Social Security Recipients Thirsty for COLAs

Published in Pawtucket Times on October 19, 2015

With Christmas fast approaching, almost 65 million people who collect Social Security checks will get hit hard in their pocketbooks. On Thursday, the Social Security announced that there will be no cost of living adjustments (COLA) for 2016. It’s the third time this has happened in over 40 years. .

Unless Congress promptly acts to change the law to give COLAS, Medicare premiums will also be increasing dramatically for almost one-third of Social Security recipients. “The average American senior simply can’t afford a triple-digit increase for their Medicare coverage, says Max Richtman, President/CEO of the National Committee to Preserve Social Security and Medicare (NCPSSM) in a statement. The Washington, D.C.-based organization has lobbied Congress to pass legislation to address this urgent policy issue. “For millions of seniors, this large Medicare hike is devastating and a result of a well-intended “hold harmless” provision that left out too many Medicare beneficiaries,” he says.
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According to Richtman, “All of this was triggered by a zero COLA increase in Social Security for 2016, confirming yet again, that the current Social Security COLA formula isn’t accurately measuring seniors’ expenses. Seniors across this nation understand how important having an accurate measure of the increase in their real costs is to their day-to-day survival.”

House Democrats Rally for a COLA

Just one day before SSA’s announcement of no COLA next year, Congressman David N. Cicilline (D-RI), and 55 Democratic House members had sent a letter to the Social Security Administration (SSA) calling for the federal agency to find a way to provide a COLA for 2016. Not surprisingly Cicilline was not joined by House GOP lawmakers. Only Congressional action can revise this decision.

In the Ocean State, there are 153,349 beneficiaries who received $266,541,000 in total benefits in December 2014. In January 2015, beneficiaries received a 1.7% COLA, which averaged $29.55 per month, or $354.58 per year.

“Seniors, who are relying on Social Security for their retirement, have seen the costs of everything go up and deserve a COLA so they can have their basic needs met,” said Cicilline. “I hear from Rhode Islanders every day who are living on Social Security about their struggles with the rising costs of housing, food, and medicine. In fact, it seems everything is going up, except their Social Security check and this is dead wrong.”

SSA’s announcement on October 14 clearly shows that the current method of calculating COLA’s for Social Security beneficiaries negatively impacts the recipients, says Cicilline. The Democratic Congressman calls on Congress to quickly fix this problem now. The lawmaker has co-sponsored H.R. 1811, the Protecting and Preserving Social Security Act, to do just that.

Cicilline charges that the Social Security Administration has used the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) to determine whether the cost-of-living has increased. According to the Washington Post, the “biggest reason retirees aren’t getting a raise” is due to lower fuel prices, even though medical, housing, and food costs have increased.

It’s time to change the way COLAs are calculated, says Cicilline. Critics to the existing formula charge that fuel prices are less important in determining cost of living for the nation’s seniors – individuals ages 65 and older make up only 16% of all licensed drivers in the United States. To fix formula glitch, Cicilline has signed on as a co-sponsor of the CPI-E Act, which would replace CPI-W with the Consumer Price Index for the Elderly. CPI-E more accurately reflects cost of living for today’s older persons by weighting the cost of housing and medical care more compared to CPI-W. It also de-emphasizes fuel and transportation costs.

Blunting the Pain of Medicare Premium Hikes

Promptly responding to SSA’s double whammy of no COLA for 2016 and hikes in Medicare premiums, AARP, the nation’s largest aging advocacy organization in a letter called on Congress to “pass a fix.”

In her correspondence, Nancy LeaMond AARP’s EVP and Chief Advocacy and Engagement Officer, asks Congress to protect all Medicare beneficiaries from sharply increased out-of-pocket costs in light of the COLA announcement, requesting specifically that Congress “reduce. the impact of the sudden, sharp increases in the Part B premiums and deductible as soon as possible. Ideally, all Medicare beneficiaries should be held-harmless in the face of no Social Security COLA adjustment.”

LeaMond’s letter notes that 16.5 million Americans face sharp premium increases and that “all Medicare beneficiaries will see their Part B deductible increase 52 percent…from $147 to $223.” Additionally, AARP reiterates its opposition to the Chained Consumer Price Index (CPI), noting that “the Social Security COLA would be even more inaccurate and benefits would be even less adequate if recent proposals to adopt a Chained CPI had been enacted.

