Tag Archives for 119th Congress

Fraud Schemes Targeting Older Adults: Senate Aging Committee Sounds Alarm

Published in RINewsToday on July 21, 2025

“Congratulations! We are pleased to inform you that you are one of our lucky winners,” read the letter.

The official-looking correspondence—purportedly from the desk of the Vice President, International Promotions/Prize Award Department of Publishers Clearing House (PCH)—continued:

“On behalf of the members and staff of PCH, the Association of North America Lottery, and Provincial Sweepstakes, we sincerely congratulate you on your grand prize winnings of $750,000… Please contact your claims agent to arrange method of payment.”

Enclosed was a check, appearing legitimate, allegedly issued by Northern Fairfield Insurance (NFI) of Danbury, Connecticut, from a Webster Bank account, in the amount of $9,700.65.

According to the letter, the check was intended to help cover taxes, handling, and processing fees related to the prize.

Northern Fairfield Insurance, established in 1998, is a small firm with just three employees, including its owner, Jim Ostrove. Nearly two weeks ago, Ostrove began receiving calls—mine among them—asking whether the PCH letter and enclosed check were legitimate.

“The volume has tapered off by the day,” he admits, noting that “we’re no longer receiving any calls.”

A quick call to NFI confirmed my suspicions: the letter, marked “Confidential,” was a scam. In conversation with Ostrove, he said, “I felt violated and angry.”

Concerned, Ostrove contacted Webster Bank—the financial institution listed on the counterfeit check—to confirm that no account had been set up in his company’s name. The bank quickly verified this, noting that the check’s routing number was invalid and had no connection to a legitimate account. “Looking closely at the PCH check, I also realized that the name of my insurance company was misspelled,” Ostrove added.

Ostrove says the bank’s fraud unit was very helpful and confirmed the check was fake. His concerns about any potential financial fallout for his business were eased, he says.

Although Ostrove filed a police report, he had no real expectation that the scammers would be caught. “I just wanted the report on file in case someone came forward about the reward and tried to hold me financially responsible,” he said.

“My report made it very clear that I was a victim of fraud,” he emphasized.

According to the Federal Trade Commission, victims reported nearly $350 million in losses to prize, sweepstakes, and lottery-related scams in 2024.

Like me, the Better Business Bureau estimates that tens of thousands of individuals will receive similar scam mailings in 2025—complete with fake prize notifications, counterfeit checks, and fraudulent requests for payment or personal information. The actual number of victims may be much higher, as many incidents go unreported.

Senate Aging Committee Puts a Spotlight on Scams and Financial Exploitation

On Feb. 12, 2016, the U.S. Senate Special Committee on Aging announced the publication of its first full-year “Fraud Book,” Protecting Older Americans Against Fraud, covering the period from January 1 to December 31, 2015. These annual reports aim to raise awareness about the growing number of fraud schemes targeting older Americans and provide specific recommendations to combat them.

The latest, published just recently, is a 40-page multi-language annual report, Age of Fraud: Scams Facing Our Nation’s Seniors (Report No. 119-35 of the 119th Congress), and was released on July 10, 2025. It highlights the many forms of fraud—including grandparent scams, tech support fraud, financial service scams, travel and timeshare fraud, romance scams, and government impersonation schemes.

“These schemes often target emotional vulnerabilities, particularly among seniors facing loneliness, isolation, or depression,” note Chairman Rick Scott (R-Florida) and Ranking Member Kirsten Gillibrand (D-New York) in a statement announcing the newly released report.

The 2025 bipartisan report outlines the growing financial threats facing aging Americans and ways for seniors to identify red flags that provide warnings of scams, suggests practical tips on how to protect themselves, and how to report scams. This year’s edition underscores the alarming rise in sophisticated schemes, particularly those utilizing artificial intelligence (AI). In 2024 alone, fraud and scams cost seniors over $4.8 billion, with those aged 50–59 losing an additional $2.5 billion.

