New Laws Benefiting Older Rhode Islanders from this Legislative Session

Published in RINewsToday on July 20, 2026

A new group of bills, signed by Gov. Dan McKee, delivers notable benefits for older Rhode Islanders. The new laws focus on three main goals: boosting financial security, expanding healthcare access, and cracking down on fraud and scams targeting seniors.

Rhode Island General Assembly leadership convened this year’s legislative session on Jan. 6 that ran until June 11, with lawmakers working right up until 11:59 a.m. on their final day. Over those five months, the Senate logged 43 days on the floor, while the House logged 45.

In a joint statement, Senate President Valarie J. Lawson (D-Dist.14, East Providence) and House Speaker Christopher R. Blazejewski (D-Dist. 2, Providence) pointed out one of the session’s most significant legislative accomplishments – eliminating the state income tax on Social Security benefits for all low- and moderate-income Rhode Islanders who receive them, regardless of their age.

“We also strengthened protections against scams and financial exploitation, advanced consumer protections, and passed legislation to improve access to affordable, high-quality health care,” they said, stressing that more work remains.

“As we continue to prepare for the impacts of federal funding cuts to vital state programs like Medicaid and the Supplemental Nutrition Assistance Program (SNAP), we must remain vigilant in protecting the services that many older Rhode Islanders depend on,” they added. “We remain committed to working with our partners to address the many challenges facing older Rhode Islanders and to advancing policies that protect their financial security, support healthy aging, and enhance the quality of life for every senior in our state.”

A Strong Year for Aging Issues

More than 2,450 bills were introduced during the 2026 legislative session – 1,157 in the Senate and 1,297 in the House. Excluding resolutions, which were largely congratulatory in nature or recognized prominent Rhode Island residents, only 249 measures ultimately cleared both chambers to reach the Governor’s desk for signature.

Among the most important actions affecting Rhode Islanders was the adoption of the state’s $15.2 billion Fiscal Year 2027 budget. The new spending plan includes a number of provisions benefiting older adults, caregivers, and aging-service providers. It eliminates age thresholds to exempt Social Security income from state taxes, increases Medicaid reimbursement rates for dementia care and other providers, and boosts funding for Meals on Wheels and senior centers.

But the enacted budget was only part of this year’s legislative story. Lawmakers also approved a number of bills that Gov. Dan McKee signed into law, addressing health care, consumer protection, retirement security, and services that help older Rhode Islanders remain independent in their homes and communities.

Among the new laws signed by Gov. McKee are the following:

The General Assembly approved legislation (S 3282, H 8595) sponsored by Senate President Lawson and Rep. Michelle McGaw (D-Dist. 71, Portsmouth, Tiverton, Little Compton) to ensure that Medicare patients over 65 years old are eligible for all Medicare supplemental coverage programs, regardless of preexisting conditions. Under the new law, every Medicare recipient over 65 will have at least one month each calendar year to enroll in any Medigap plan without undergoing medical underwriting. That means older adults cannot be denied coverage – or charged higher premiums because of preexisting conditions if they switch plans during that enrollment period.

Rep. Jennifer Boylan (D-Dist. 66, Barrington, East Providence) and Sen. Lori Urso (D-Dist. 8, Pawtucket) sponsored successful legislation (H 7029A, S 2116A) to help homebound patients access routine foot care at home. The new law allows routine foot care in patients’ homes, provided the provider has received proper training and demonstrates clinical competence. The new measure addresses unmet needs for basic, routine, and preventive foot care at home. Many older adults and people with disabilities need medical assistance for routine foot care, including noninvasive maintenance of toenails, common corns, and calluses.

Legislation (S 2026, H 8171A) from Sen. Victoria Gu (D-Dist. 38, Westerly, Charlestown, South Kingstown) and Rep. Justine Caldwell (D-Dist. 30, East Greenwich, West Greenwich), now law, creates a Medicaid pilot program that leverages medically tailored meals and other nutritional supports to improve the health of those with chronic, diet-related conditions. This coverage could take the form of produce prescriptions, vouchers, or medically tailored meals, prescribed by medical professionals for persons with diet-related diseases or food insecurity. It could also include clinical nutrition education.

