Tag Archives for AARP

Cicilline Pushes for House Aging Committee

Published in Pawtucket Times on January 4, 2021

Yesterday, the 116th Congress came to an end, with the new Congressional session convening that day with the swearing in of lawmakers elected on Nov. 3, 2020.   Some political observers say that legislative gridlock during this Congress made it the least productive in the last fifty years.  GovTrack.us, reported that of 16,587 bills thrown into the legislative hopper, 252 became enacted laws, and 712 resolutions were passed.

During a Fox interview last February, Senate Majority Leader Mitch McConnell (R-Kentucky) candidly admitted he prevented the consideration of hundreds of bills passed by the House that were sent over to the Senate for consideration.   McConnell’s “Legislative Graveyard” created by his controlling the legislative agenda by blocking debate, markup and refusing to allow a vote on House proposed legislation, was widely reported by the media and documented in a 33-page report, “2020 Democracy Score Card,” released last September by Common Cause, a watch dog advocacy group.

The results of tomorrow’s Georgia Senate runoff will determine if the GOP can maintain legislative control of the Senate. If Senate Democratic candidates win their seats, the Senate Democratic caucus will have the majority with 50 Senate seats, with Vice President Kamala Harris having a tie breaking vote. But if McConnell, called “the Grim Reaper” by his critics, continues to maintains political control of the upper chamber, Democratic legislative proposals introduced to improve the quality of life of America’s seniors and to help those struggling to financially make ends meet, would be rejected.  

Legislative Proposals to be Reconsidered by New Congress

During the116th Congress, Washington, DC-based aging advocacy groups, including the National Committee to Preserve Social Security and Medicare (NCPSSM) , AARP, Social Security Works, Leadership Council on Aging, and National Council on Aging, pushed for passage of legislative proposals to enhance the quality of life of America’s seniors and to strengthen and expand Social Security and Medicare, to keep these programs fiscally sound.  As the new Congress begins, lawmakers might consider bringing back legislative proposals that were not enacted in the previous Congressional session because of a Republican-controlled Senate.  Here are a few legislative proposals that have some merit and I hope to see reintroduced this year:

Congressman John Larson (D-Conn.) called on Congress to finally address the Social Security “Notch” issue. By ignoring this issue, workers born in 1960 and 1961, would likely see lower Social Security retirement benefits in the future, charged NCPSSM.  Last session, Larson, who chairs the House Ways and Means Social Security Subcommittee, introduced the “Social Security COVID Correction and Equity Act,” to increase benefits for those born in 1960 and 1961 without impacting the benefits for any other beneficiary. 

Larson also introduced the “Social Security 2100 Act” to strengthen and expand Social Security.  The landmark legislation would keep the program financially healthy for more than 75 years, while boosting benefits for all retirees. Congress must work during the 117th session to protect and expand the nation’s Social Security program.

The late Maryland Congressman Elijah E. Cummings, Chair of the House Oversight Committee, introduced the “Lower Drug Costs Now Act” which the House passed last session, would allow Medicare to negotiate prescription prices with Big Pharma, which would save the government and seniors nearly $350 billion in drug costs. The bill would also expand traditional Medicare by adding dental, vision, and hearing benefits. 

Additionally, a bipartisan crafted bill, the “Prescription Drug Pricing Reduction Act,” introduced by Senators Chuck Grassley (R-Iowa), and Ron Wyden (D-Ore.), was not allowed to be considered on the Senate floor by Senate Majority Leader McConnell.  According to the Congressional Budget Office, this legislation would save taxpayers $95 billion, reduce out-of-pocket spending by $72 billion and finally reduce premiums by $1 billion.

Almost three months ago, the Social Security Administration announced that approximately 70 million Americans would see a meager 1.3 percent cost of living adjustment (COLA) increase to Social Security benefits and Supplemental Security Income.  With retirees experiencing financial difficulties during the pandemic, a $20 increase in their monthly check might not help them to pay for spiraling health care and drug costs, along with the expenses of purchasing personal protective equipment and cleaning supplies to keep them safe. 

