Critics of Chained CPI Call It a “Flawed Policy”

 Published in the Pawtucket Times, July 5, 2013

            With President Barack Obama’s fiscal blueprint unveiled almost three months ago, on April 10, 2013, that included a chained consumer price index (CPI) for the purpose of calculating Social Security cost-of-living adjustments (COLAs), Rhode Island aging advocates go on the offensive opposing the suggested way as to how the federal government would calculate inflation.

             In June 12, 2013, Rhode Island AARP State Director, Kathleen S. Connell, a former secretary of state and one-time teacher, and State President Alan Neville, of Cumberland, along with AARP staff and volunteers from every other state in the nation, traveled to Inside the Beltway to Capitol Hill, on June 12, 2013, to urge Congress to just say “No” to a tying a chained CPI to Social Security.

             Continuing to protest, early this week Connell, Senator Whitehouse and Congressman Langevin and Cicilline, joined over 150 people who voiced strong concerns over Congress’s consideration of a chained CPI.  The Rhode Island Alliance of Retired Americans, the organizer of Tuesday’s protest, called it a “flawed policy,” charged that “switching to a chained CPI would compound benefit reductions dramatically over time, resulting in an annual benefit cuts.” 

            AARP Rhode Island is also planning to host “You’ve Earned a Say” discussions at seniors centers across the state this summer and into the fall to get its membership to rally against changing how Social Security cost of living adjustments are calculated.

 

Critics Take Aim at Chained CPIs

             President Obama’s push in his proposed budget request to rein in Social Security costs (a concession to GOP leadership), through the use of the chained CPI, pushed liberal Democratic lawmakers, including Rep. David Cicilline, representing Rhode Island’s 1st Congressional District and Senator Sheldon Whitehouse, to strongly oppose President Obama or any Congressional efforts to put Social Security on the chopping block to lower the nation’s federal deficit, through changing the way COLAs are calculated.

            Rather than tinkering with the CPI linked to Social Security to rein in the nation’s huge federal deficient, Rep. Cicilline called for reforming the nation’s tax code by ending subsidies for “Big Oil,” along with “making responsible target spending cuts,” to slash the nation’s huge federal deficit

 

            Referring to the Social Security’s 2012 Annual Report in April (see my June 1, 2012 Commentary in the Pawtucket Times) , Sen. Whitehouse stated that Social Security is fully solvent for the next 20 years and has not contributed to the nation’s budget deficit and has no place in the debate over federal spending. 

             Senator Whitehouse called it “a [Social Security] benefit cut disguised behind technical jargon.”  The Senator and other critics argue that the current CPI shortchanges older persons by placing too much emphasis on products that these individuals are less likely to buy, like “smart phones” and “computers.”  He noted that in 2010 and 2011, Social Security beneficiaries did not receive a COLA, even though prices for food and beverages, medical care, gasoline and fuel oil increased.

             According to the Washington, D.C.-based, National Committee to Preserve Social Security and Medicare (NCPSSM), the Obama Administration sees this [chained CPI] switch as just “a technical adjustment.” Aging group warn that using the chained CPI will substantially reduce the Social Security benefits of current and future beneficiaries.  “If it is adopted, a typical 65 year-old would see an immediate decrease of about $130 per year in Social Security benefits.  At age 95, the same senior would face a 9.2 percent reduction—almost $1,400 per year,” notes NCPSSM.

             While all beneficiaries will feel the impact of this change, its effect will be greatest on those who draw benefits at earlier ages (e.g., military retirees, disabled veterans and workers) and those who live the longest, says NCPSSM, especially “women who have outlived their other sources of income, have depleted their assets, and rely on Social Security as their only lifeline to financial stability.”

 What’s the Impact???

             Washington-DC-based, AARP, representing 40 million members, has rolled out an educational campaign, to put the face who loses most if changes are made in how COLAs are calculated. 

 

              Fact Sheets, placed on AARP’s heavily traveled website (http://www.aarp.org/politics-society/advocacy/info-04-2012/youve-earned-a-say.html), tells how a federal policy shift would impact specific demographic groups in their pocketbook.

             Retired women can least afford using the chained CPI calculation because they earn less on average than men (that is $4,000), are more likely to have a part-time job and have gaps in their employment due to leaving the workforce to take care of their children.  With women living longer the chained CPI would slash their benefits more with every year they live.  Older women also rely on their Social Security Pension checks because they are less likely to have other sources of retirement income, this check even keeping 38 percent of them out of poverty compared to 32 percent of older men, the says the AARP fact sheets.

