Tag Archives for U.S. Senate Special Committee on Aging

Fraud Schemes Targeting Older Adults: Senate Aging Committee Sounds Alarm

Published in RINewsToday on July 21, 2025

“Congratulations! We are pleased to inform you that you are one of our lucky winners,” read the letter.

The official-looking correspondence—purportedly from the desk of the Vice President, International Promotions/Prize Award Department of Publishers Clearing House (PCH)—continued:

“On behalf of the members and staff of PCH, the Association of North America Lottery, and Provincial Sweepstakes, we sincerely congratulate you on your grand prize winnings of $750,000… Please contact your claims agent to arrange method of payment.”

Enclosed was a check, appearing legitimate, allegedly issued by Northern Fairfield Insurance (NFI) of Danbury, Connecticut, from a Webster Bank account, in the amount of $9,700.65.

According to the letter, the check was intended to help cover taxes, handling, and processing fees related to the prize.

Northern Fairfield Insurance, established in 1998, is a small firm with just three employees, including its owner, Jim Ostrove. Nearly two weeks ago, Ostrove began receiving calls—mine among them—asking whether the PCH letter and enclosed check were legitimate.

“The volume has tapered off by the day,” he admits, noting that “we’re no longer receiving any calls.”

A quick call to NFI confirmed my suspicions: the letter, marked “Confidential,” was a scam. In conversation with Ostrove, he said, “I felt violated and angry.”

Concerned, Ostrove contacted Webster Bank—the financial institution listed on the counterfeit check—to confirm that no account had been set up in his company’s name. The bank quickly verified this, noting that the check’s routing number was invalid and had no connection to a legitimate account. “Looking closely at the PCH check, I also realized that the name of my insurance company was misspelled,” Ostrove added.

Ostrove says the bank’s fraud unit was very helpful and confirmed the check was fake. His concerns about any potential financial fallout for his business were eased, he says.

Although Ostrove filed a police report, he had no real expectation that the scammers would be caught. “I just wanted the report on file in case someone came forward about the reward and tried to hold me financially responsible,” he said.

“My report made it very clear that I was a victim of fraud,” he emphasized.

According to the Federal Trade Commission, victims reported nearly $350 million in losses to prize, sweepstakes, and lottery-related scams in 2024.

Like me, the Better Business Bureau estimates that tens of thousands of individuals will receive similar scam mailings in 2025—complete with fake prize notifications, counterfeit checks, and fraudulent requests for payment or personal information. The actual number of victims may be much higher, as many incidents go unreported.

Senate Aging Committee Puts a Spotlight on Scams and Financial Exploitation

On Feb. 12, 2016, the U.S. Senate Special Committee on Aging announced the publication of its first full-year “Fraud Book,” Protecting Older Americans Against Fraud, covering the period from January 1 to December 31, 2015. These annual reports aim to raise awareness about the growing number of fraud schemes targeting older Americans and provide specific recommendations to combat them.

The latest, published just recently, is a 40-page multi-language annual report, Age of Fraud: Scams Facing Our Nation’s Seniors (Report No. 119-35 of the 119th Congress), and was released on July 10, 2025. It highlights the many forms of fraud—including grandparent scams, tech support fraud, financial service scams, travel and timeshare fraud, romance scams, and government impersonation schemes.

“These schemes often target emotional vulnerabilities, particularly among seniors facing loneliness, isolation, or depression,” note Chairman Rick Scott (R-Florida) and Ranking Member Kirsten Gillibrand (D-New York) in a statement announcing the newly released report.

The 2025 bipartisan report outlines the growing financial threats facing aging Americans and ways for seniors to identify red flags that provide warnings of scams, suggests practical tips on how to protect themselves, and how to report scams. This year’s edition underscores the alarming rise in sophisticated schemes, particularly those utilizing artificial intelligence (AI). In 2024 alone, fraud and scams cost seniors over $4.8 billion, with those aged 50–59 losing an additional $2.5 billion.

