Tag Archives for AARP

Aging Groups Gear Up to Oppose Cuts in Social Security

Published in Pawtucket Times & Woonsocket
Call, October 18, 2013

Worried Americans woke up to good news yesterday morning. After weeks of political bickering Congress had finally hammered out a political compromise, one that would keep the nation from free-falling off the fiscal cliff.

Over the weeks, Democrats and political pundits had warned that not raising the nation’s debt ceiling by Oct. 17 could lead to the nation’s credit rating being downgraded. If this occurred, average Americans might see higher interest rates for mortgages, car loans, student loans and even credit cards. Higher business expenses, due to expensive borrowing rates, could even force businesses to stop hiring and start laying people off. Housing prices would drop and retail sales slow.

Because of Congressional gridlock, furloughed federal workers, along with the unemployed, would have less money to spend, reinforcing the negative impact on the nation’s economy.

House GOP leadership, catering to its Tea Party allies, led a political impasse between the Democratic-led Senate and President Obama, with demands that the president’s signature “Obamacare” healthcare law be defunded.

But, on the heels of an 11th hour deal, late Wednesday evening, the Senate passed, 81 to 18, a bipartisan temporary fix, supported by a large majority of Senate Republicans, ending the partial federal government shutdown and the threat of default. Hours later, the Tea Party-controlled House conceded to the political reality that any attempt to derail the Senate compromise would have a serious backlash against the GOP brand, passing the measure by 285 to 144.

On day 16 of the closing of the federal government, President Obama with the flick of his pen signed the bill ending the threat of the nation defaulting on paying its bills along with allowing hundreds of thousands of federal workers to return to their jobs.

This agreement raised the U.S. debt ceiling until Feb. 7 and gave the Treasury Department flexibility to temporarily extend its borrowing if Congress does not act before that date. Also, the measure keeps the federal government’s doors open until Jan. 15.

At the end of the Congressional vote, Senator Ted Cruz (R-TX) and his House Tea Party allies saw their efforts fail to delay or to scrap “Obamacare.” However, the GOP Senator did get lawmakers to make a tiny political concession to require the government to verify the eligibility of people receiving federal subsidies under the health care program.

Domestic Entitlements on Chopping Block

Of concern to aging groups, the agreement calls for creating a 12 member House-Senate bipartisan panel that would identify long-term deficit cuts, either overhauling the nation’s tax code or by identifying cuts in entitlement programs like Medicaid, Medicare or Social Security. The panel, led by Budget Committee heads Republican Rep. Paul Ryan of Wisconsin and Democratic Sen. Patty Murray of Washington, is charged with completing its task by December 13, but they are not required to come to an agreement.

“While Washington’s latest self-imposed crisis is over, this is no time to celebrate as another set of random deadlines loom, says Max Richtman, President and CEO of the National Committee to Preserve Social Security and Medicare, remarking “Here we go again.”

“Yet another committee has been formed in which Social Security and Medicare are the big bargaining chips on Washington’s political poker table, noted Richtman, making it clear for him the “economic security of millions of Americans isn’t a game” .

“And while the vast majority of the American people do not support cutting Social Security and Medicare benefits, the President and some in Congress appear ready to do just that through proposals like the Chained CPI, expanding Medicare means testing to the middle class and raising the retirement age,” warns Richtman.

According to Richtman, President Obama stated “what’s good for the American people” is what should guide this next debate. “Cutting benefits to millions of middle-class Americans who took the biggest hit in the recession clearly does not fit that stated goal,” he says.

In a letter to Congress, Richtman, called for other ways to rein in the nation’s budget huge deficient rather than putting Social Security on the chopping block. Richtman suggests that “instead of cutting benefits, comprehensive reforms in the Affordable Care Act (ACA) that are containing costs in the entire health care sector, including Medicare and Medicaid, ought to be given a chance to work and to be strengthened.”

“Moreover, Social Security does not face an immediate crisis and is not driving either the short-term deficit or long-term debt. We believe Social Security should be strengthened for the long-term by raising the current payroll tax cap on earnings,” adds Richtman.

AARP, the nation’s largest aging advocacy group, was quick to comment on the bipartisan-brokered legislative deal, saying that “AARP is pleased that the President and Congress temporarily averted an economic crisis that threatened our members’ access to Social Security and Medicare, but we are deeply concerned that harmful cuts to these vital programs are on the table for a new round of budget negotiations.”