             AARP’s fact sheets, also details the impact on older disabled Americans, noting that 37 percent are dependent on Social Security benefits for nearly all their family income, that is around $13,560 annually.  Many begin getting Social Security checks at a young age.  For instance, a 35-year-old disabled worker who receives average disability benefits would see his or her benefits reduced each year by $886 at 65 and $1,301 at 80.   Finally, Social Security keeps about 40 percent of people with disabilities age 18 and over and their families out of poverty.  Cutbacks in benefits due to tying the chained CPI to the Social Security program would force the persons already living on a very tight budget impacted by rising drug costs, increased utilities and health care expenses to cut back on vital needs.

             Finally, one of AARP’s fact sheets charge that older veterans would be financially slammed, sort of a double whammy.  With almost 1.5 million veterans living below the poverty level, each dollar cut, like older person’s who are disabled, will get hit hard in their pocket book as the years roll by.  Because a chained CPI would cut both Social Security and Veterans’ benefits, this group gets the budget ax thrown at them twice. “A veteran who’s 65 today would have veterans benefits reduced annually by $1,029 and Social Security benefits by $1,422 at 95, when benefits are needed the most,” states the fact sheet.

 Congressional Fight Looming

             Rhode Island’s Senator’s Jack Reed and Sheldon Whitehouse have signed on as co-sponsors of SR 15, with over a dozen Senators, a Resolution Rejecting the chained CPI expressing “the sense of Congress that the chained CPI should not be used to calculate cost of living adjustments for Social Security and Veterans benefits.”

             Meanwhile, in the House of Representatives, a resolution, HR 34, was introduced by Rep. Cicilline, cosponsored by Rep. James Langevin along with 111 other Democrats, also opposing President Obama and GOP attempts to rein in the Social Security budget through the use of a chained CPI calculation.

             With nonbinding resolutions expressing opposition to the use of a chained CPI index now introduced in both chambers of Congress, union and aging groups are urging rallying support for passage.

            AARP’s Kathleen S. Connell and her colleagues around the nation are gearing up to send a message loud and clear, once and for all to Congress.  Simply put, Connell says:  “Chained CPI is not only harmful and illogical; it is also out-of-place in the discussion of deficit reduction.  As a self-financed program providing earned benefits, Social Security has not caused the deficit—and it should not be turned into an ATM for politicians trying to address it.  We deserve a separate national conversation about how to protect Social Security for today’s seniors and responsibly strengthen it for our children and grandchildren.”

            Congress might well choose to tread lightly on giving the thumbs up to using a chained CPI in calculating Social Security Colas. The anticipated fiscal impact (detailed by AARP and aging group critics, along with the Rhode Island Congressional delegation) resulting from this federal policy change will hit the nation’s elderly right where it hurts, the most, in their wallets.  Increased bipartisan efforts can find better solutions to trimming the nation’s huge federal deficit and improving the fiscal viability of the nation’s Social Security Program.

             Herb Weiss, LRI ’12, is a Pawtucket-based freelance writer covering aging, health care and medical issues.  He can be reached at hweissri@aol.com

Paula Deen and Forgiveness

Published in the Pawtucket Times, June 28, 2013

This week nobody could escape the 24 hour news cycle reporting how American Celebrity Chef, Paula Deen, a product of her Southern upbringing, admitted that she had spoken a racially charged “N-word” decades ago. Once the dust settles, the nation will get to see if one of Savannah, Georgia’s most prominent residents can rehabilitate herself. Will she personally and professionally survive the swift backlash of the racial slur-controversy, or will the pubic respond to her tearful pleas for forgiveness and give her one last chance for redemption?

The Ugly “N-Word”

Deen now joins actors Mil Gibson, Charlie Sheen, Michael Richards (a.k.a., Kramer), reality TV stars, Dog the Bounty Hunter and hotel heiress Paris Hilton, along with musicians John Lennon and Yoko Ono, Jennifer Lopez, John Mayers, Eminem, even radio show host Dr. Laura Schlessinger who all stirred up the public’s wrath by uttering the “N-word.”

The 66-year-old former Food Network host, restaurateur, writer of cook books, actress and Emmy Award winning television personality, now suddenly finds her career unraveling, like many who have used the racially charged “N-word,” one of the most offensive words in the English language, a word that invokes ugly racial stereotypes.