Legislation (H 8060A, S 3338) introduced by Rep. Joseph J. Solomon, Jr. (D-Dist. 22, Warwick) and Sen. Matthew L. LaMountain (D-Dist. 31, Warwick, Cranston), now enacted, strengthens the state’s laws to fight identity fraud and emerging forms of digital deception. The act defines “digital forgery” as participating in the generation, creation, or distribution of a computer-generated visual or audio representation intended to deceive people.

Gov. McKee signed legislation (H 7613A, S 2810A) sponsored by Rep. Alex D. Marszalkowski (D-Dist. 52, Cumberland) and Sen. Lammis Vargas (D-Dist. 28, Cranston, Providence) that would protect tax filers from fraudulent or illegal tax preparation services. This new law imposes penalties on tax preparers who intentionally mislead their clients or act as ghost preparers for tax returns. It would also require the tax administrator to publish a list of tax preparers whose privileges to prepare returns have been revoked or suspended.

The Act (H 7551aa, S 2715A) introduced by House Speaker Pro Tempore Brian Patrick Kennedy (D-Dist. 38, Hopkinton, Westerly) and Senate President Lawson would criminalize deed theft. Additionally, it would allow municipalities to refuse to record “suspicious documents” submitted by untrusted submitters. Deed theft usually involves forged documents, such as a quit-claim deed, to record a phony transfer of property ownership. Scammers may then attempt to sell the stolen vacant land or home, or even rent it, to turn a profit, forcing the real owners to head to court to reclaim their property.

The enacted measure (H 7837, S 2878) sponsored by Rep. Caldwell and Senate President Pro Tempore Hanna M. Gallo (D-Dist. 27, Cranston, West Warwick) would improve the oral health of homebound older Rhode Islanders by expanding reimbursement eligibility for public health dental hygienists. Currently, dental hygienists’ services are reimbursable only through Medicaid and insurance plans purchased through HealthSource RI. The new law allows public health dental hygienists to be paid directly by Medicare and other insurers for services provided in the home to older adults who lack transportation or mobility to visit a dentist.

This enacted legislation (H 7475, S 3086), sponsored by Rep. Evan P. Shanley (D-Dist. 24, Warwick, East Greenwich) and Sen. Meghan E. Kallman (D-Dist. 15, Pawtucket, Providence), enacts technical amendments to the Rhode Island Secure Choice Retirement Savings Program Act. These structural modifications, which improve daily operations enable the retirement board to enhance the program’s efficiency and reach and strengthen interstate partnerships. Secure Choice, which offers employees of small businesses access to a portable, Roth-IRA-type retirement accounts through automatic payroll deduction, was enacted last year.

We’ll Be Back

According to Carol Costa, Executive Director of the Senior Agenda Coalition of RI (SACRI), this year’s General Assembly approved several important measures supporting aging in place, including bills on foot care and dental hygienists. She also believes the Food as Medicine legislation will have a tremendous impact on homebound older Rhode Islanders.

Costa noted that consumer protection bills which were signed into law are also laudable, including the enacted bill (H 8106, S 2644), that was introduced by Rep. Stephen M. Casey (D-Dist. 50, Woonsocket) and Sens. Melissa Murray (D-Dist. 24, Woonsocket, North Smithfield) and Brian J. Thompson (D-Dist. 20, Woonsocket, Cumberland) restricting deed covenants on grocery stores addressing anti-competitive deed restrictions. The bills were originally created and pushed forward at the request of Rhode Island Lt. Gov. Sabina Matos as part of her “Fair Price Grocery Agenda”.

SACRI applauds the enactment of legislation (H 7020, S 3180) sponsored by Rep. Jon D. Brien (I-Dist. 49, Woonsocket, North Smithfield) and Sen. Thompson that establishes the framework for veterinary telemedicine in Rhode Island. “It is a good law to help homebound older Rhode Islanders to take better care of their pets,” Costa says. The new law requires Rhode Island-licensed veterinarians to obtain client consent before establishing an electronic relationship and to keep records for one year. Providers must clearly display services and standard fees on their websites.

Workforce development also got a boost this year with passage of the Healthcare Worker Platform Act (H 7030B, S 2107A), says Costa. Sponsored by Rep. Shanley and Sen. Jacob E. Bissaillon (D-Dist. 1, Providence), the new law creates a digital platform that connects qualified healthcare workers with open shifts at healthcare facilities. The platform allows licensed healthcare professionals to identify and accept available shifts, helping healthcare providers fill staffing gaps more quickly and efficiently. “Creating a workforce platform is a positive step that enables quicker access to long-term care staffing,” says Costa.