The statement acknowledges that “some Congressional lawmakers want to trade cuts to Medicare and Social Security benefits to pay for other government spending. Others are calling for cuts to these vital programs to reduce the deficit.” However, according to AARP polls, “the American people, on the other hand, across all ages and party lines, are strongly opposed to cuts to Social Security and Medicare.”

“Whether it is cutting their programs to reduce the deficit or using them as a piggy bank to pay for other government spending, their message to the President and Congress is clear: “Don’t bargain away my Medicare and Social Security benefits,” says the AARP statement.

As the House/Senate Bipartisan Committee begins to organize, AARP is preparing to mobilize its massive membership to block any attempts to slash Social Security bennies or cut Medicare, specifically through a Chained CPI to determine cost of living increases and any reductions in Medicare benefits.

Susan Sweet, a well-known aging advocate clearly sees that a Congressional tinkering with Social Security could severely hit the pocketbooks of older Rhode Islanders. She asks, “Is it too much to ask that seniors, disabled people and veterans not pay the price of huge farm subsidies for agribusiness corporations, disgraceful and unnecessary tax benefits for gargantuan oil companies that are making their biggest profits ever, and wasteful pentagon spending for projects in war zones that are either never built or are soon destroyed?”

She calls on Rhode Island’s Congressional delegation to “stay strong and not compromise on keeping Medicare and Social Security fulfill its promises to seniors, disabled people and veterans by keeping benefits at current levels.”

“Dollars to cut the federal deficit might just come from extra revenues which could be generated from allowing Medicare to negotiate with drug companies and lifting the Social Security payroll tax cap so that wealthy people pay the same rate as middle class and poor people,“ she says.

AARP Gears Up for a Fight

This week AARP launched a series of radio and print ads opposing a Chained CPI Social Security benefit cut and harmful cuts to Medicare in the nonprofit organization’s latest discussion of the nation’s fiscal issues. The print and radio ads target members of the House and Senate in 18 states. The ads follow letters to Congress and the White House, as well as postcards, e-mails and calls to members of Congress opposing a budget deal that would balance the budget on the backs of older Americans.

“Americans have paid into Medicare and Social Security and they’re tired of their hard-earned benefits being used as bargaining chips in another last-minute budget deal,” said AARP Senior Vice President Joyce Rogers. “They deserve responsible solutions that will strengthen Medicare and Social Security now and for future generations, not harmful cuts that will hurt all of us.”

Herb Weiss, LRI ’12, is a Pawtucket-based freelance writer who covers aging, health care and medical issues. His weekly commentaries can be found on his blog, herbweiss.wordpress.com. He can be reached at hweissri@aol.com.

AARP’s President Romasco Great Rhode Island Adventure

Published in Pawtucket Times, August 23, 2013

AARP’s top volunteer, President Robert G. Romasco, sees a key role for AARP in supporting the nation’s families, which is why he made a quick one-day trip to the Ocean State last week to help kick off the Back to School Celebration of RI, visiting three of the eleven sites throughout the state. Romasco came to endorse AARP Rhode Island’s strong involvement with this ongoing learning initiative. The state affiliate is a long-time Celebration Sponsor and Deborah Miller, Associate Director of Community Outreach, sits on the School Celebration’s Board of Directors.

Programs like Back to School Celebration of RI are important for AARP to strongly support, says Romasco, because of the changing demographics of its membership. Once viewed as an organization representing those in their mid-sixties and older, now aging baby boomers 50 plus make up one of the largest membership constituencies, over 100 million Americans.

AARP does not just serve the needs of these members, but their families as well, their elder parents, adult children and even grandchildren. AARP’s mission statement spotlights its focus, “issues that matter most to families such as healthcare, employment and income security, retirement planning, affordable utilities and protection from financial abuse.”

Years ago, a pair of shoes was seen as a status symbol for young students returning to school. Today it’s a backpack, says Romasco, who says that this annual community initiative gets children excited about going back to school after the long summer recess. “It’s also about helping families to prepare their children to have a successful school year,” he says.

The Back to School Celebration, in its ninth year, began with a modest effort to support children in struggling families. It all started with 300 backpacks. It has grown dramatically to 14,000 backpacks distributed this year, with local companies donating the school supplies for the initiative. Any parent will tell you that school supply costs add up, especially in large families. This assistance keeps back-to-school costs from sinking a tight family budget every fall.