“Across our nation, older Americans are being targeted every day by increasingly sophisticated scams that rob them not only of their hard-earned savings but also of their security and peace of mind. These attacks are personal, and they are unacceptable,” says Scott, stressing that fighting fraud against older Americans will remain a top priority for the Committee.

“Through critical initiatives like National Slam the Scam Day and our toll-free Fraud Hotline, we are expanding access to education, prevention tools, and direct support to empower families to recognize fraud and respond quickly,” he says.

“This report shines a direct light on the scale and severity of the threat we’re facing, and we must be united in our determination to stay vigilant, informed, and proactive in defending our seniors,” adds Scott.

Gillibrand adds, “We must do everything we can to prevent and fight back against these scams, and that starts with monitoring fraud whenever and wherever it occurs. As Ranking Member of the Senate Aging Committee, I’m committed to continuing the fight against fraud, and I hope this Fraud Book is a valuable resource for our aging communities.”

The report serves as a significant wake-up call to Congress. Fraud continues to skyrocket, notes the Committee. Citing FBI data, 2024 was a record year for losses reported to the Internet Crime Complaint Center, totaling a staggering $16.6 billion. There were 859,532 complaints that year—and over 4.2 million complaints over the past five years.

The report also emphasizes that fraud targeting older adults is growing in both complexity and financial impact, making enhanced awareness, education, and robust support systems more critical than ever.

 According to the FBI, from 2023 to 2024:

  • Overall losses increased 33%, mostly due to fraud.
  • Average loss for those age 60 and older rose to $83,000.
  • Reports for this age group increased by 43%.
  • Cryptocurrency-related losses rose by 66%.
  • Complaints involving cryptocurrency kiosks increased by 99%.

To safeguard aging Americans from fraud, scams, and financial exploitation, the Senate Aging Committee has led two bipartisan efforts: one resolution designating March 6, 2025, as National Slam the Scam Day to raise awareness and educate the public about fraud prevention, and another recognizing May 2025 as Older Americans Month. Both efforts aim to inform and protect older adults while reinforcing the committee’s commitment to combating fraud through public education, legislative action, and advocacy for stronger safeguards—ensuring seniors can enjoy their golden years with greater security and peace of mind.

From the Ocean State

According to the 2025 Fraud Report, the Federal Trade Commission reported 11,776 complaints were filed in Rhode Island in 2024.

“Our team tracks patterns of scams reported to us throughout the year,” says Timothy M. Rondeau, Communications Director for the Rhode Island Office of the Attorney General. “This year, we’ve continued to see a wide range of fraudulent actors deceiving Rhode Islanders through romance scams, imposter scams, and scams involving cryptocurrency.”

According to Rondeau, while new scams aren’t necessarily emerging, the tools and methods used are evolving. “AI tools are increasingly used in imposter and romance scams, where AI-generated voices and videos deceive and manipulate victims,” he explains. “While we can’t always confirm AI involvement in each case, we know the use of AI makes it much harder—especially for older adults—to distinguish between real and fraudulent interactions.”

For more information about common scams or to file a complaint, Rhode Islanders can visit: riag.ri.gov/scams

If you or someone you know has been a victim—or suspects they’ve been targeted—please call the Senate Aging Committee’s Fraud Hotline at 1-855-303-9470 (open weekdays from 9 a.m. to 5 p.m. Eastern Time). If you’d like a member of the committee’s team to return your inquiry, please include your phone number in the web form.

Go here to read the Senate Aging Committees 2025 Fraud Report,

The US Dept. of Justice released this information in recognition of Elder Abuse Awareness Day – The Justice Department Highlights Enforcement Efforts Protecting Older Americans from Transnational Fraud Schemes in Recognition of 2025 World Elder Abuse Awareness Day contains specific information on each type of fraud and what the US Government is doing to shut it down.

AARP offers  Tips on Protecting Yourself Against Fraud.

AARP also has a Fraud Watch Network.