“SACRI will be supporting bills that did not get over the finish line this session by pushing them on day one,” says Costa, noting that in the next session, the coalition will push for the passage of the removal of the MSP Asset test, the creation of the Office of the Elder Advocate, and making the Rep. Lauren H. Carson’s (D-Dist. 75, Newport) House Study Commission on Aging or House Commission Studying Services and Programs for Older Adults a permanent commission.

“SACRI is reflecting on a year of dedicated advocacy while turning its focus to the work ahead,” explains Costa. “While some major legislative priorities did not make it across the finish line this year, we remain committed to dismantling barriers for Rhode Island’s older adults and individuals with disabilities,” she says.

“While SACRI didn’t secure 100% of all we fought for this past session, our resolve is stronger than ever to push for passage in the General Assembly,” says Costa, stressing that the legislation is vital to the economic security and protection of our older adults. “SACRI will be there to advocate forcefully until they become law,” she said.

For more information about the states’ Fiscal Year 2027 budget, see my article in RI News Today. Go to https://rinewstoday.com/ri-budget-win-for-older-adults-by-herb-weiss.

Read about AARP Rhode Island’s advocacy on bills that were signed into law this legislative session. Go to

https://www.aarp.org/states/rhode-island/rhode-island-2026-legislative-win

___

Report says nation not prepared to tackle senior housing crisis

Published in RINewsToday on March 11, 2024

With the graying of America, the nation is unprepared to provide needed housing and care for millions of seniors, warns a recently released 40-page report by the Cambridge-based Harvard Joint Center for Housing Studies.  The US population age 65 and over has skyrocketed 34% in the last decade, from 43 million in 2012 to 58 million in 2022. This growth is widespread, with urban, suburban, and rural communities across the country reporting increases in older residents, notes the report released on Nov. 30, 2023.

The report’s authors noted that over the same period, the share of households headed by older adults increased from 22 to 27% of all U.S. Households. The number of households headed by a person aged 80 and over will more than double between 2021 and 2040 to reach nearly 17 million households.  

Key takeaways of Harvard’s Housing Report

According to the report, “Housing America’s Older Adults 2023,” as the nation’s population of older adults swells, so, too, does demand for housing that is both affordable and able to accommodate older adults’ changing [health care] needs.   

Accessible housing is also in short supply, say the authors, noting that fewer than 4% of US homes offered the three key features of accessible housing—single-floor living, no-step entries, and wide hallways and doorways—at last measure.

As the US population ages, more older adults will struggle to afford either the home of their choice or the care they need, warns the report. “With subsidies for housing and LTC services scarce, many older adults will have to forgo needed care or rely on family and friends for assistance,” says Jennifer Molinsky, Project Director of the Housing on Aging Society Program at the Center. More funding would be a start, but there is tremendous need for creative alternatives to existing models of care and housing to better support the country’s rapidly aging population,” suggests the report. 

The report noted that seniors, whose incomes are often fixed or declining, increasingly face the “twin challenges” of finding affordable housing and the health care services they need to remain independent and at home. In 2021, an all-time high of nearly 11.2 million older adults were cost burdened, meaning they spent more than 30 percent of their income on housing. Cost burdens are particularly high for renters, homeowners with mortgages, and households aged 80 and over, the report emphasized.  

Costly long-term care (LTC) is out of reach for most seniors, the authors noting the cost of  LTC averaging over $100 per day, nationwide.  They say that most seniors who require these services, having very low incomes, have the fewest resources to pay for them. When LTC services are combined with housing costs, only 14% of single people 75 and over can afford a daily visit from a paid caregiver, and just 13% can afford to move to assisted living.    

The researchers say that government-funded rental assistance can provide crucial support to older adults with very low incomes, but demand dramatically outstrips supply. With homelessness on the rise among the older population, assistance is more important than ever, they add.  Even those with slightly higher incomes also struggle to qualify for government assistance; 29% of people living alone, aged 75+, have incomes above 50% of area median income, but cannot afford the cost of assisted living. Just 8% of this group could afford a daily visit from a home health aide, the report found.

