AI Data Centers Spark Utility-Cost Concerns for Older Rate Payers

Published in RINewsToday on May 25, 2026

The Industrial Revolution began at Slater Mill in Pawtucket and transformed the economy through machine-powered manufacturing. Now, 260 years later, the rise of artificial intelligence (AI) is changing the economy again as computers take on more jobs and reshape industries.

Artificial Intelligence may feel distant from the daily lives of many older Rhode Islanders, but the electric bills needed to power it could become personal. As AI data centers expand across the country, consumer advocates and lawmakers are asking whether residential rate payers — including seniors on fixed incomes — could end up subsidizing the energy infrastructure needed by some of the world’s largest technology companies.

For older adults living on Social Security, pensions, or other fixed incomes, even modest increases in electric bills can mean tradeoffs with food, medication, transportation, or home maintenance.

AI data centers have servers and special computer hardware that run AI systems. Thousands of advanced chips quickly process data to train and run AI models for tasks such as analytics, image generation, and chatbots. Large data centers consume significant amounts of electricity and require advanced cooling systems. This has led to concerns about higher electricity bills, increased water use, and environmental impacts.

The rapid growth of AI has accelerated investment by major technology companies, including Amazon, Google, Meta, and Microsoft. By March 2026, Consumer Reports noted that there were 3,069 data centers across the country, with 1,489 more planned or under construction. Rhode Island has seven data centers.

Some researchers say that AI is driving up electricity demand. A report from Bloom Energy in January 2026 predicts that U.S. data centers will use between 80 and 150 gigawatts of energy, almost doubling from 2025 to 2028.

Opposition Builds Against AI Data Center Projects

Gallup Poll’s first survey on data center construction, released on May 13, 2026, found that many Americans are worried about AI data centers being built in their communities. People are concerned about the use of large areas of land and the possible environmental, economic, and social effects. Seven out of ten people surveyed are against these projects in their area, and almost half (48%) are strongly opposed. Only about a quarter support the centers, and just 7% are strongly in favor, notes Jeffrey M. Jones, the author of the Gallup Poll report.

About one in five people who oppose data centers worry about how they might affect daily life. Their concerns include increased noise, air and water pollution, heavier traffic, and the desire to use the land for something else. Some also mention higher utility bills, rising living costs, and the possible need for subsidies.

“Most of the remaining opposition stems from general or specific concerns about Artificial Intelligence,” notes Jones.

Even though many people have concerns, the survey shows that supporters of AI data centers view the situation differently. Most supporters point to potential economic benefits, such as new jobs, increased tax revenue, and improved infrastructure as the main positives.

When it comes to politics, the Gallup poll found that most people—whether Republican, Democrat, or Independent—do not want a data center built near their homes. The survey notes that Democrats are more likely than Republicans to be strongly opposed (56% compared to 39%), with independents in the middle at 48%.

Older Ratepayers Push Back Against Higher Utility Rates

As AI data centers grow rapidly, AARP in Washington, DC, is monitoring rising power demand and the associated costs. Approximately 40 states have considered legislative or regulatory action related to the impact of large data centers on utility costs, grid reliability, or water use.

AARP’s 2025 report, ‘Powering AI, Draining Wallets: Consumers Could Be at Risk for Steep Electric Bills,’ was conducted by the National Opinion Research Center (NORC) at the University of Chicago and sampled U.S. households aged 50+. Survey results show that 69% of people aged 50 and over have seen their electric bills go up in the past year, and one in four say the increase is significant. 78% are worried about rising electricity costs, underscoring the financial stress many older adults feel.

75% of respondents call on state leaders to ensure that regular customers do not have to pay for the electricity used by new data centers. While 78% think data centers should cover their own utility costs rather than receive government assistance, just  3% believe ratepayers should pay.

Both Democrats (76%) and Republicans (74%) want state governments to protect customers from having to subsidize AI data centers.