A Jam Packed Schedule

On Saturday, August 17, after opening ceremonies at the William D’Abate School in Providence, Romasco traveled to the West End Community Center in the city to pass out backpacks, working side by side with AARP State Director Kathleen Connell and Phil Zarlengo of Jamestown, a past chairman of the AARP national board. From there, Romasco drove to Newport to observe backpack distribution at the East Bay Community
Action Program. While there, he toured the new facility, which provides community-based health services utilizing an innovative patient-centered approach to medical care.

Said Romasco at the opening ceremonies, “When people want to see how America can work, I say, ‘Let them come to Rhode Island … and see how a community can work together for the benefit of all families and the children who are our future.’”

Romasco concluded his visit with a luncheon in Newport with city officials and community leaders that included a presentation by Newport Director of Public Services William Riccio, who discussed the Broadway Streetscape redesign. AARP Rhode Island, as part of its statewide “complete streets” advocacy (as reported in my May 19, 2012 Commentary), supported the project, which will make Broadway more pedestrian and bike friendly while adding features embraced by retailers and business on the thoroughfare.

Breakfast at the Diner

Around 8:00 a.m., at Pawtucket’s historic Modern Diner on East Avenue, Romasco, 65, sat down with this columnist to explain the issues on the policy radar screen of the nation’s largest advocacy group.

We don’t oftentimes see powerful national leaders who oversee major aging organizations come to the Ocean State. But we did last week. As AARP President, Romasco’s 22-member volunteer Board of Directors approves all policies, programs, activities, and services and oversees a $1.5 billion operational budget for the Association’s 37 million members. The huge nonprofit, nonpartisan organization employs 2,400 employees, many based in every state and in the nation’s territories.

While many of AARP’s volunteer Board Members come up thru the rank and file in local State Chapters, this was not the case with Romasco. In 2005, at age 57, an old friend, who met him 35 years earlier when he consulted for AARP, urged him to respond to an open call for consideration for the top AARP leadership position. When the dust settled he was among “seven lucky individuals” chosen from a pool of 400 applicants.

According to Romasco, AARP brings in seven new board members every two years. “We look at a person’s diversity, not just in ethnicity and where a person lives, but what skills and points of views they bring,” he says, stressing that this creates a “good mix” on the group.

Many would consider Romasco’s appointment a very good choice. The retired businessman is a graduate from Harvard Business School with a Master of Business Administration, who previously received his Bachelor of Arts degree from Brandeis University.
During his 35 year working career, Romasco has held senior level positions at a number of prestigious national companies, including QVC, Inc., CIGNA, Inc. and J.C. Penny. Over the years at these companies, he has honed his skills in marketing, branding and organizational change. However, during his long career he did take a one-year sabbatical from his full-time job. “I actually got to see my kids go to school. I got to see them come home from the bus. ”

His presidency at the helm of AARP is very time consuming, “a full-time activity,” he quips. When responding to people who ask him if he is retired, Romasco nods, stating “I just don’t get paid anymore.”

Before becoming President, Romasco served as AARP board secretary/treasurer, and chaired the Audit and Finance Committee. He is a former member of the Board of Directors, of AARP’s Andrus Foundation.

Romasco personally gets it, that receiving a Social Security check can often times mean the difference between eating or not eating. With his mother bringing home a meager wage earned as a part-time seamstress, her survivor benefit check literally put food on the table for the young child and his sister.

His speaking schedule is jam packed, as he travels around the nation sharing his personal experiences as to the importance of Social Security impact on a family’s budget. These visits are used to get this message out: “Social Security is the only lifetime, inflation-protected guaranteed source of retirement income that most Americans will have.”

As the Congressional debate heats on Capitol Hill, as to modifying Social Security’s existing cost of living formula thru a chained CPI, Romasco warns that it’s not a minor tweak but one that can substantially reduce the amount of a retiree, a disabled person or veteran’s benefit check. According to AARP calculations, a 65 year old retiree would lose $662 over five years of retirement. After 20 years of Social Security, the benefit cut would amount to $9,139.

A chained CPI is just “bad policy, a bad idea” says, Romasco, one of the nation’s most visible aging advocates. “It is an attempt by Congress to balance the federal deficit on the back of the nation’s seniors,” he charges.

During my breakfast, Romasco tells me that AARP has unleashed one of its largest outreach efforts in its history. Its “You’ve Earned a Say,” initiative educates Americans about the policy debates on Social Security and provides them an opportunity to voice their views and concerns on the ongoing retirement policy debates in Congress. Rhode Island AARP oversees this initiative in the Ocean State (as detailed in my Commentary published Oct. 26, 2012),

Just last week, he says that petitions from 1.5 million people who voiced their opposition to the chained CPI calculations for annual COLA adjustments on 10,000 pages in 15 large boxes were carried to the House Ways and Means Committee.