Equity in housing as we age

The report also found that renters and homeowners of color face steeper burdens, too, in paying for housing.  While some older adults have home equity that can be tapped to pay for care or services, many do not. “This is not only because of the increasing number of older adults, but because of widening wealth and income inequality,” says Jennifer Molinsky, Project Director of the Housing an Aging Society Program at the Center, in a statement released on Nov. 30, 2023.  She served as the report’s lead author.

Older renters have only 2% of the net wealth of older homeowners and there are steep inequalities among owners as well; older Black homeowners have the lowest housing equity at $123,000, compared to $251,000 for older white homeowners, $200,000 for older Hispanic owners, and $270,000 for older owners who are Asian, multiracial, or another race, say the authors.

The report’s findings indicated that mortgage debt among older adults is rising, noting that between 1989 and 2022, the share of homeowners 65 to 79 with a mortgage increased from 24 to 41%, and the median mortgage debt shot up over 400%, from $21,000 in 1989 to $110,000.  Over 30% of homeowners age 80 and over are also carrying mortgages, up from just 3% three decades ago.

“Borrowing is often a way for older homeowners to access cash for basic needs or care,” says Chris Herbert, Managing Director of the Center. “Given the importance of housing equity later in life there is a real need for safe and affordable mortgage products that work for older owners with limited incomes,” says Herbert.

The report’s authors suggested that financing incentives could provide better opportunities for those who wish to remain in their communities, but in more suitable homes; this would be particularly welcome in rural and other low-density areas where the choices are especially limited.

Climate change impacts housing

Finally, the growing threat of climate change is impacting older homeowners. The report’s authors noted that some states long favored by older adults because of their warmer weather are increasingly experiencing extreme heat and harsh storms. In addition to health risks, property damage is a rising concern, particularly for the increasing number of older people without insurance. “Severe storms in Florida caused $228 billion in property damage from February 2020 through April 2023, a state that is home to 8.3% of the nation’s older population,” says the report.

Tackling the senior housing crisis in Rhode Island

“Accessibility and affordability of housing has reached a crisis level, impacting all age groups. This excellent report from the Joint Center for Housing Studies at Harvard University confirms that the impact on older Americans is particularly acute. That is why my focus on housing issues is at the top of my agenda, and why I am fighting so hard to pass legislation encouraging the development of accessory dwelling units (ADUs), the number one priority of AARP.  The Harvard study makes it very clear that the need for housing and housing-based care for older adults is growing at an alarming rate, and in Rhode Island, I am dedicated to increasing the availability of suitable housing opportunities for our older residents,” says House Speaker K. Joseph Shekarchi (D-Dist. 23, Warwick).

“The housing report provides comprehensive information on the significant challenges related to the housing needs of older adults. The challenges in Rhode Island are amplified by an old housing stock usually lacking accessibility features and our low rate of housing production,” says Maureen Maigret, policy advisor for the Senior Agenda Coalition of RI.

Maigret, a former Director of the former Department of Elderly Affairs, identifies one particularly relevant section of Harvard’s Housing Report that discusses dual problems faced by older adults with both housing and support needs and how few have the financial means to pay for both housing and even a small amount of home care. This is important for Rhode Island with its high costs for long term care and a growing older population.

The Senior Agenda Coalition of RI (SACRI) applauds House Speaker Shekarchi and so many members of the legislature, specifically for their intense efforts to address the state’s housing needs, says Maigret. “We support the Governor’s budget proposal for a $100 Million Affordable Housing Bond issue but recommend the amount be increased along with an increase in the suggested amount of funds for priority projects for vulnerable populations including economically struggling seniors from just $7.5 Million of the bond dollars,” she says.

SACRI also supports legislation to ease development of ADUs, proposals that include accessibility features in new housing production, continuing the state Home Modification grant program and increasing the income cap for the state Property Tax Relief program, a program that helps both older homeowners and renters) to $50,000,” she says. 

ADUs and the Ocean State

Last week, Senator Victoria Gu (D-Dist. 38, Westerly, Charlestown, South Kingstown) introduced S. 2630, that would allow homeowners to develop an accessory dwelling units (ADU) within the existing footprint of their structures by right, or build an attached or detached ADU if the lot is large enough. This is the companion bill to the one introduced in the House.