AARP has opposed all Administrative and Congressional attempts to enact a Chained CPI, and says it will continue to do so, says LeaMond, because the Chained CPI would further under reported inflation experienced by Social Security beneficiaries, and further erode their standard of living, cutting an estimated $127 billion in Social Security benefits from current and near retirees in the next ten years alone.”

With Capitol Hill polarized by political a House and Senate captured by ultra conservatives, Social Security beneficiaries will have to find ways to stay financially afloat until Congress can reduce the damaging impact of the Part B premium increases with no COLA increase to reduce the pain. Aging groups push for holding beneficiaries harmless to Medicare premium increases. With the election over a year off, law makers might just listen or face the wrath of older Americans who just exercises their right to vote at the polls.

Herb Weiss, LRI ’12 is a Pawtucket writer covering aging, health care and medical issues. He can be reached at hweissri@aol.com.

Slater Mill Showcases Classic Rock ‘n’ Roll Flick  

Published in the Woonsocket Call on October 11, 2015

When planning the 2nd Annual S.A.M. Fest, in conjunction with this years Pawtucket Arts Festival, Slater Mill’s Executive Director, Lori Urso scheduled a showing of Jim Wolpaw’s “Complex World.” Urso, also a professional musician, knew featuring the film at her event in August was a great way to both promote a local Providence filmmaker and give homage to The Young Adults, a popular rock band playing at the nonprofit’s weekend festival, too.

Rediscovering a Classic Film at S.A.M. Fest

On Aug. 30, more than 80 people gathered early evening at Hodgson Rotary Park to watch on a big outdoor screen the 81-minute offbeat cult rock ‘n’ roll comedy filmed at Providence’s Lupo’s Heartbreak Hotel. While the film attracted the curious, many adoring and loyal fans of The Young Adults came to check out the flick, too, says Urso.

The Complex World captures one night at Lupo’s Heartbreak Hotel, with its zany plot involving terrorists, political conspiracy, 100 pounds of explosives in the bar’s basement and drugs, with music from iconic Providence bands such as the Young Adults, NRBQ and Roomful of Blues. The film had a brief two-month run in a Boston and one week in New York City, and it garnered good reviews. However, a distribution deal with Hemdale, a major film distributor that released “The Terminator” and the “Last Emperor,” fell through, ending up in a lawsuit. Even though Wolpaw won his case and a small settlement, the legal battle sealed the film’s fate. Over the years, the filmmaker’s DVDs have been sold on a website, and the last public showing was in 2010, for two days at the Providence-based Cable Car to raise money for a local charity.

Urso, 51, remembers being an extra during the 1987 film shoot, “a biker chick hanging out in the bar’s parking lot” at 79 Washington St.  “Quite a few people that I knew showed up to be extras that night. I’m glad I was able to be part of it,” she said.

Rudy Cheeks one of the founders of Young Adults and co-writer of the Phillip & Jorge column published in “Motiff Magazine,” was in attendance during the S.A.M. Fest screening, and he observed people of all ages in attendance, many of whom watched the film for the first time.

Even though the film was produced about 25 years ago, “it’s held up pretty well over the years,” says Cheeks. “The strongest part of the film was its ‘mise en scène,’ the capturing of the inside atmosphere of the bar.”

Adds, Rick Bellaire, Chair and Archive Director of Pawtucket-based Rhode Island Music Hall of Fame, the Wolpaw’s Indie film produced outside of the major film studio system, is a great Rock and Roll documentary.  “It was a snap shot of what was happening in the Rhode Island music scene at the time the film was shot,” he says.

The Making of a Classic Film

While it took about two-and-a-half months to shoot the film in 1987, it took more than two years to bring “Complex World” to the screen of the Cable Car Theatre in 1990, says Wolpaw, noting that it ran for a record four months. The veteran filmmaker, who was nominated for an Academy Award for a 1985 documentary, was brought into this film project by Rich Lupo, the owner of Lupo’s Heartbreak Hotel, who just happened to be his roommate at Brown University and later a bartender and manager at the Providence bar.

In 1970, when both young men graduated from Brown University they shared their dreams. Lupo planned to open up a bar with music while Wolpaw wanted to become a filmmaker.  Wolpaw agreed to use Lupo’s bar in film if he opened on up.  “I never would have believed at that time we would both end up at that place,” says Lupo.