Romasco says that AARP, through its successful efforts to collect these petitions from 4,000 town meetings held nationally, has enabled citizens to have an opportunity to express their opinions to their elected officials.

He smiles, noting that Congress has certainly heard from the nation’s aging baby boomer and seniors. “Congress certainly cannot ignore us with those delivered petitions.”

Herb Weiss, LRI ’12, is a Pawtucket-based writer covering aging, health care and medical issues. He can be reached at hweissri@aol.com.

Susan Sweet Takes the Reins of AARP’s Community Educational Initiative

Published in Pawtucket Times, July 11, 2013 

            Accepting the challenge offered by organizers of Rhode Island AARP’s “You’ve Earned a Say”, veteran advocate and organizer, Susan L. Sweet, has come out of semi-retirement, stepping to the plate to coordinate a series of “community conversations”  to continue efforts of promoting dialogue throughout the OceanState on the future of Social Security and Medicare.

             After years of paying into Medicare and Social Security, AARP, a Washington, D.C.-based group representing 40 million Americans, believes that age 50 plus aging baby boomers and older persons deserve a voice in the Inside the Beltway debates that impacts their future retirement years.  “You’ve Earned a Say” is a AARP-led national conversation committed to providing people with critical information about the domestic policy proposals being debated in Congress — simply put without the political jargon and spin.

             Regional events to be held in Warwick, Pawtucket and elsewhere – free and open to all — will be scheduled throughout the summer into the fall as Congress and  President Barack Obama begin to weigh in on policy changes for these critical domestic programs.

             “Susan has a remarkable knack for encouraging people to become actively engaged in matters that deserve public attention and involvement,” said AARP State Director Kathleen Connell. “We are fortunate that she has agreed to take this on. She will bring great energy to AARP’s ‘You’ve Earned a Say’ outreach and engagement efforts. The fate of Social Security and Medicare is important to all Rhode Islanders and we hope many will take part in our forums. Working with our staff and other AARP volunteers, Susan will be a tremendous asset. She is a force of nature.”   After seeing her in action for over 18 years this columnist agrees.

             A veteran of the 1960s civil rights movement and the War on Poverty, Sweet joined the state Department of Community Affairs (DCA) in 1972, where she founded and led numerous Rhode Island Division of Women’s programs.  She worked with the General Assembly to secure the first state funding for Domestic Violence Shelters.  While at the DCA, she also wrote a grant, funded by federal dollars, to establish community health centers throughout the state.

             In the late ‘80s and ‘90s, Sweet was Associate Director of the R. I. Department of Elderly Affairs (DEA), creating and developing a number of award winning programs, including the RI Pharmaceutical Assistance to the Elderly Program, popularly known as RIPAE.  She initiated a first in the nation statewide Elder Housing Security program and various legislative and programmatic initiatives to assist elders in the state.

             Sweet, a Rumford resident, earned the monikor as the mother of RIPAE by initiating, planning, organizing, managing and finally directing the state program that would ultimately assist 32,000 Rhode Island  limited income seniors with state co-payment assistance for prescription drugs. After leaving the DEA, three attempts were made by sitting governors (both Independent and Republican) to eliminate the program and the advocate led all three successful efforts to restore RIPAE funding in the state budget.

             After retiring as DEA’s Associate Director in 2000, Sweet has been a consultant and lobbyist on Smith Hill for nonprofit agencies and an advocate for vulnerable populations and issues such as immigrants, domestic violence, homeless and seniors. Her clients have included the Senior Centers Directors Association, the Alliance for Better Long Term Care, International Institute, the Coalition Against Domestic Violence and others.

             On a personal note, Sweet, 72, cares for five adopted cats, all abandoned or abused, putters in her large backyard garden, spends time with two children and two grandchildren.  Being an expert on Roman history she reads many tomes on that era, and on world archeology and history.

Social Security on the Chopping Block

               Democratic President Obama and a Democrat-controlled Senate and a GOP House of Representatives are trying to reach a budget deal in the coming months. President Obama has proposed a change that would slash $127 billion from Social Security benefits over the next ten years, hurting many older beneficiaries who are already living on very tight budgets stretched far to thin by costly prescriptions, rising utilities, and increased health care costs. AARP and other aging groups are pushing hard against these cuts, mobilizing their troops to oppose. 