ADUs, sometimes referred to as in-law apartments, backyard cottages or “granny flats”, are accessories to existing housing, created as a conversion of part of a house (such as a walkout basement), an attachment to a house, a garage conversion, or a smaller, detached dwelling. They have become increasingly popular around the country in recent years as states and municipalities balance the need to create more housing with preserving the character of residential neighborhoods.

Seniors, especially, have taken to ADUs as a way to downsize while continuing to stay independent in the community. Now the Senate is poised to pass legislation to boost ADU development.

S. 2630 is similar to H 7062, sponsored by Rep. June S. Speakman (D-Dist. 68, Warren, Bristol) which passed the House on Feb. 14, but it differs primarily in how it allows municipalities to apply several code regulations.

If the Senate passes an ADU bill this year, lawmakers will have an opportunity to reconcile the two bills, either passing the house or senate version, or reconciling them somewhere in the middle, or making changes that aren’t in either. Lawmakers must now compromise, on behalf of their older constituents to hammer out legislation for Gov. Dan McKee to sign into law. This would be a first step in tackling the Senior housing crisis in Rhode Island.  It’s a no brainer – and passing it this year is critical to addressing the crisis in housing.

For a copy of Harvard’s Housing report, go to https://www.jchs.harvard.edu/housing-americas-older-adults-2023.

AARP and RISD showcase ADU concepts and designs on Smith Hill

Published in RINewsToday on January 29, 2024

During a 45-minute press conference held Thursday in the Library of the Rhode Island State House, AARP Rhode Island and Rhode Island School of Design (RISD) showcased a RISD student design competition displaying Accessory Dwelling Unit (ADU) designs created by 10 RISD student teams, consisting of 10 students per team.

The ADU concepts were developed following a prompt that RISD and AARP RI posed to Interior Architecture students in November, challenging them to develop creative ADU concepts that would illustrate the range of benefits this housing option can offer for people to age in place at home. Unveiling these ADU concepts at the Jan 25th press conference just one hour before a scheduled hearing of the House Committee on Municipal Government that would hear seven bills related to zoning standards for ADUs was just a coincidence, says AARP Rhode Island State Director Catherine Taylor, noting that the design project began over one year ago.   

One of the scheduled bills, H 7062, reintroduced by Rep. June S. Speakman (District 68, Bristol/Warren), chairwoman of the House Commission on Housing Affordability and strongly supported by House Speaker K. Joseph Shekarchi (District 23, Warwick), would boost the state’s housing production by helping boost housing production by helping Rhode Islanders to develop ADUs on their property. It would provide homeowners the right to develop an ADU within the existing footprint of their structures or on any lot larger than 20,000 square feet, provided that the design satisfies building code, size limits and infrastructure requirements.

Lawmakers, state officials, municipal planners, affordable housing advocates, members of the AARP Red Rhode Island Team, and aging advocates, gathered in the packed library room to view the well-considered designs unveiled at the press conference. At the conclusion of the event, it was announced that Team Seven’s design concept was selected by a panel of judges.

Advocating for ADU-friendly state zoning laws

“You see here today some truly innovative ADU concepts,” said AARP Rhode Island’s Catherine Taylor, who served as the press conference’s master of ceremonies. “The RISD Interior Architecture students have earned our admiration for both their creativity and their clear understanding of the housing needs of older adults, she said, thanking RISD faculty members – led by Wolfgang Max Rudorf and Elizabeth Debs – who embraced this project.     

“People thinking of downsizing, hoping to be near families and caregivers, or wanting to stay in a familiar community as they grow older, are very interested in ADUs as flexible and affordable housing options,” said Taylor.

“The inspiring work by these talented RISD students will help raise awareness of the many ways ADUs can be designed to meet the needs of older Rhode Islanders and their families,” adds Taylor. “We’re delighted to display these exciting designs at the State House so that lawmakers and their constituents can see for themselves why ADUs make so much sense.”

House Speaker Shekarchi noted that the design proposals were a great way to leverage some of the incredible talent in Rhode Island to find creative solutions to one of the state’s biggest challenges, its housing crisis. “The competition also raises the dialogue – it gets people talking about ADUs, how they can add to our community, and how they can be functional and created,” says Shekarchi.