In Oklahoma Older Residents Weigh In on AI Data Center Debate

Also, an AARP report, “Utility Affordability and Large Data Centers,” noted that older Oklahomans, especially those living on fixed incomes, are very worried about data centers and whether they can afford their bills

“Across the country, states are facing the same fundamental question: how to support rapid growth in energy demand without risking affordability for everyday consumers,” said Jenn Jones, Vice President of Financial Security and Livable Communities at AARP, in an April 28, 2026, statement announcing the release of the report.

The survey found that most Oklahomans (92%) think state leaders should make sure current residential customers do not have to pay for the costs of new data centers. Many (86%) also believe that data center companies should pay for the big electricity and infrastructure costs themselves.

Regulating Rhode Island’s Burgeoning Data Center Industry

Supporters of data center development argue that the facilities can bring construction jobs, permanent technical and security jobs, local tax revenue, and investment in electric-grid infrastructure. The central policy question is not whether data centers should exist, but who pays for the added power capacity they require — the companies that use it, or the broader pool of residential and business customers.

On Jan. 28, 2026, House Speaker Pro Tempore Brian Patrick Kennedy (D-Dist. 38, Hopkinton, Westerly) introduced H 7331 to implement state regulations on data centers being built in Rhode Island. The bill was referred to the House Corporations Committee. In the upper chamber, Sen. Louis P. DiPalma (D-Dist. 12, Middletown, Little Compton, Newport, Tiverton) later introduced the Senate companion measure, S 2776, on March 4, 2026, which was referred to the Senate Commerce Committee. Both legislative proposals have since been recommended for further study.

“Data centers have become controversial because they often require improvements to the electric infrastructure, with ratepayers footing the bill,” said Rep. Kennedy. “This, coupled with substantial environmental implications, requires a regulatory framework that can balance the economic benefits of data centers with our energy and environmental concerns,” he says.

Both legislative proposals require the Public Utilities Commission to ensure protections for ratepayers in Rhode Island by preventing data center operators from passing their electricity costs on to residential and other business customers. Data centers must pay their own way to protect ratepayers from subsidizing the large-scale private energy demands of these projects, and no costs related to the construction of electric infrastructure should be allocated to other customers.

It would also require each data center to submit an annual report to the RI Department of Environmental Management detailing daily water withdrawals, the cooling technologies used, and water recycling or reuse practices. It would allow the DEM director to require a data center to submit a water efficiency, conservation, or recycling plan as a condition of any permit issued. A final provision requires financial assurance that provides for site restoration in the event of abandonment or cessation of operations.

For older Rhode Islanders, the debate is likely to be less about artificial intelligence itself than about affordability. As data centers expand, lawmakers and regulators will face a basic question: how to support new technology and economic development without shifting private infrastructure costs onto households already struggling with rising utility bills.

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Senate Aging Panel Highlights the Importance of Financial Literacy

Published in RINewsToday on May 18, 2026

Chairman Rick Scott (R-FL) and Ranking Member Kirsten Gillibrand (D-NY) of the U.S. Senate Special Committee on Aging held a hearing last month called “Empowering Seniors Through Financial Literacy: Tools to Protect Savings, Prevent Fraud, and Promote Independence.” The hearing, held during National Financial Literacy Month, focused on the need for financial education and income security for older Americans.

The April 15 hearing lasted just over an hour and focused on improving financial and retirement security for older Americans. During his opening remarks, Sen. Scott announced the release of a bipartisan 2026 Financial Literacy Booklet to help older Americans spot and avoid scams.

At SH-216, the Senate Aging Committee confirmed its continued work to protect older adults from financial exploitation and built on earlier efforts, such as the 2025 Fraud Report.

New Resource for a Secure Retirement

The new 39-page bipartisan booklet, Guarding Your Nest Egg: A Financial Resource for Older Adults, helps older Americans manage their finances, protect themselves from fraud and scams, and plan for a secure retirement.

As Sen. Scott noted: “For so many Americans, especially our seniors, it’s hard to find the information,” Sen. Scott said in his opening statement. “And when you do find it, it’s often incredibly complicated. As a country, we have done a poor job of ensuring people know their options and what route will work best for their needs.”