             Social Security is a self-financed program, not a piggy bank for deficit reduction, noting that aging baby boomers and seniors have paid into this pension program their entire working lives.  According to AARP polls, older Americans expect their elected representatives in Washington to fiscally secure Social Security for future generations and keep the promise Congress made 78 years ago: that this retirement program would provide a financial safety network in their later years.

             According to Sweet, the proposed chained CPI is a flawed policy that will hit Social Security beneficiaries in their pocketbook. Each year the Social Security Administration (SSA) makes the determination, based on market prices, whether to adjust the Social Security payment to beneficiaries and, if so, by how much.  The chained CPI is a formula that assumes that people will simply buy cheaper products.  “But that is not the case for seniors, whose greatest expenses are health care, utilities and other costs that can’t often be replaced,” So, the chained CPI is just a term that means that the average senior will lose more than $2,000 in the next 10 years and even more after that.  It also means that people reaching retirement age and/or planning for retirement will have even more of a reduction.

             Furthermore, Sweet finds it extremely disappointing that a Democrat President would offer, as an opening gambit in the budget process, a reduction in Social Security benefits by using a new and inappropriate method for computing Cost Of Living Adjustments (COLAs).  In fact, Social Security, a program that pays for itself and has never run a deficit, should not be used to offset deficits in other programs. We should be talking about how to strengthen the program, not reducing it, she states.

 State Pension Changes Hits Retirees, Too

             But, with Social Security COLA cuts looming if Congress takes legislative action to endorse chained CPIs, aging baby boomers in the OceanState who will shortly retire or those already receiving their municipal or state pension checks will see less retirement income because of actions of the Rhode Island General Assembly.

                 “Any additional loss of retirement income is certainly a concern for public employees who, as a result of the 2011 slashes in their promised retirement income,” said AARP’s Connell. “Lawmakers need to understand that there are earned benefits. People plan their retirement based on what they are told they can count on – whether it is a public or private pension, or Social Security. As we have said for the past two years, Congress and the President should not address the deficit by pursuing harmful cuts to Social Security and Medicare.” 

             Sweet agrees stating that “Rhode Island was at the very front of the attack on older folks with an extraordinary coup which stripped public service retirees and workers of hard earned compensation for their work. They called it “pension reform”, but that is not what it was.  Everyone knows that it is not fair to change the rules in the middle of the game and certainly not after the game is over.  But that is what is happening around the country, in private and public employment.”

             Social Security and other pensions are not “entitlement programs” but more like insurance programs that you pay into with the promise and expectation of a certain coverage, notes Sweet. The aging advocate asks: “Should the insurance company be allowed to change the benefits upon payout? Should government (state or federal) cut benefits to retirees absent the most pressing of circumstances?”

             But, certainly in the case of Social Security, there is no emergency, but rather a timely need to insure that the program can continue to fulfill its mission, she says.

             Robert A. Walsh, Jr., Executive Director of NEA, National Education Association Rhode Island, representing 12,000 members in education and in city and state government, refers to the recalculation of COLAs by using chained CPIs as “voodoo economics.”  While supporters of this recalculation policy note it reins in Social Security costs, they should at least be honest about the fact that it personally hits the retiree financially, right in their checks, he says.  “If you’re going to cut people’s COLAs, just be honest about it,” he says.

             Many of Walsh’s union members only receive their city or state pension as they are not eligible for Social Security benefits. People retired with certain expectations [as to what retirement income they had] and to make pension changes after they retire is patently unfair, says Walsh, noting they had no opportunity to plan for the decreased income.

             Throughout the nation there is a growing movement of aging baby boomers and seniors, fueled by AARP’s educational efforts, who tell Congress to simply  “Leave Social Security Alone”.  Strengthen it for future generations, they say.

             Sweet and millions of others tell Washington politicians that “Social Security is not a cookie jar to fund other programs.”   Sweet says you can make this known to Rhode Island’s Congressional Delegation, Senators Reed and Whitehouse, Representatives Cicciline and Langevin, by attending the upcoming “community conversations.”  Support their position opposing the change in the COLA and urge them to support Social Security by leaving it out of any budget deal, she urges. 

             Herb Weiss LRI ’12 is a Pawtucket-based writer who covers health care, aging and medical issues.  He can be reached at hweissri@aol.com