Looking back, Shekarchi told the packed room that the House passed legislation to make it easier for homeowners to add an ADU to their home. “Unfortunately, it did not pass the Senate, but I’m hopeful we can get it over the finish line this year,” he pledged.

Senator Megan E. Kallman (District 15, Pawtucket, Providence), who sponsored ADU legislation in the lower chamber last year, came to the press conference to “check out some amazing student generated ADU design concepts,” calling ADUs the absolute game changers. “Their benefits extend to all corners of our communities… and people of all ages, from all walks of life.”

Senator Victoria Gu (District 38, Westerly, Charlestown and South Kingston), who is expected to introduce H 7062’s companion measure in the Senate attended the press conference, identifying ADUs as a key component of housing supply. “When you look across the country, ADUs will get people housed in the short term because they are faster to construct or renovate when compared to new construction. We need that solution here now more than ever,” she said.

Like the other speakers, Rep. Speakman observed that “ADUs is an easy idea to run with,” taking allocating her time at the podium to thank and address the RISD students who participated in this project. “Architects often tell me that form follows function. We told you what the function is and you have given us beautiful form.  This helps us to make our case for ADUs to those who are unfamiliar with the form.  They can take a look at your work to see how they can beautifully fit into neighborhoods into yards, notes Speakman, a political science professor who teaches at Roger Williams University.

Marianne Kelly, a legislative advocacy volunteer for AARP who has lived in a few ADUs over the years, sees this housing option as a creative solution to address a housing shortage that disproportionately impacts seniors. “Utilizing existing space to create alternate solutions just makes sense,” she told the attendees.

“In the Interior Architecture department at RISD, we look for opportunities to use design as a way to explore pressing community needs with collaborators who are experts in their fields,” noted faculty member Elizabeth Debs. “AARP has been stellar to work with – in only a few days, students quickly learned important strategies for aging in place, as well as universal design approaches they will be able to use throughout their careers.,” she says.

According to Debs, the sophisticated and nuanced proposals showed an understanding of designing for a range of populations and abilities, and created sensitive, barrier-free designs that focused on well-being. “The students really absorbed the important issues presented by AARP and demonstrated empathy for the different populations that need ADUs through the designs,” she said.

ADU Contest Criteria

RISD Interior Architecture faculty encouraged student teams to create designs with an overall goal of thoughtfully increasing the production of ADUs that support aging in place. Criteria included:

Siting Consider the relationship to primary structure and neighboring lots through design to enhance privacy and a balance between independence, safety, and support. When siting the structure consider paths of access, solar orientation, view lines, impact to the site/landscape, and access to vehicles.

Diverse family and household types Accommodate the needs of older adults, disabled persons, caregivers, and renters.

Age-Friendly Design for aging-in-place by incorporating age-friendly features. The size and use of these dwellings will require that they be single story, and reachable via a graded entry. Proposals should include universal design features and be adaptable over time.

Affordability Encourage designs that are lower cost to construct and maintain to make them financially accessible to households with the widest possible range of incomes.

Sustainability Plan for long term environmental impacts, including initial construction, life cycle considerations, material selection, energy and resource conservation etc.

Innovative construction methods Support new construction and delivery methods, such as panelized, modular, or prefabricated homes.

At a minimum, the ADU designs were expected to include facilities for food preparation and eating, bathing and toileting, sleeping, recreation, storage, utilities, and outdoor use. The building size may vary from a minimum of 350 are feet to a maximum of 900 square feet.

“The AARP Livability Index shows that all communities have room to improve to ensure that residents of all ages are active, engaged, and supported, particularly when it comes to affordable housing options,” said Rodney Harrell, PhD, AARP Vice President of Family, Home, and Community. “Everyone has a role to play – from community members to researchers, to local advocates and policymakers – to help fill the gaps between what people want and need and what their communities provide, so more older adults can live independently.”

“We must reframe how we think about housing as we grow older, and ADUs are part of the equation,” added Taylor. “Aging in community is possible if homes can be modified to accommodate changing needs. Our cities and towns must have housing options that are suitable for differing incomes, ages and life stages. ADUs are one way to accomplish this goal.”

To watch the press conference, go to: https://capitoltvri.cablecast.tv/show/162?site=1.

 

___