“Across our nation, older Americans are being targeted every day by increasingly sophisticated scams that rob them not only of their hard-earned savings but also of their security and peace of mind. These attacks are personal, and they are unacceptable,” says Scott, stressing that fighting fraud against older Americans will remain a top priority for the Committee.

“Through critical initiatives like National Slam the Scam Day and our toll-free Fraud Hotline, we are expanding access to education, prevention tools, and direct support to empower families to recognize fraud and respond quickly,” he says.

“This report shines a direct light on the scale and severity of the threat we’re facing, and we must be united in our determination to stay vigilant, informed, and proactive in defending our seniors,” adds Scott.

Gillibrand adds, “We must do everything we can to prevent and fight back against these scams, and that starts with monitoring fraud whenever and wherever it occurs. As Ranking Member of the Senate Aging Committee, I’m committed to continuing the fight against fraud, and I hope this Fraud Book is a valuable resource for our aging communities.”

The report serves as a significant wake-up call to Congress. Fraud continues to skyrocket, notes the Committee. Citing FBI data, 2024 was a record year for losses reported to the Internet Crime Complaint Center, totaling a staggering $16.6 billion. There were 859,532 complaints that year—and over 4.2 million complaints over the past five years.

The report also emphasizes that fraud targeting older adults is growing in both complexity and financial impact, making enhanced awareness, education, and robust support systems more critical than ever.

 According to the FBI, from 2023 to 2024:

  • Overall losses increased 33%, mostly due to fraud.
  • Average loss for those age 60 and older rose to $83,000.
  • Reports for this age group increased by 43%.
  • Cryptocurrency-related losses rose by 66%.
  • Complaints involving cryptocurrency kiosks increased by 99%.

To safeguard aging Americans from fraud, scams, and financial exploitation, the Senate Aging Committee has led two bipartisan efforts: one resolution designating March 6, 2025, as National Slam the Scam Day to raise awareness and educate the public about fraud prevention, and another recognizing May 2025 as Older Americans Month. Both efforts aim to inform and protect older adults while reinforcing the committee’s commitment to combating fraud through public education, legislative action, and advocacy for stronger safeguards—ensuring seniors can enjoy their golden years with greater security and peace of mind.

From the Ocean State

According to the 2025 Fraud Report, the Federal Trade Commission reported 11,776 complaints were filed in Rhode Island in 2024.

“Our team tracks patterns of scams reported to us throughout the year,” says Timothy M. Rondeau, Communications Director for the Rhode Island Office of the Attorney General. “This year, we’ve continued to see a wide range of fraudulent actors deceiving Rhode Islanders through romance scams, imposter scams, and scams involving cryptocurrency.”

According to Rondeau, while new scams aren’t necessarily emerging, the tools and methods used are evolving. “AI tools are increasingly used in imposter and romance scams, where AI-generated voices and videos deceive and manipulate victims,” he explains. “While we can’t always confirm AI involvement in each case, we know the use of AI makes it much harder—especially for older adults—to distinguish between real and fraudulent interactions.”

For more information about common scams or to file a complaint, Rhode Islanders can visit: riag.ri.gov/scams

If you or someone you know has been a victim—or suspects they’ve been targeted—please call the Senate Aging Committee’s Fraud Hotline at 1-855-303-9470 (open weekdays from 9 a.m. to 5 p.m. Eastern Time). If you’d like a member of the committee’s team to return your inquiry, please include your phone number in the web form.

Go here to read the Senate Aging Committees 2025 Fraud Report,

The US Dept. of Justice released this information in recognition of Elder Abuse Awareness Day – The Justice Department Highlights Enforcement Efforts Protecting Older Americans from Transnational Fraud Schemes in Recognition of 2025 World Elder Abuse Awareness Day contains specific information on each type of fraud and what the US Government is doing to shut it down.

AARP offers  Tips on Protecting Yourself Against Fraud.

AARP also has a Fraud Watch Network.

Preparedness: Senate Aging Committee Preps for Impending 2025 Hurricane Season

Published in RINewsToday on May 26, 2025

Just days ago, forecasters at the National Oceanic and Atmospheric Administration (NOAA), part of the U.S. Department of Commerce, predicted above-normal hurricane activity in the Atlantic Basin for this year. NOAA’s outlook for the 2025 Atlantic hurricane season, which runs from June 1 to November 30, estimates a 60% chance of an above-normal season, a 30% chance of a near-normal season, and a 10% chance of a below-normal season.