Sen. Scott says financial literacy is one of the most powerful and most underused tools to protect older Americans. “When they understand how their benefits work, they make better decisions,” he says.

“When they know how to read a financial statement and recognize bad actors, they’re harder to deceive. When they understand the difference between a legitimate investment and a pitch that’s too good to be true, they protect themselves. And when they know where to turn for trusted help, they realize they are not navigating this alone,” said the Florida Senator.

Finally, Sen. Scott added, “The best part is that this doesn’t require a new government program or more federal bureaucracy.” He stressed that the solution is not more federal spending, but “clear information, trusted messengers, and a commitment to getting that information into people’s hands.”

The Senate Aging Committee’s new booklet helps readers make smart retirement and financial decisions. It covers an array of topics, including Social Security, Medicare, housing, charitable giving, disaster preparedness, and even planning for unexpected events. Throughout its pages, practical advice is given to help older adults protect their savings and avoid fraud and scams.

Sen. Gillibrand, in her opening remarks, noted that over 11,000 Americans turn 65 every day. Longer lifespans mean more years in retirement, so careful retirement planning is needed, she says, stressing that aging populations put pressure on budgets and healthcare programs at all levels.

The New York Senator mentioned a recent statement by President Donald J. Trump, who suggested that Medicare and Medicaid should be managed by states rather than the federal government. She countered that comment, noting that since Medicare and Medicaid were enacted in 1965, older Americans have come to rely on these federal programs and expect them to be in place when needed.

Sen. Gillibrand pointed out that the Centers for Disease Control and Prevention data show about 44% of adults over 65 have a disability. Many people don’t see themselves in these statistics, and some find it difficult to plan to take care of a child or adult with special needs. Even when people set financial goals and save, unexpected events can still occur, she says.

Expert Witnesses disclose Insights on Financial Literacy

The Senate Aging Panel brought four expert witnesses from the Financial Industry Regulatory Authority (FINRA), the American Bankers Association Foundation, AARP, and the financial planning community to testify at the hearing. These witnesses stressed the value of financial literacy and highlighted the growing complexity of fraud schemes. They also called for a coordinated approach that leverages education, training, partnerships, and legislation to protect older Americans’ finances.

“For older Americans, financial literacy is not a luxury; it is key for building wealth, protecting savings and preserving autonomy,” says Christine Kieffer, Interim President of the FINRA Investor Education Foundation. Kieffer explained that financial literacy helps manage financial difficulties, but it is not enough to prevent scams. It should be combined with awareness of scams, an understanding of persuasion tactics, and a coordinated approach to ensure real protection.

Sam Kunjukunju, Vice President of Consumer Education at the American Bankers Association Foundation, suggested banks protect and educate older consumers, train bankers, work with law enforcement and adult protective services, and use technology. He also called for a nationwide education campaign and federal laws allowing banks to delay suspicious transactions.

From large banks to small community banks, these financial institutions offer fraud prevention workshops, online banking training, and financial wellness seminars, and coordinate outreach efforts with community organizations, says Kunjukunju, citing several examples.

Carly Roszkowski, AARP’s Vice President of Financial Resilience Programming, shared that 64% of adults worry about having enough money to retire, and nearly one in five non-retirees have no retirement savings. She discussed the real financial challenges older adults face.

AARP provides practical, easy-to-use digital tools (calculators, guides, and other resources) that enable older adults to make informed decisions about their financial future, thereby strengthening their long-term retirement security, says Roszkowski.

“The retirement system now shifts risk to the individuals, but education and support never caught up,” said Roszkowski in her testimony, explaining that the U.S. retirement system now places primary responsibility on individuals to manage savings, investing, and turning those savings into lifelong income.

“Financial literacy works – but only when it’s practical, sustained, timely, and paired with decision support,” adds Roszkowski.

Furthermore, Roszkowski argued that since individuals now bear more risk, financial literacy should be taught throughout one’s life. This approach should cover complex decisions that must be made in later years, as well as fraud risks, drawing on trusted, accessible sources.

In his testimony, Scott Kahan, a certified financial planner, also shared his experience navigating Medicare at age 65, even after 40 years in finance, to illustrate how complex it can be.