The media reporting details of a May 17 deposition, resulting from a $1.2 million lawsuit filed by a former restaurant manager at the Uncle Bubba’s Oyster House, a Savannah, Georgia-based restaurant owned by Deen and her brother, created a public firestorm over her use of a very ugly word. Deen stated that she had used the “N-word” at times, decades ago, even detailing her plans to dress waiters at a 2007 wedding as slaves, “wearing long sleeve white shirts, black shorts and black bow ties.”

The Food Network quickly responded to news reports about announcing the dropping of her show, “Paula’s Home Cooking,” then announcing Deen’s contract would not be renewed next month. Later the Smithfield Foods, Inc., retail giant Wal-Mart, and Caesars Entertainment followed suit, severing ties with Paula Deen Entertainment.

Many of her business partners and sponsors, including Shopping Network CVC, which sells a line of her cookware, and Random House, publisher of her cook books, are monitoring the situation closely to determine their actions.

Trying to take control of an issue spiraling out of control, a teary Deen created two YouTube apology videos to offer her mea culpa for using racial slurs last week, also making a 13-minute appearance on Today with Matt Lauer on June 16 to address this controversy.

Public relations experts give mixed reviews as to how effective she was in reducing the negative impact on her brand and celebrity image using racial slurs. Deen’s salvation may well rest on the public’s short attention span and their desire to forgive, say the experts.

Circling the Wagons

Although Deen can not shake the financial impact of being politically incorrect, her fans are rallying behind her.

This week, thousands of irate Deen’s fans are rallying to support her by leaving their comments on the Food Network’s Face book page, to support the besieged celebrity chef, saying that the network moved too fast to oust her, even overreacting. Many viewed her sacking as political correctness run amuck, calling for her to be given a pass for the use of the “N-word.”

Just two days ago, a newly created “We Support Paula Deen” Face book page already has 418,452 Likes, with many loyal fan comments urging Deen’s sponsors to give her a second chance. Many noted that people make mistakes in life and who hasn’t told an inappropriate or off-color joke or used inappropriate words in private or with family.

Also, according to The Associated Press, civil rights leader Rev. Jesse Jackson has agreed to help Deen try to make amends for her past use of the “N-word,” saying she shouldn’t become a “sacrificial lamb” over the issue of racial intolerance. Dean had called him to seek his guidance as to how to recover, noted the news wire.

Bravo for Rev. Jackson, who says in this press report that if Deen is willing to acknowledge mistakes and make changes, “she should be reclaimed rather than destroyed.”

The Baptist minister who was a candidate for the Democratic presidential nomination in 1984 and 1988 and served as a shadow U.S. Senator for the District of Columbia from 1991 to 1997 says he’s more troubled by racial disparities in jobs, lending, health care, business opportunities and the criminal justice system.

Anne Rice, author of gothic fiction and Christian literature and erotic, best known for her popular and influential series of novels The Vampire Chronicles, joins Rev. Jackson in defending Deen.

On her Face Book Page, Rice says what is happening to Deen is “unjust,” comparing it to a “High Tech Execution,” a witch hunt and public burning that is a “horrible thing to witness.”

Furthermore, best-selling author, Rice, who has written 33 books, all novels except one personal memoir, quips, “It is all too easy to ‘hate’ a witch and join in the “fun” of a public execution, and to feel smug and superior and righteous for doing it. And that is what we are seeing now with Paula Deen. Pure ugliness. This is the very opposite of respect for the dignity of all persons.”

Finally, liberal Bill Maher even goes to bat for Deen on Real Time with Bill Maher in a recent episode on HBO.

The Power of Forgiveness

For those, like Deen, who have made terrible mistakes through their misjudgments and use of inappropriate slur words (like the “N-word”) many rarely survive the backlash of political correctness, even when they plead for forgiveness, as their lives are destroyed.

Deen’s racial controversy can positively impact our society by allowing more dialogue about and to confront both personal and institutional racism. Rather then allowing a single mistake to ruin a person’s life, give the individual an opportunity to take responsibility and learn from their inappropriate behavior and actions. Give them a second chance. What a great celebrity spokesperson Deen could become to bring the races together.