According to Wolpaw, the efforts to create and fund a film began a year before the bar was going to be torn down to make way for condos. The film was to use Lupo’s as a basis for the movie to “explain the spirit of the bar,” he said, noting that it would be shot like a documentary film.

Lupo invested the most to produce the film, but with increased costs, other friends chipped in, said Wolpaw. The unique film stood out among films that were produced in Hollywood, he said, “noting it was not the typical movie.”

Two years of editing and reshoots would later result in the final film, says Wolpaw, noting that over the years and even at the Slater Mill screening he “had trouble watching it.” Shooting the film like a documentary just did not work for the plot, he said, but it captured an early era of the Providence music scene.

Even after more than two decades since being released, orders for “Complex World” keep trickling in, says Wolpaw, who has worked as an adjunct film professor at Emerson College in Boston, the University of Rhode Island and the Rhode Island School of Design. He is pleasantly surprised that orders come in from such faraway places as British Columbia and France.

A Prolific Filmmaker  

Besides his Classic “Complex World,” Wolpaw is known for innovative approaches in considering artists and issues in the arts, and he has an impressive number of films under his belt:  “Cobra Snake for a Necktie” (Showtime 1980), a portrait of rock ‘n’ roll legend Bo Diddley; “Loaded Gun: Life, and Death, and Dickinson” (PBS 2003, INPUT 2004), a quirky look at poet Emily Dickinson that was chosen by “The Library Journal” for its list of Best Poetry Films; and “First Face: The Buck Starts Here” (PBS 2011), an accounting of the dollar bill portrait of George Washington.

Even at 67, Wolpaw, who has won awards at more than a dozen film festivals worldwide, has not slowed down. He is still working on three projects, a film about Cleveland poet and activist Daniel Thomson, one detailing the history of Rhode Island’s Ladd Center and a fictional narrative film about poet Dickinson. Hopefully, they will have a long shelf life and audience like “Complex World.”

“Complex Word” can capture viewers who wish to relive their experiences at Lupo’s, and purchases of the DVD benefit the Gloria Gemma Foundation and Advocates in Action. For details, go to www.complexworldthemovie.com.

 

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Make sure abuse of the elderly is no longer a ‘dirty little secret’

Published in Pawtucket Times on October 5, 2015 

Last September, 86-year-old Martha Smith (not her real name) woke up in the middle of the night to a loud noises coming from the first floor of her East Bay apartment. When she went to investigate the commotion, she found her granddaughter in the kitchen. When Martha asked her granddaughter what was going on, the young woman started to verbally and physically abuse her. At one point, she even tried to suffocate Martha with a pillow.

Martha’s other granddaughter came to her aid, only to be assaulted as well. When the police arrived after Martha had tried to call 911, the phone had been ripped out of her hand by her abusive granddaughter, but they heard Martha’s screams of help coming from the house.

According to the Rhode Island Attorney General’s Office, the granddaughter was arrested and is now awaiting trial.

We grow up being taught to respect our elders. But, it seems these lessons are not learned or even followed. Martha’s abuse by her granddaughter is a sad tale, but it happens all too often to our nation’s elderly.

Elder Abuse Growing The National Committee for the Prevention of Elder Abuse defines domestic violence on elders as “an escalating pattern of violence or intimidation by an intimate partner, which is used to gain power and control.” And the perpetrator of the violence is not always a spouse, but more often than not it is a family member, as was the case with

Herb Weiss Martha Smith. Victims may be fearful to report the abuse to doctors or law enforcement for fear of the violence escalating, or because the victim relies on the abuser or their family for caregiving.

The National Center on Elder Abuse has reported that during calendar year 2010, there were nearly six million reported cases of elder abuse, representing nearly 10 percent of that year’s elderly population. The Center acknowledged that it really have a handle as to how many people are suffering from elder abuse and neglect, either because signs of abuse and neglect are missed by professionals working with older persons, or because of a reluctance on the part of the abused person to file a report.

America’s “dirty little secret” is getting worse by the graying of America’s population. The numbers are growing – the 2010 United States census recorded the greatest number and proportion of people 65 and older in its counting history: 40.3 million or 13 percent of the population.