“In my 30 years at the National Weather Service, we’ve never had more advanced models and warning systems in place to monitor the weather,” said Ken Graham, Director of NOAA’s National Weather Service, in a May 22 statement. He warned that above-average Atlantic Ocean temperatures are setting the stage for increased hurricane activity. “This outlook is a call to action: be prepared. Take proactive steps now to make a plan and gather supplies to ensure you’re ready before a storm threatens,” he urged.

Over a week before NOAA released its 2025 outlook, the U.S. Senate Special Committee on Aging held a full committee hearing on Wednesday, May 14, at 3:30 p.m. in room SD–106. Like Graham, the hearing underscored the urgent need for disaster preparedness—particularly for older Americans, who face unique challenges during emergencies. Scheduled ahead of the June 1 start of hurricane season, the hearing emphasized the importance of having a clear, actionable emergency plan in place before disaster strikes.

There is No Alternative to Being Prepared for Disasters

Expert witnesses, at the one  hour and 31 minute hearing, shared firsthand insights and best practices for protecting older adults and people with disabilities during emergencies, aiming to raise awareness and inspire action among seniors, caregivers, and policymakers nationwide.

“I’m no stranger to disasters,” admitted Sen. Rick Scott, Chairman of the Senate Special Committee on Aging, in his opening statement. During his eight years as Florida’s governor and six years as a U.S. Senator, he has personally witnessed the devastation hurricanes can cause. “If there’s one lesson I’ve learned, it’s that preparedness saves lives. There is no alternative to getting prepared and having a disaster plan,” he said, stressing that possessions can be replaced—but lives cannot.

“We know the risks and we know the statistics, and it’s our responsibility to plan accordingly,” urged Sen. Kirsten Gillibrand, Ranking Member of the Senate Special Committee on Aging, in her opening statement. While natural disasters are dangerous for everyone, they pose even greater risks to older adults and people with disabilities, noted the New York Senator.

According to Sen. Gillibrand, research shows that people with disabilities are up to four times more likely to die in a disaster than the general population, and older adults are more likely to die in a disaster than any other demographic group.

She called for the development of accessible shelters and transportation, alerts in multiple languages, and the requirement that long-term care facilities have disaster plans in place before—not after—a crisis occurs. Gillibrand also announced her intention to reintroduce legislation that would establish a nationwide grant program under the Older Americans Act. This program would incentivize and support states in creating strategic plans for aging populations, with disaster preparedness included as a core component.

“In addition to planning, we must also ensure that state and local governments are properly resourced to build accessibility into their disaster and recovery responses,” she said. Gillibrand also emphasized the need to safeguard federal resources provided through agencies like the Federal Emergency Management Agency (FEMA) and the U.S. Administration for Community Living (ACL).

Sheriff Chris Nocco of Pasco County, Florida—a county with 24 miles of coastline, located just north of Tampa Bay and home to roughly 750,000 residents, 22% of whom are age 65 and over—shared his insights and expertise on preparing for and recovering from natural disasters. He noted that federal and state partnerships, such as the National Guard and Coast Guard, are invaluable during rescue operations. He also urged law enforcement agencies to utilize evolving technologies such as drones for disaster preparedness and recovery.

“I witnessed individuals who had climbed onto roofs to avoid the rapidly rising storm surge. In one instance, a woman, her small child, and elderly relatives had climbed to the roof of their three-story multifamily housing unit and were awaiting rescue,” said Nocco. He stressed that this highlights the critical importance of following emergency management directives—especially evacuation orders—particularly for the most vulnerable in our communities.

With several days’ notice of an impending disaster, Nocco recommends that older adults request extra prescription medications from their pharmacies and remember to bring phone chargers, emergency contacts, credit cards or cash, and extra clothing when evacuating.