Meeting the challenges of an aging farm workforce, in a bipartisan way

Published in RINewsToday on April 28, 2025

About 16 months ago, the U.S. Senate Special Committee on Aging Ranking Member Mike Braun (R-IN) released a report titled Feeding the Future, sounding the alarm about the growing challenges older farmers face and urging Congress and the Biden administration to secure the future of American agriculture. Now, Senator Rick Scott (R-FL), the current chair of the Senate Aging Committee, is continuing this effort with the release of a new report addressing the same issue.

On March 31, Scott unveiled his eight-page report, America’s Aging Farm Workforce: Why Vanishing Family Farms Are a Growing Threat to U.S. Food Security and Rural Communities. The report notes that one-third of farmers and ranchers are over the age of 65, with a median age of 58—making agriculture the oldest workforce in the nation. “We’re seeing fewer young people follow in their parents’ footsteps,” Scott said, warning that this trend threatens America’s food security and the vitality of rural communities.

Zippy Duvall, President of the American Farm Bureau Federation, has also raised concerns. “As many farmers and ranchers reach retirement age, they face uncertainty over the future of their farms, which in many cases have been in the family for generations,” he said, pointing to high production costs, land competition, and declining profits as ongoing threats to sustainability.

“The data is clear—our farming population is aging rapidly, and without targeted action, we risk losing family farms and, with them, the backbone of rural America and our national food supply,” said Terry Kippley, President & CEO of the Council of Producers & Distributors of Agrotechnology (CPDA). Kippley pledged to work with Senator Scott to develop long-term solutions that support the next generation of farmers, reduce regulatory burdens, and ensure access to modern tools and technologies.
Troubling statistics

The Senate Aging Committee’s report outlines serious demographic challenges. Currently, aging farmers and ranchers control 40% of America’s farmland. Over the next two decades, approximately 350 million acres are expected to change hands, raising concerns about consolidation of family farms—particularly by foreign or adversarial entities.

At the same time, the number of farms is shrinking. The U.S. has lost 200,000 farms since 2007, and 40 million acres have been converted to non-agricultural use. While over 800 million acres of land are currently farmable, an annual loss of 1.9 million acres poses a significant threat to the country’s food production capacity.

Barriers like high operating costs, limited land access, and a lack of healthcare or retirement benefits discourage young people from entering the profession. Over 80% of farmers must work a second job just to stay financially stable. Buying or expanding farmland is also increasingly expensive – averaging $4,000 per acre, a 7.4% increase since 2022, according to the U.S. Department of Agriculture.

In addition, inflation and regulatory challenges are placing further economic strain on farmers. The Senate report recommends reducing these pressures through economic reforms, promoting innovation, simplifying regulations, and encouraging fair market competition to support American agriculture.

Policy suggestions include reducing inflation and energy costs, repealing the federal estate tax, investing in agricultural R&D (particularly in areas like organic farming and agri-tourism), and leveraging artificial intelligence for production and marketing. The report also urges Congress to strengthen protections against foreign land acquisitions and to pass legislation such as the Regulatory Decimation Act and the REINS Act to limit burdensome rules.

The report emphasizes that a new Farm Bill must genuinely support farmers and view food security as part of national security. To that end, it also calls for tariffs, when necessary, to counteract foreign subsidies that harm American producers.

Bipartisan push to attract a new generation of farmers

In the early days of the 119th Congress, on April 1, 2025, a group of bipartisan House lawmakers—Representatives Nikki Budzinski (D-IL), Zach Nunn (R-IA), Joe Courtney (D-CT), Don Davis (D-NC), Eric Sorenson (D-IL), Jill Tokuda (D-HI), and Gabe Vasquez (D-NM)—introduced the New Producer Economic Security Act (H.R. 2536). A companion bill (S.1237) was introduced in the Senate by Senator Tina Smith (D-MN).

H.R. 2536 was referred to the House Agriculture Subcommittee on General Farm Commodities, Risk Management, and Credit, while S.1237 was sent to the Senate Committee on Agriculture, Nutrition, and Forestry.