It is so important for individuals to learn to forgive their family and friends who have hurt or disappointed them. So, too must a society do this. Former South African President Nelson Mandela is an international role model as to how forgiveness can become the perfect way to way to heal the nation’s racist tendencies. At press time, the former President remains in critical condition in a hospital in Pretoria, South Africa, kept on life support, where he is being treated for a lung infection.

Writer Simon Kent, in a June 10, 2013 post on the Toronto Sun’s web site, states that the frail 94-year-old leader’s legacy to the world is teaching us “forgiveness.”

When Mandela’s National African party won the election that would end apartheid in South Africa, he forgave his white political foes, says Kent, noting that the power of forgiveness kept the black majority ruling party from seeking revenge.

Kent said: “He didn’t hate the political system that had barred him from voting.

Mandela didn’t hate the rest of the world that for years had turned its back on non-white South Africans.”

Mandela just “offered mercy both to his tormentors and his foes and urged fellow South Africans to do the same” added Kent. Yes, forgiveness.

According to Kent, at his 1994 inauguration, Prisoner 46664 — Nelson Mandela — had kept a seat set aside for a very special guest he wanted to witness his swearing-in as President, the highest office in the land. This person, one of his former jailers from Robben Island, where he was held for 18 years of hard labor, he said.

If Mandela can easily forgive his former jailor and a white society that kept his black brothers and sisters enslaved for centuries, why can’t we just forgive Paula Deen, for saying the “N-word” decades ago. Simply put, it just seems like the right thing to do.

Herb Weiss, LRI ’12, is a writer covering aging, medical and health care issues. He can be reached at hweissri@aol.com.

Childhood Passion for Gardening Blooms in Retirement

Published in Pawtucket Times on June 21, 2013

Looking back over sixty years ago, Michael Chute smiles when he remembers how a childhood hobby, has firmly taken root in his retirement years. After 34 years, Michael and his wife Angelina, closed down their Pawtucket-based sign shop near McCoy Stadium in 2012. Now the retired couple makes use of their combined green thumbs, love and knowledge about rose gardening, spreading the gospel of growing the perfect healthy and attractive rose, through their speaking engagements before garden clubs and in their writings in a blog, newsletters and even a book.

Childhood passions can be ignited in later years, says Michael. “When anyone is introduced to gardening or even sports or reading for pleasure or art or writing at a very early age, it will stick with them for the rest of their lives.” So true.

A Child’s Chance Encounter

In the early 1950s, Michael’s chance encounter with a “neighborhood dad” in his quiet Pinecrest neighborhood, would ultimately lead to his life-long hobby and passion for gardening. From this meeting, the five-year old child would take home a little bit of knowledge about how to grow plants and, along with a few leftover radish seeds, given to him by this older man, to start his own small garden.

Michael said that tiny seedlings soon appeared from watering his seeds everyday. “How else could those hard little brown seeds turn into tiny green plants,” he thought, believing that this must be the result of magic. His mother nodded, when he told her this, agreeing with his assessment.

Now, making daily trips to visit his “gardening mentor,” Michael became to learn more about the basics of gardening, now his new little hobby. “I learned that tomatoes, corn, beans, squash, Ralph Kramden, Ike, and DeSotos were good and that weeds, woodchucks, no rain, stray cats, slugs, grubs, and the Yankees were bad,” he said.

The budding, gardener ultimately learned to tell the difference between good bugs and the bad ones. Even at his young age, Michael would realize that using horse manure, “gardener’s gold,” was one way to separate real gardeners from fakes. Lugging his bucketful of nature’s fertilizer to his home, he dragged it right into the kitchen, saying, “Hey Ma, look what I’ve got.” The “gardener’s gold” went right out the back door, he said, because of his mother’s stern command.

With his radish seeds now six inches high in his backyard, he yanked one out, brushed off the dirt and popped it into his mouth. Beginning to chew the “incredibly sharp intensity of bitter flavor that only comes from very fresh radishes assaulted his tender tongue,” he remembered this resulting in his eyes watering and his ears ring. He promptly spit out the radish bits out.

Even with memories of eating the foul-tasting radish, the youngster continued to garden, even learning the principles of germination. In time, he would have worked his own backyard garden. Over the years, flowers, especially roses, have replaced the vegetable patch of his youth and middle years, he says.