“Many people don’t use a financial planner for retirement planning. They might think they don’t have enough money or believe free help online is enough,” says Kahan, warning that this belief is often wrong and misleading.

Getting help from skilled, ethical financial planners like CFPs is essential and should not be considered a luxury, Kahan states, describing this assistance as a lifeline for managing financial complexity and avoiding fraud.

At this hearing, the expert witnesses said that today’s scams are sophisticated schemes that use Artificial Intelligence, voice cloning, and psychological manipulation. They also pointed out how hard it is to make wise choices about when to take Social Security, enroll in Medicare, and manage savings, especially when information is complex, hidden, and difficult to find on government websites, or even biased.

The witnesses also called on banks, government, regulators, nonprofits, and law enforcement to work together to help older Americans make better financial decisions and avoid scams. They often said that information and warnings should come from trusted sources such as family, bankers, financial planners, or groups like AARP.

 A Final Note…

Hopefully, the testimony at the Senate Aging Committee hearing will push Congress to move quickly to establish a “uniform national framework” that eliminates inconsistencies among state laws and better protects older Americans from today’s increasingly sophisticated fraud and scams. Possible steps include a federal “safe harbor” law allowing banks to delay disbursements or temporarily hold transactions when fraud is suspected, the creation of new task forces focused on combating elder fraud, and increased funding for national financial literacy campaigns.

The witnesses’ testimony about scams and complex systems may prompt federal agencies, such as the Securities and Exchange Commission, the Social Security Administration, and the Centers for Medicare & Medicaid Services, to make their communications and processes easier for older adults to access.

To watch the April 15 Senate Aging Committee Hearing, go to Empowering Seniors through Financial Literacy: Tools to Protect Savings, Prevent Fraud, and Promote Independence | United States Senate Special Committee on Aging

Download/read the “Guarding Your Nest Egg, a Financial Resource Guide for Older Adults:   https://www.aging.senate.gov/imo/media/doc/guarding_your_nest_egg_a_financial_resource_guide_for_older_adults.pdf

Weiss Words: A Retrospective Look at Commencement Speech Advice

Published in RINewsToday on May 11, 2026

With the arrival of spring and college graduation season, I am returning to a personal tradition. Once again, it is time for me to pen my annual commencement-style commentary saluting the more than 12,000 graduates receiving Bachelor’s degrees in 2026 from Rhode Island’s 12 accredited colleges and universities. Through this weekly commentary, I aim to provide these seniors with a unique roadmap for achieving both personal fulfillment and professional success.

Throughout May and June, these robed graduates will hopefully listen intently to commencement addresses—typically over 12 minutes in length (around 1,400 words). The speakers, who include lawmakers, judges, media personalities, and even CEOs, offer their personal observations and advice to guide the next generation.

Some of this year’s confirmed speakers include:

·         Ashley Judd (Actress and activist) at New England Institute of Technology, May 3;

·         Matthew Slater (Former New England Patriots captain) at Providence College, May 17;

·         Marc Randolph (Netflix co-founder) at the University of Rhode Island, May 15;

·         Ray Suarez (Journalist and author) at Salve Regina University, May 17;

·         Julie Mehretu (Artist) at Rhode Island School of Design, May 30;

·         Amy C. Edmondson (Harvard Business School professor) at Bryant University, May 16;

·         Dan Barry (Pulitzer Prize-winning journalist) at CCRI, May 12.

Brown University, unlike any other Ivy League institution or Rhode Island college, designates a graduating senior as its commencement speaker rather than inviting an outside dignitary.

Reflecting on the evolution of my addresses across the years helps, I provide you with a sampling, with advice that might just be valuable for this year’s graduates.

This year’s commencement speech offers a sampling of advice from previous graduating classes, drawing on reflections from earlier addresses. Though delivered in different moments, many of the themes remain relevant today, highlighting enduring lessons on growth, resilience, and purpose that may still benefit the 2026 graduates as they move forward.