“When people are told to evacuate, they trust law enforcement and fire rescue personnel,” said Nocco. “But they also trust their churches to say, ‘Shelter here.” He suggested that churches can serve as effective emergency shelters and proposed that federal resources be used to equip them with generators and hurricane-resistant windows.

Costly Disasters Becoming “New Normal”

“Nearly 20 percent of Americans are in the 65-and-older age group, and the current growth of this population is unprecedented in U.S. history,” said Jennifer Pipa, Vice President of Disaster Programs for the American Red Cross, noting that this demographic shift comes at a time when more frequent and costly disasters are becoming the “new normal.”  Her Red Cross career began in 2004 when she joined the Disaster Action team in Raleigh, North Carolina as a volunteer

According to Pipa, The New York Times reported that following Hurricane Sandy in 2012, nearly half of those who died were age 65 or older. “Sadly, many drowned at home or died from storm-related injuries,” she said.

Pipa also cited other disasters that claimed the lives of older adults. “The 2018 Camp Fire, which burned for 18 days in Paradise, California, resulted in 85 deaths. Many victims were elderly or had disabilities—the average age was 72. In 2023, more than two-thirds of the 102 confirmed victims of the Maui fires were over the age of 60. And last year, Hurricane Helene caused at least 250 deaths in the United States, with many victims being elderly. In North Carolina alone, two out of every three deaths from Hurricane Helene were among adults aged 60 or older,” she added.

“The intersection of these trends—an aging population and significantly more disasters—should concern all of us,” Pipa told the Senators.

She emphasized that the impact of disasters on older Americans doesn’t end when the storm passes. “People over 65 make up nearly 10 percent of American Red Cross emergency shelter populations after evacuations are lifted,” she said.

“Our responders often encounter elderly disaster survivors living in severely damaged homes or in dwellings without power or water. These individuals frequently express fear of losing their homes and property if they leave. In some cases, we meet older adults who are physically or emotionally unable to get to a shelter or find safer housing,” Pipa added.

She highlighted several Red Cross programs tailored to help communities prepare for disasters:

·       Be Red Cross Ready: A free national preparedness education program for adults, taught by certified instructors.

·       Home Fire Campaign – Home Visits: Fire safety guidance tailored for older adults—such as keeping mobility aids, hearing devices, and medications near the bed, or relocating bedrooms to the ground floor. Includes installation of accessible smoke alarms.

·       Caregivers Preparedness Checklist: Developed with AARP to help caregivers ensure both they and their loved ones are prepared.

·       Building Your Support Network: Encourages older adults to develop a network of trusted individuals who can assist during emergencies.

·       Emergency App: Offers customized preparedness tips, particularly for households with older adults, focusing on hurricane and wildfire planning.

Disaster Planning with the Community  

Finally, Luis Vance Taylor, Chief of the Office of Access and Functional Needs at the California Governor’s Office of Emergency Services—who is disabled and uses a wheelchair—stressed the importance of inclusive emergency planning. “Forward-leaning emergency management agencies are ending the practice of planning for the community and are choosing to plan with the community,” he said. Taylor advocated for the creation of Access and Functional Needs (AFN) Advisory Committees at the state and local levels to ensure better outcomes.

“Inclusive planning leads to press conferences with American Sign Language interpreters, critical updates posted in accessible formats, and evacuation resources and shelters that are both physically and programmatically accessible,” he explained.

Taylor also warned that cutting or eliminating agencies like FEMA, ACL, or the Administration for Strategic Preparedness and Response would have devastating consequences—especially for older adults and people with disabilities. “These agencies need adequate funding to deliver the full range of federal resources required to respond to and recover from large-scale disasters that overwhelm local communities,” he said.

Training programs before disasters occur and crucial when there is no time to think of everything to take with you.  “People forget their chargers. You know what charger? They forget their wheelchair charger,” notes Taylor. “So we have to engage them beforehand. And that comes through training,” he says. 

To watch Senate Aging Committee Disaster Preparedness hearing, go to https://www.aging.senate.gov/hearings/preparing-for-disasters-unique-challenges-facing-older-americans.