Attacking Elder Abuse in R.I. In Rhode Island, cases of domestic violence against older people are handled by specially trained prosecutors and victim advocates at the Office of Attorney General. And, there are special laws on the books that provide for enhanced criminal penalties for assault of a person of 60 years of age.

“We have specialized prosecution units for those who commit domestic violence against older people,” said Attorney General Peter Kilmartin. “The dedicated prosecutors, victims advocates and support staff in our Domestic Violence and Sexual Assault Unit and Elder Abuse Unit deal with these cases each and every day, working to bring justice for victims while minimizing their emotional trauma. Our domestic violence and elder abuse prosecutors and victim advocates are all specially trained to handle the highly sensitive details of domestic violence cases, which are often extremely emotionally charged,” he notes.

In 2014, the General Assembly passed legislation that allows the release of patient records for investigation and prosecution of physical assault on an older person if a health care provider believes, after providing services to the elder patient, is or has been physically, psychologically or sexually abused.

“Due to the nature of elder abuse crimes, time is of the essence. The victims in these cases are often vulnerable and face a myriad of health challenges, thus making a timely investigation more critical to ensure the victim’s availability to participate in the investigation and prosecution” added Kilmartin. “Moreover, the perpetrator of elder abuse is most often known to the victim, making it less likely for the victim to report,” he says.

AARP Tackles Elder Abuse Across the United States “Abuse of older Americans, whether it be physical or financial, is unconscionable. That’s why AARP is fighting in states across the nation for new laws to crack down on abuse and financial exploitation and strengthen protections for victims so all Americans can live with dignity and independence as they age,” says AARP Executive Vice President Nancy LeaMond.

AARP national staff, state chapters and volunteers are in the trenches fighting against elder abuse and exploitation. According the nation’s largest aging advocacy group, adequate funding must be given to preserve and strengthen the states adult protection services agencies. These agencies investigate complaints about abuse, neglect and exploitation of adults who are unable to care for themselves or make decisions due to mental or physical impairment, illness or a crisis in their lives.

In 2014, AARP advocated for increased funding and to ward off efforts to cut funding for the agencies in five states: Arizona, Ohio, Oregon, Utah and Wyoming.

AARP also calls for better prevention and detection of financial exploitation of the nation’s elderly. While states legislatures look at different ways to addressing this issue, many create task forces, even enact new legislation to address this abuse. According to the Washington, D.C. based nonprofit, last year, seven states enacted bills to protect their older residents against abuse and exploitation: Florida, Kansas, Massachusetts, New Hampshire, Oregon, Virginia and here in Rhode Island.

In 2014, the General Assembly passed a law supported by AARP Rhode Island that extended the statute of limitations for cases of financial crime against the elderly from three years to 10 years.

Meanwhile, both Iowa and West Virginia adopted legislation last year to increase criminal and civil penalties against perpetrators of financial exploitation and to update the definition of financial exploitation.

Finally, uniform laws focused on adult guardianship and power of attorney not only support those who provide caregiving across state lines, but also create processes to help protect older people against abuse and exploitation. Six states, including Rhode Island, passed uniform adult guardianship or power of attorney laws in 2014, and this year additional states have already introduced legislation. Abuse at Any Age No matter a victim’s age, domestic violence and abuse is about the perpetrator trying to gain power and control over their victim. Domestic violence against older people can include physical, psychological, sexual and economic abuse, stalking, and tactics meant to isolate the victim from other people and supportive services October is Domestic Violence Awareness Month, and the statistics are alarming. According to the National Resource Center on Domestic Violence, 24 people per minute are victims of physical violence, rape or stalking by an intimate partner in the United States. One in four women, and one in seven men, will be a victim of domestic violence at some point in their lifetime. On average, three women are killed every day at the hands of a current or former intimate partner. Being in Rhode Island, with statistics like that, chances are you know someone who has been abused.

Help is available. In 2014, over 400 senior Rhode Islanders received domestic violence victim services from the Rhode Island Coalition Against Domestic Violence (RICADV)’s six member agencies. The RICADV’s member agencies provide a wide array of services for victims, including hotline support, emergency shelter, support groups, counseling services, and assistance with the legal system.

In addition, specialized shelter and other services are available for older victims of domestic violence through a partnership between the RICADV and the Saint Elizabeth Community. For more information about these organizations and services, call the statewide Helpline at 800-494-8100. If you hear or see someone being hurt, call 911 immediately.