Since 2008, I have written 12 commencement commentaries designed to prepare new graduates for the road ahead. I drew on AI, Stoicism, real-life experiences, and advice from Rhode Island authors to inspire seniors.

From 2014 to 2017, I shared insights from 53 everyday Rhode Islanders in my speeches, reminding graduates that valuable lessons often come from people in their own communities, not just high-profile speakers.

These individuals were everyday Rhode Islanders whose practical advice stemmed from lived experience. The core message: real-life experience is as valuable as prestige. Here is a sampling of their observations from my speeches:

Joan Retsinas, a Providence writer, offered her thoughts to the graduating seniors in 2014.  “Savor, savor, savor.  Savor the sunshine and the rain. Savor your friends, your family, your colleagues. Nurture the people close to you. Be a friend. Fall in love. If you fall out of love, fall in love again. Read “Winnie the Pooh” to a child. Eat ice cream. Ride a bike. Swim in the ocean. Laugh. As for fame, fortune, and success, don’t fret. They don’t really matter,” she says.

Wendy Jencks, Cumberland, Visitor Center Manager at the Blackstone Valley Visitor Center, gave this advice in my 2014 commencement speech: “There may be a time in young people’s lives when they are nervous to take a risk. Don’t be afraid to take a chance. If an opportunity or life experience arises and you want it, take it, even if it is unconventional. You may not get another opportunity again.”

Your first job is not necessarily your dream job,” says Jencks, 61. “You may discover your dream career outside your field of study. Don’t confine yourself to expectations.

Listen to their advice.

Carol Conley, assistant to the executive director of the Rhode Island Film Office, stressed, “Be grateful.” Be kind. Karma is a real thing. Give to others what you would like to receive, and it will eventually come back to you. Wait for it: trust the universe’s timing. Challenge yourself. Conquer your fears. Never, ever give up.

In my 2015 commencement speech, Kathy Needham, Rumford, Controller, of Blackstone Valley Call & Times, suggested: “Follow the old adage, ‘Autograph your work with excellence, it is a signature of who you are.”  Take great pride in all you do, but always remember to be humble.”

Cheryl Babiec, Pawtucket, Pawtucket School Teacher, gave her thoughts to the graduating seniors that year. “As an old saying goes…’One Man’s Junk is Another Man’s Treasure continues to hold true over the test of time. One of my year sale finds had the following inspirational verse (though the author is unknown): Life is not measured by the number of breaths we take, but by the number of moments that take our breath away.’

Wayne Rosenberg, Providence real estate broker and construction manager, advised the graduating seniors in 2016: “Most college degrees are not going to be your ticket to financial freedom. The most important challenge you will face is finding meaningful work. You must realize that no one can do this for you but yourself. Take charge. If you cannot find employment, consider being your own boss and employ yourself.”

In 2017, Nora Hall, North Kingston, freelance writer, recommended: “Empathy may be the most important life skill you can develop. It enables you to ‘put yourself in another’s shoes’ and makes you a great leader.”

And Susan Sweet, Rumford, former associate director at the RI Dept. of Elderly Afrairs and social advocate, added: “Make your own trail and avoid the well-worn path. Find interests and passions and live them. Create purpose in your life. Do something good, something useful in your life. Contribute to the happiness and well-being of other beings. Let Death be your advisor.”

In 2018, members of the Association of Rhode Island Authors offered advice on aging gracefully in a very challenging, constantly changing world.

Victoria Corliss of Cumberland, author of three books, shared this with graduates: “Sometimes, when you think things are falling apart, they’re really just falling into place. So, in times of chaos—which will come—take a deep breath, step back, and be still; it helps you see things more clearly. Here’s another piece of advice: ‘It’s not what happens to you that matters most, but how you react to it.’ Taking things in stride is a lifelong skill.”

Throughout these speeches, seniors were urged to be adaptable in an ever-changing world. Flexibility and ongoing learning will help you weather recessions, job market shifts, or AI disruption.