Chair Casey leaves mark on national aging policy. Leadership changes in DC and RI 

Published in RINewsToday on December 16, 2024

Last week, U.S. Sen. Bob Casey (D-PA), Chairman of the U.S. Senate Special Committee on Aging, held his last hearing, entitled “Empowering People with Disabilities to Live, Work, Learn, and Thrive, in SD 106.  This hearing was his swan song as Chairman of the Senate Aging Committee. 

The 3-term Democratic Senator, first elected in 2006, lost his reelection bid for a fourth term to Republican Dave McCormick, a West Point graduate, combat veteran and Bronze star recipient, and a national security expert, and former hedge fund manager.  A recount of votes confirmed that Casey lost by 16,000 votes (3,398,628 to 3,382,423) and he conceded the race on Nov. 21st.

With the dust settling after the Nov. 5th presidential election, Republicans will take control of the legislative agenda of the upper chamber, with a 53-47 majority, and control the house.

According to a Senate Aging Committee, during the upcoming 119th Congress Sen. Tim Scott (R-SC), a former Ranking Member, is expected to replace Casey as chairman on Jan. 3rd, 2025. Former Ranking Member Mike Braun (R-Ind) will leave the Senate after becoming Governor-elect of Indiana. 

An advocate for America’s seniors

During the 118th, the Senate Aging Committee under the helm of Casey held 18 full hearings, five field hearings, and one joint full hearing.  His final hearing, lasting one hour and 46 minutes, highlighted his long record as a champion for people with disabilities, and laid out his vision for how Congress must continue to work to empower them. 

“From the beginning of my time in the Senate, I heard a constant refrain from disability advocates that their needs were not being met—they faced barriers to save for their future, they were being paid well below a living wage, and they could not afford or access the care they needed,” says Casey in his opening statement. “Those refrains, including from some of the people we heard from at today’s hearing, are what inspired me to make people with disabilities a focus of my Senate career and time as Aging Committee Chairman,” he said.

During his 18 years in the Senate, Casey has been one of the foremost champions in Washington for people with disabilities. He created the Stephen Beck Jr. Achieving a Better Life Experience Act (ABLE) program, which has helped hundreds of thousands of families save for long-term care for their disabled loved ones with a tax-advantage savings account. The Associated Press hailed this legislation as “the most important new law for [those with disabilities] in 25 years.  He also made federal websites more accessible for people with disabilities, and propelled the fight for access to home care to the forefront of the national conversation. 

In addition, the Pennsylvania Senator led efforts to improve care in nursing homes by expanding and strengthening oversight over poor-performing facilities while ensuring that nursing homes and long-term care facilities have the resources they need to provide high-quality care to residents. His work has led the Centers for Medicare and Medicaid Services (CMS) to publicly release information about nursing facilities with a documented pattern of poor care, ensuring older adults and their families have the information they 

At the Dec. 12th hearing, Chairman Casey also released a series of issue briefs documenting his record chairing the Aging Committee on making government technology accessible, expanding access to home care, improving nursing homes, lowering prescription drug costs, and ensuring economic security for older adults:

“We have made a lot of progress, from creating the ABLE program to making government technology more accessible,” Casey continued. “But as we heard today, there is still a lot more to do—from expanding access to home care to finally phasing out the subminimum wage,” he added.

Kudos to Casey’s advocacy for America’s disabled Seniors

At the hearing, witnesses from Pennsylvania and national organizations testified about the impact of Casey’s work impacting the disability community in the Commonwealth and around the country.

I want to thank Senator Casey for your leadership. None of the successes I outlined would have been possible without your steadfast championship, advocacy and partnership. It is daunting to think about facing the challenges ahead, particularly the threats to Medicaid, without you at the helm, but we have been emboldened to reimagine what is possible because of your leadership,” says Witness Ai-Jen Poo, President of the National Domestic Workers Alliance and Executive Director of Caring Across Generations.

Witness Neil McDevitt, Mayor of North Wales, Pennsylvania, noted: “Senator Casey, you have been a steadfast ally of North Wales Borough, the Commonwealth of Pennsylvania, and millions of disabled and Deaf Americans. We owe you a debt that can never be repaid.”