The proposed legislation would establish a pilot program within the Farm Service Agency (FSA) aimed at helping new and beginning farmers overcome the biggest barriers to entry: access to land, capital, and markets. The goal is to strengthen the farm workforce and secure the U.S. food system.

“If we’re going to revitalize American agriculture, we must ensure young farmers have the tools to succeed,” said Rep. Budzinski. “This bill addresses the biggest challenges they face—access to land, markets, and capital.”


“In Iowa, agriculture is our backbone,” added Rep. Nunn. “Young Americans who are willing to feed and fuel our country deserve every form of support we can offer.”

“The average producer in the U.S. is 58, and in Minnesota, it’s 57,” noted Sen. Smith. “Investing in the next generation of farmers is essential to food security and the economic strength of rural America.”

Jordan Treakle, Policy and Programs Director of the National Family Farm Coalition echoed these sentiments. “This bill supports new and beginning family farmers at a time when land consolidation is increasing. Keeping farmland in the hands of those who feed our communities is critical for a resilient food system,” he said.

A joint statement introducing the legislation emphasized that with nearly half of U.S. farmland expected to change ownership in the coming decades, this is a timely opportunity to create policies that ensure land stays accessible and productive.

Rhode Island

According to the 2024 Census of Agriculture, Rhode Island is home to 1,938 farmers and ranchers. Of these, 34% are age 65 or older, which amounts to approximately 659 individuals. Furthermore, about 90% of Rhode Island’s senior farmers do not have a younger farm operator (under age 45) working with them, raising concerns about farm succession. This issue is highlighted in the February 2016 report “Keeping Farmers on the Land,” issued by the American Farmland Trust. These concerning statistics should serve as a call to action for Rhode Island’s Congressional Delegation to address the issue by becoming cosponsors of the New Producer Economic Security Act.

Key provisions of the Bill

The House and Senate versions of the New Producer Economic Security Act would:

• Provide grants and cooperative agreements to state and tribal governments, non-profit organizations, community lenders, farmer cooperatives, and other eligible groups to improve access to land, capital, and markets.
• Offer funding for direct support services to help young farmers acquire land, pay closing costs and down payments, build infrastructure, and receive technical assistance and training.
• Prioritize projects that facilitate farmland transition from older to younger producers, include collaborative partnerships, or offer direct financial support to new producers.
• Establish a stakeholder advisory committee to help evaluate applications and ensure the program meets the real needs of farmers and ranchers.

Since becoming a permanent committee in 1977, the U.S. Senate Special Committee on Aging has consistently worked in a bipartisan manner, regardless of which party held the majority. In light of Chairman Scott’s report urging action on the aging farm workforce, he and Ranking Member Senator Kirsten Gillibrand (D-NY) should consider co-sponsoring S.2536—or working together to craft a bipartisan proposal to be introduced and referred to the Senate Committee on Agriculture, Nutrition, and Forestry, or the appropriate committee.

Now is the time for Democrats and Republicans to set aside political differences and come together to address the challenges posed by America’s aging farm workforce—and the serious threat this poses to our food security.

On January 15, 2025, during his opening statement at the first Senate Aging Committee hearing of the 119th Congress, Chairman Scott said: “I believe we have a significant opportunity in this Committee to work in a bipartisan manner to support and improve the lives of America’s current senior citizens and to create change that will enhance both the lifespan and health span of future generations.” This includes improving the lives of America’s older farmers and ranchers.

The New Producer Economic Security Act is endorsed by the National Young Farmers Coalition, Rural Advancement Foundation International-USA, American Farmland Trust, National Sustainable Agriculture Coalition, and Rural Coalition.

To download Chairman Scott’s report, America’s Aging Farm Workforce: Why Vanishing Family Farms Are a Growing Threat to U.S. Food Security and Rural Communities.” go to https://www.aging.senate.gov/imo/media/doc/2025_aging_farm_workforce_report.pdf.