Glede Browne Kabongo, author and marketing consultant living in North Attleboro, Massachusetts, gave her two cents: “If you live for the approval of others, you will die by their criticism. Take your time and figure out who you are and what you want in life. It’s OK if it takes you a while; the journey is as important as the destination. You will have many failures and make many mistakes. Don’t hide from them. It’s part of your journey. Be kind to yourself and others. Kindness is powerful and can change the world.”

Continuing this pattern, the 2022 commencement speech integrated the themes of resilience, social connection, and lifelong learning and emphasized their importance in successfully navigating your life’s path. It also reaffirmed the central idea that aging is not something to be feared, but embraced as an ongoing process of growth.

Looking ahead to 2024, my commencement speech offered advice to the graduating seniors, drawing on stoicism, a school of Hellenistic philosophy that thrived in Ancient Greece and Rome. Five quoted philosophers encourage alignment with values to find a meaningful purpose in life, maintain inner peace, and appreciate the beauty and wonders of the world.

Seneca the Younger, who lived in the 1st Century CE, said: “True happiness is to enjoy the present, without anxious dependence upon the future.” Don’t be consumed by worry and anxiety about the future obstacles you may face, because in all probability the problems will never happen,” he said.

Great advice for graduating seniors from the Roman Stoic philosopher, statesman, and playwright who lived almost 2,000 years ago.

The 2025 speech offered fresh advice: I drew on artificial intelligence and collective wisdom, referencing 64 cards with personal growth principles designed by Hypnotist John Koening. Eight cards, chosen at random, provided valuable lessons for the 2025 graduates, each of which is explored in this commentary.

Taken together, these reflections show that even as life changes, many of its core challenges and opportunities stay familiar. My hope is that something in these words speaks to you—and that you carry it with you as you move into whatever comes next.

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A complete listing of Herb Weiss’s Commencement Speeches:

“Unlocking Life’s Lessons: A Commencement Message Drawn from the Cards,” May 19, 2025 — https://rinewstoday.com/unlocking-lifes-lessons-a-commencement-message-drawn-from-the-cards-herb-weiss/?utm_source=chatgpt.com

Stoic Tips for the Class of 2024,” May  27, 2024 —   https://herbweiss.blog/2024/05/27/stoic-tips-for-the-class-of-2024/

“Can AI Create an Authentic’ Commencement Address?,” May 15, 2023 https://rinewstoday.com/can-ai-create-an-authentic-commencement-address-herb-weiss/?utm_source=chatgpt.com

“To the Class of 2022: Age Boldly, Enjoy Your Journey,” May 16, 2022 —  https://rinewstoday.com/to-the-class-of-2022-age-boldly-enjoy-your-journey-herb-weiss/?utm_source=chatgpt.com

“Some Tips to College Seniors,” June 2, 2019 — https://herbweiss.blog/2019/06/02/some-tips-to-college-seniors/

Rhode Islanders Give Tips to Graduates,” May 14, 2017 —https://herbweiss.blog/2017/05/14/rhode-islanders-give-tips-to-graduates/

“Regular Folks Give Sound Advice to Class of 2016 for Future Success,” June 6, 2016 — https://herbweiss.blog/2016/06/06/regular-folks-give-sound-advice-to-class-of-2016-for-future-success/

“Sensible Advice from Seasoned Folk to the Class of 2015,” May 17, 2015 —https://www.golocalprov.com/news/weiss-sensible-advice-from-seasoned-folk-to-the-class-of-2015?utm_source=chatgpt.com2016-for-

“Regular Folks Give Advice to Graduates,” June 1, 2014 —https://www.golocalprov.com/lifestyle/Regular-Folks-Give-Advice-to-Graduates?utm_source=chatgpt.com

“Here’s My Advice to the Graduating Class of 2013,” May 31, 2013– https://herbweiss.blog/2013/05/31/heres-my-advice-to-the-graduating-class-of-2013/

“A Commencement Speech for the Graduates of 2012,” May 4, 2012 — https://herbweiss.blog/2012/05/04/a-commencement-speech-for-the-graduates-of-2012-5-2/

“Your Later Years: A Commencement Speech for Graduates of 2008,” June 13,  2008 —  Your Later Years: A Commencement Speech for the Graduates of 2008