“Things are actually changing. We are not yet where we need to be when it comes to disability access and acceptance, but we are getting there. It brings me great joy when I hear of disabled people in my community getting good paying jobs and not being relegated to sheltered workshops for less than minimum wage,” adds Erin Willman, CEO of White Cane Coffee in Warren, Pennsylvania. 

Witness Lydia Brown, Director of Policy, National Disability Institute, told the attending Senators:“Ten years ago, Sen. Casey’s leadership in introducing and passing The ABLE Act changed the game. People whose disabilities began before age 26 can now access a savings vehicle that can conserve up to $100,000 total without their savings counting against them in determining eligibility for SSI and Medicaid. Money in an ABLE account can be used for a wide range of qualified disability expenses, including otherwise unaffordable assistive technology and health care, as well as educational and employment related costs. For many disabled people on Medicaid, an ABLE account is also their only available means to save for retirement.”

A fond farewell 

“Bob Casey served honorably as the chair of the Senate Special Committee on Aging.  He held a wide range of hearings intended to develop a record that could be used to help shape future legislation,” says Max Richtman, President & CEO, National Committee to Preserve Social Security and Medicare who also is a  former staff director of the Senate Special Committee on Aging. Casey had held numerous hearings on issues facing older adults that helped build support for components of the Older Americans Act reauthorization – which just passed the Senate and may be included in the end-of-year package, noted Richtman. 

“Senator Casey also held hearings on disabled older adults, including one with former Social Security Commissioner Martin O’Malley to discuss what the Social Security Administration (SSA) is doing to make the application process easier,” added Richtman, noting that other hearings were held on scammers preying on the elderly – designed to help older adults and their families know what to look for — and protect against.  

“We can only hope that when Republicans assume control of the Senate in January, this committee will continue the serious work of looking after the interests of seniors, who have contributed so much to our society and yet are among our most vulnerable citizens,” says Richtman.

“Leadership Council of Aging Organizations (LCAO) thanks Senator Bob Casey for his leadership and dedication to improving the lives of older Americans through his work on the Senate Aging Committee,” said Debra Whitman, LCAO Chair. “We look forward to collaborating with incoming Chairman Rick Scott to continue addressing the needs and enhancing the well-being of our nation’s growing aging population,” she says.

“As Chairman of the Senate Special Committee on Aging, Senator Bob Casey was a critical champion for seniors. He fought to strengthen Social Security and Medicare, stop elder abuse, and improve conditions in nursing homes. Casey will be greatly missed in the Senate by everyone who cares about senior issues. We urge the next chairman of this invaluable committee to continue his legacy.” Says Nancy Altman, President of Social Security Works.

“It is wonderful to have a Senate Aging Committee and Senator Casey’s terrific advocacy but inexcusable for the House not to restore its counterpart, which Chairman Claude Pepper proved is indispensable,” said Robert Weiner, former Chief of Staff of the House Select Committee on Aging and later a senior White House spokesman.

Announcing job transitions and retirement – in Rhode Island

Two well-known aging advocates have announced their departures.

The Alliance for Better Long-Term Care announces the retirement of Kathleen “Kathy” Heren. She dedicated 26 years to serving Rhode Island’s seniors.  For the past 15 years, Heren has served as the Rhode Island State Long Term Care Ombudsman, tirelessly advocating for the rights and well-being of residents in long-term care facilities across the state. She is known for her “fierce dedication, wisdom, and compassion have made her an unwavering champion for those in need.”

After serving as Executive Director of LeadingAgeRI for over 16 years, James P. Nyberg is leaving the nonprofit to become Senior Advisor at the Boston-based Public Consulting Group.   He will provide his expertise to the company on home and community-based services.

During his tenure, he significantly advanced aging services by advocating for quality, affordable care and fostering partnerships with state and national stakeholders. His leadership has driven innovative initiatives addressing the needs of older Rhode Islanders while supporting workforce development and professional growth among member organizations.

Nyberg ably served as Chair of the state’s Advisory Commission on Aging for over six years.