1-888-884-8721.
Tag Archives for Social Security
AI Data Centers Spark Utility-Cost Concerns for Older Rate Payers
Published in RINewsToday on May 25, 2026
The Industrial Revolution began at Slater Mill in Pawtucket and transformed the economy through machine-powered manufacturing. Now, 260 years later, the rise of artificial intelligence (AI) is changing the economy again as computers take on more jobs and reshape industries.
Artificial Intelligence may feel distant from the daily lives of many older Rhode Islanders, but the electric bills needed to power it could become personal. As AI data centers expand across the country, consumer advocates and lawmakers are asking whether residential rate payers — including seniors on fixed incomes — could end up subsidizing the energy infrastructure needed by some of the world’s largest technology companies.
For older adults living on Social Security, pensions, or other fixed incomes, even modest increases in electric bills can mean tradeoffs with food, medication, transportation, or home maintenance.
AI data centers have servers and special computer hardware that run AI systems. Thousands of advanced chips quickly process data to train and run AI models for tasks such as analytics, image generation, and chatbots. Large data centers consume significant amounts of electricity and require advanced cooling systems. This has led to concerns about higher electricity bills, increased water use, and environmental impacts.
The rapid growth of AI has accelerated investment by major technology companies, including Amazon, Google, Meta, and Microsoft. By March 2026, Consumer Reports noted that there were 3,069 data centers across the country, with 1,489 more planned or under construction. Rhode Island has seven data centers.
Some researchers say that AI is driving up electricity demand. A report from Bloom Energy in January 2026 predicts that U.S. data centers will use between 80 and 150 gigawatts of energy, almost doubling from 2025 to 2028.
Opposition Builds Against AI Data Center Projects
Gallup Poll’s first survey on data center construction, released on May 13, 2026, found that many Americans are worried about AI data centers being built in their communities. People are concerned about the use of large areas of land and the possible environmental, economic, and social effects. Seven out of ten people surveyed are against these projects in their area, and almost half (48%) are strongly opposed. Only about a quarter support the centers, and just 7% are strongly in favor, notes Jeffrey M. Jones, the author of the Gallup Poll report.
About one in five people who oppose data centers worry about how they might affect daily life. Their concerns include increased noise, air and water pollution, heavier traffic, and the desire to use the land for something else. Some also mention higher utility bills, rising living costs, and the possible need for subsidies.
“Most of the remaining opposition stems from general or specific concerns about Artificial Intelligence,” notes Jones.
Even though many people have concerns, the survey shows that supporters of AI data centers view the situation differently. Most supporters point to potential economic benefits, such as new jobs, increased tax revenue, and improved infrastructure as the main positives.
When it comes to politics, the Gallup poll found that most people—whether Republican, Democrat, or Independent—do not want a data center built near their homes. The survey notes that Democrats are more likely than Republicans to be strongly opposed (56% compared to 39%), with independents in the middle at 48%.
Older Ratepayers Push Back Against Higher Utility Rates
As AI data centers grow rapidly, AARP in Washington, DC, is monitoring rising power demand and the associated costs. Approximately 40 states have considered legislative or regulatory action related to the impact of large data centers on utility costs, grid reliability, or water use.
AARP’s 2025 report, ‘Powering AI, Draining Wallets: Consumers Could Be at Risk for Steep Electric Bills,’ was conducted by the National Opinion Research Center (NORC) at the University of Chicago and sampled U.S. households aged 50+. Survey results show that 69% of people aged 50 and over have seen their electric bills go up in the past year, and one in four say the increase is significant. 78% are worried about rising electricity costs, underscoring the financial stress many older adults feel.
75% of respondents call on state leaders to ensure that regular customers do not have to pay for the electricity used by new data centers. While 78% think data centers should cover their own utility costs rather than receive government assistance, just 3% believe ratepayers should pay.
Both Democrats (76%) and Republicans (74%) want state governments to protect customers from having to subsidize AI data centers.
In Oklahoma Older Residents Weigh In on AI Data Center Debate
Also, an AARP report, “Utility Affordability and Large Data Centers,” noted that older Oklahomans, especially those living on fixed incomes, are very worried about data centers and whether they can afford their bills
“Across the country, states are facing the same fundamental question: how to support rapid growth in energy demand without risking affordability for everyday consumers,” said Jenn Jones, Vice President of Financial Security and Livable Communities at AARP, in an April 28, 2026, statement announcing the release of the report.
The survey found that most Oklahomans (92%) think state leaders should make sure current residential customers do not have to pay for the costs of new data centers. Many (86%) also believe that data center companies should pay for the big electricity and infrastructure costs themselves.