Michael would later meet his wife, Angelina, a Newport native, at the Library, a URI coed who expressed little interest in gardening. The young couple, in their early twenties, married in 1971. One year later, they moved into their newly purchased ranch-style home in Riverside. The young man, remembering his childhood training, began to grow and harvest tomatoes, green peppers, egg-plant, and string beans, even strawberries, plucked from his quarter acre garden plot.

“I grew them, she cooked them,” he said.

Michael’s modest backyard garden steadily grew in size over 20 years with his renewed interest in gardening. Gradually, his three rose bushes, quickly increasing in numbers, would replace his tomato plants. Today, the couple has grown hundreds of rose varieties in their back yard, even digging up their front yard 6 years ago and turning it into a trial area for gardening without pesticides, even picking off by hand pests.

As to his philosophy of growing rose bushes at his home garden, “each rose bush gets two seasons to please me. If not, good-bye,” he says, noting that he only has so many holes in the garden and there is great competition for admission,” he says.

According to Michael, in the early 1990s the URI Master Gardeners asked him to speak about roses at a meeting, this leading to other speaking engagements for the couple. The flower shows bookings followed in the late 1990s and the Chutes began traveling throughout New England and New York to spread the gospel about rose gardening. When Michael and his wife joined rose societies they made new friends, but also gained opportunities to share their growing knowledge about rose gardening with these individuals.

Nationally Recognized in the Rose Business

Today, the Chutes are co-owners of RoseSolutions, a landscape consulting company that offers educational programs, workshops, seminars and consulting services on rose horticulture. They are both certified American Rose Society Consulting Rosarians and University of Rhode Island Master Gardeners. Mike is an accredited ARS horticultural rose judge. They served as Guest Editors of the 2008 American Rose Society Annual; authored the chapter “Roses” in the University of Rhode Island Sustainable Gardening Manual; and were co-founders and past presidents of the Rhode Island Rose Society.

The Riverside couple maintains an active schedule of lectures and workshops throughout the New England area, including the Boston Flower & Garden Show, the Rhode Island Spring Flower & Garden Show, the Newport Flower Show, the University of Rhode Island Symposium and Tower Hill Botanic Garden. They recently were featured on Rose Chat Radio, a nationally broadcast internet radio program.

Publishing the Definitive Book on Growing Roses

“From our many lectures on rose gardening, it became apparent to us from the same questions we got, home gardeners wanted to grow roses but did not know how,” says Michael. “There was no definitive book, specifically addressing rose gardening in New England,” he added, adding that not even an easy-to-follow, well-written hands-on guide to sustainable rose gardening (gardening without the use of pesticides), was not on the market.

“There was a niche we needed to fill,” Michael said.

Ultimately, years of gardening experience would be detailed in a self-published book, Roses for New England: A Guild to Sustainable Rose Gardening. The idea of writing a book on rose gardening in New England initially came from people attending the Chute’s workshops who requested their handouts, recommended that they be compiled into a book.

But, it took the couple over four years to write their first book, published by Forbes River Publishing, in 2010. Four years earlier, they had vacationed in Sugar Loaf Mountain Maine, to ski, says Michael. During a blizzard, that kept them away from the ski slopes, Michael and Angelina penned an outline of the book on a legal pad. Later, an internet search would reveal that no book had been written about growing roses specifically in the New England Region, he added.

While the book probably could have been writing in fifteen months, the longer period of time it took to write gave “us an opportunity to see things we initially did not see,” says Michael.

In the near future look for a sequel to their initial book, says Michael. “We are on it now, the book,” he adds, noting that it will detail tips for easy-care rose gardening; including lists of sustainable rose varieties; short bios of modern rose breeders of such roses; along with information on companion plants.

Do What You Love, But…

Aging baby boomers are living longer and working longer, may find themselves in unfulfilling jobs. Michael warns those hoping to reignite a childhood hobby into a new, challenging, and career in their later years, and should proceed cautiously. “Do what you love but be careful because hobbies do not always segue into businesses,” he says. .

But, for those just learning the art of gardening, Michael recommends, “Don’t make your first rose garden too big even if you’re going to plant lower-maintenance roses.”

To purchase the 146 page book ($21.95, free shipping), Roses for New England: A Guild to Sustainable Rose Gardening, go to http://www.rosesolutions.net. Visit the Chute’s blog, too, at http://www.therosejournal.wordpress.com.

Herb Weiss, LRI ’12, is a writer who covers aging, health care and medical issues. He can be reached at hweissri@aol.com.