Regulating Rhode Island’s Burgeoning Data Center Industry
Supporters of data center development argue that the facilities can bring construction jobs, permanent technical and security jobs, local tax revenue, and investment in electric-grid infrastructure. The central policy question is not whether data centers should exist, but who pays for the added power capacity they require — the companies that use it, or the broader pool of residential and business customers.
On Jan. 28, 2026, House Speaker Pro Tempore Brian Patrick Kennedy (D-Dist. 38, Hopkinton, Westerly) introduced H 7331 to implement state regulations on data centers being built in Rhode Island. The bill was referred to the House Corporations Committee. In the upper chamber, Sen. Louis P. DiPalma (D-Dist. 12, Middletown, Little Compton, Newport, Tiverton) later introduced the Senate companion measure, S 2776, on March 4, 2026, which was referred to the Senate Commerce Committee. Both legislative proposals have since been recommended for further study.
“Data centers have become controversial because they often require improvements to the electric infrastructure, with ratepayers footing the bill,” said Rep. Kennedy. “This, coupled with substantial environmental implications, requires a regulatory framework that can balance the economic benefits of data centers with our energy and environmental concerns,” he says.
Both legislative proposals require the Public Utilities Commission to ensure protections for ratepayers in Rhode Island by preventing data center operators from passing their electricity costs on to residential and other business customers. Data centers must pay their own way to protect ratepayers from subsidizing the large-scale private energy demands of these projects, and no costs related to the construction of electric infrastructure should be allocated to other customers.
It would also require each data center to submit an annual report to the RI Department of Environmental Management detailing daily water withdrawals, the cooling technologies used, and water recycling or reuse practices. It would allow the DEM director to require a data center to submit a water efficiency, conservation, or recycling plan as a condition of any permit issued. A final provision requires financial assurance that provides for site restoration in the event of abandonment or cessation of operations.
For older Rhode Islanders, the debate is likely to be less about artificial intelligence itself than about affordability. As data centers expand, lawmakers and regulators will face a basic question: how to support new technology and economic development without shifting private infrastructure costs onto households already struggling with rising utility bills.
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Senate Aging Panel Highlights the Importance of Financial Literacy
Published in RINewsToday on May 18, 2026
Chairman Rick Scott (R-FL) and Ranking Member Kirsten Gillibrand (D-NY) of the U.S. Senate Special Committee on Aging held a hearing last month called “Empowering Seniors Through Financial Literacy: Tools to Protect Savings, Prevent Fraud, and Promote Independence.” The hearing, held during National Financial Literacy Month, focused on the need for financial education and income security for older Americans.
The April 15 hearing lasted just over an hour and focused on improving financial and retirement security for older Americans. During his opening remarks, Sen. Scott announced the release of a bipartisan 2026 Financial Literacy Booklet to help older Americans spot and avoid scams.
At SH-216, the Senate Aging Committee confirmed its continued work to protect older adults from financial exploitation and built on earlier efforts, such as the 2025 Fraud Report.
New Resource for a Secure Retirement
The new 39-page bipartisan booklet, Guarding Your Nest Egg: A Financial Resource for Older Adults, helps older Americans manage their finances, protect themselves from fraud and scams, and plan for a secure retirement.
As Sen. Scott noted: “For so many Americans, especially our seniors, it’s hard to find the information,” Sen. Scott said in his opening statement. “And when you do find it, it’s often incredibly complicated. As a country, we have done a poor job of ensuring people know their options and what route will work best for their needs.”
Sen. Scott says financial literacy is one of the most powerful and most underused tools to protect older Americans. “When they understand how their benefits work, they make better decisions,” he says.
“When they know how to read a financial statement and recognize bad actors, they’re harder to deceive. When they understand the difference between a legitimate investment and a pitch that’s too good to be true, they protect themselves. And when they know where to turn for trusted help, they realize they are not navigating this alone,” said the Florida Senator.
Finally, Sen. Scott added, “The best part is that this doesn’t require a new government program or more federal bureaucracy.” He stressed that the solution is not more federal spending, but “clear information, trusted messengers, and a commitment to getting that information into people’s hands.”
The Senate Aging Committee’s new booklet helps readers make smart retirement and financial decisions. It covers an array of topics, including Social Security, Medicare, housing, charitable giving, disaster preparedness, and even planning for unexpected events. Throughout its pages, practical advice is given to help older adults protect their savings and avoid fraud and scams.
Sen. Gillibrand, in her opening remarks, noted that over 11,000 Americans turn 65 every day. Longer lifespans mean more years in retirement, so careful retirement planning is needed, she says, stressing that aging populations put pressure on budgets and healthcare programs at all levels.
The New York Senator mentioned a recent statement by President Donald J. Trump, who suggested that Medicare and Medicaid should be managed by states rather than the federal government. She countered that comment, noting that since Medicare and Medicaid were enacted in 1965, older Americans have come to rely on these federal programs and expect them to be in place when needed.
Sen. Gillibrand pointed out that the Centers for Disease Control and Prevention data show about 44% of adults over 65 have a disability. Many people don’t see themselves in these statistics, and some find it difficult to plan to take care of a child or adult with special needs. Even when people set financial goals and save, unexpected events can still occur, she says.
Expert Witnesses disclose Insights on Financial Literacy
The Senate Aging Panel brought four expert witnesses from the Financial Industry Regulatory Authority (FINRA), the American Bankers Association Foundation, AARP, and the financial planning community to testify at the hearing. These witnesses stressed the value of financial literacy and highlighted the growing complexity of fraud schemes. They also called for a coordinated approach that leverages education, training, partnerships, and legislation to protect older Americans’ finances.
“For older Americans, financial literacy is not a luxury; it is key for building wealth, protecting savings and preserving autonomy,” says Christine Kieffer, Interim President of the FINRA Investor Education Foundation. Kieffer explained that financial literacy helps manage financial difficulties, but it is not enough to prevent scams. It should be combined with awareness of scams, an understanding of persuasion tactics, and a coordinated approach to ensure real protection.
Sam Kunjukunju, Vice President of Consumer Education at the American Bankers Association Foundation, suggested banks protect and educate older consumers, train bankers, work with law enforcement and adult protective services, and use technology. He also called for a nationwide education campaign and federal laws allowing banks to delay suspicious transactions.
From large banks to small community banks, these financial institutions offer fraud prevention workshops, online banking training, and financial wellness seminars, and coordinate outreach efforts with community organizations, says Kunjukunju, citing several examples.
Carly Roszkowski, AARP’s Vice President of Financial Resilience Programming, shared that 64% of adults worry about having enough money to retire, and nearly one in five non-retirees have no retirement savings. She discussed the real financial challenges older adults face.
AARP provides practical, easy-to-use digital tools (calculators, guides, and other resources) that enable older adults to make informed decisions about their financial future, thereby strengthening their long-term retirement security, says Roszkowski.
“The retirement system now shifts risk to the individuals, but education and support never caught up,” said Roszkowski in her testimony, explaining that the U.S. retirement system now places primary responsibility on individuals to manage savings, investing, and turning those savings into lifelong income.
“Financial literacy works – but only when it’s practical, sustained, timely, and paired with decision support,” adds Roszkowski.
Furthermore, Roszkowski argued that since individuals now bear more risk, financial literacy should be taught throughout one’s life. This approach should cover complex decisions that must be made in later years, as well as fraud risks, drawing on trusted, accessible sources.
In his testimony, Scott Kahan, a certified financial planner, also shared his experience navigating Medicare at age 65, even after 40 years in finance, to illustrate how complex it can be.
“Many people don’t use a financial planner for retirement planning. They might think they don’t have enough money or believe free help online is enough,” says Kahan, warning that this belief is often wrong and misleading.
Getting help from skilled, ethical financial planners like CFPs is essential and should not be considered a luxury, Kahan states, describing this assistance as a lifeline for managing financial complexity and avoiding fraud.
At this hearing, the expert witnesses said that today’s scams are sophisticated schemes that use Artificial Intelligence, voice cloning, and psychological manipulation. They also pointed out how hard it is to make wise choices about when to take Social Security, enroll in Medicare, and manage savings, especially when information is complex, hidden, and difficult to find on government websites, or even biased.
The witnesses also called on banks, government, regulators, nonprofits, and law enforcement to work together to help older Americans make better financial decisions and avoid scams. They often said that information and warnings should come from trusted sources such as family, bankers, financial planners, or groups like AARP.
A Final Note…
Hopefully, the testimony at the Senate Aging Committee hearing will push Congress to move quickly to establish a “uniform national framework” that eliminates inconsistencies among state laws and better protects older Americans from today’s increasingly sophisticated fraud and scams. Possible steps include a federal “safe harbor” law allowing banks to delay disbursements or temporarily hold transactions when fraud is suspected, the creation of new task forces focused on combating elder fraud, and increased funding for national financial literacy campaigns.
The witnesses’ testimony about scams and complex systems may prompt federal agencies, such as the Securities and Exchange Commission, the Social Security Administration, and the Centers for Medicare & Medicaid Services, to make their communications and processes easier for older adults to access.
To watch the April 15 Senate Aging Committee Hearing, go to Empowering Seniors through Financial Literacy: Tools to Protect Savings, Prevent Fraud, and Promote Independence | United States Senate Special Committee on Aging
Download/read the “Guarding Your Nest Egg, a Financial Resource Guide for Older Adults: https://www.aging.senate.gov/imo/media/doc/guarding_your_nest_egg_a_financial_resource_guide_for_older_adults.pdf
Herb Weiss 