Following the announcing of the 2021 COLA, Congressman Peter DeFazio (D-Ore.), chair of the House Transportation Committee, introduced the “Emergency Social Security COLA for 2021 Act” to provide Social Security beneficiaries with a 3 percent increase (or a $250 per month flat increase) which would reduce the impact of the small 2021 COLA increase. 

With COVID-19 quickly spreading throughout the nation’s nursing homes and intermediate care facilities, U.S. Senators Bob Casey (D-Pa) and Sheldon Whitehouse (D-R.I.), “The Nursing Home COVID-19 Protection and Prevention Act,” to provide needed resources to facilities to protect frail residents and staff. Residents in these facilities are among the most vulnerable because of their age and underlying medical conditions.  Days after the introduction of the Senate bill, Congressman David N. Cicilline (D-R.I.), signed on as a cosponsor of the House version.  

This legislative proposal would help states implement strategies to reduce the spread of COVID-19 in congregate settings, including through the purchase of personal protective equipment (PPE) and testing and to support nursing home workers with premium pay, overtime and other essential benefits.

New Push to Reestablish House Aging Committee

“After a lifetime of hard work, seniors should be able to enjoy their retirement years with dignity and peace of mind,” says Rhode Island’s Cicilline. “It’s the best way to secure the future of Medicare and Social Security, bring down the cost of prescription drugs, and find solutions for housing, transportation and long-term care issues that are especially important to Rhode Island seniors,” he says.

A long-time advocate for seniors, Cicilline announces in this weekly commentary his intentions of reintroducing a House resolution in the 117th Congress to reestablish the House Aging Committee

During the previous three Congressional sessions, Cicilline, representing the state’s first legislative district, introduced a House Resolution (just 245 words) to reestablish a House Permanent Select Committee on Aging. Two of the times a Republican-controlled House blocked consideration of the House Resolution. 

According to Cicilline, the House can easily create an ad hoc (temporary) select committee by just approving a simple resolution that contains language establishing the committee—giving a purpose, defining membership, and detailing other aspects.  Funding would be up to the Appropriations Committee. Salaries and expenses of standing committees, special and select, are authorized through the Legislative Branch Appropriations bill.

The previous House Aging Committee was active from 1974 to 1993 (until it was disbanded because of budgetary issues) put the spot light on an array of senior issues including elder abuse, helped increase home care benefits for older adults and helped establish research and care centers for Alzheimer’s disease.  

Cicilline noted that a House Aging Committee would perform comprehensive studies on aging policy issues, funding priorities, and trends.  Like its predecessor, its efforts would not be limited by narrow jurisdictional boundaries of the standing committee but broadly at targeted aging policy issues, he notes.

“I look forward to working with my colleagues on both sides of the aisle to get the job done,” says Cicilline.

Herb Weiss, LRI’12, is a Pawtucket writer covering aging, health care and medical issues. To purchase Taking Charge: Collected Stories on Aging Boldly, a collection of 79 of his weekly commentaries, go to herbweiss.com.

Updated on Jan. 4, 2021

AARP Fights Consumer Fraud – by Herb Weiss

Published in Pawtucket Times on November 30, 2020

Every year, fraudsters continue to operate government imposter scams falsely claim to be from federal agencies, including the Internal Revenue Service, Social Security Administration, to get people to turn over money or personal information. Every year, hundreds of thousands of Americans continue to fall victim to these scams.

FTC Compiles Fraud Complaints

Last January, the U.S. Federal Trade Commission (FTC) released its annual report detailing data from the Consumer Sentinel Network Data Book 2019, continuing to put a spotlight on the impact of imposter scams and identify fraud on consumers across the nation. Expect the FTC to release its 2020 data book early next year.

The data book, initially released in 2008, includes national statistics, as well as a state-by-state listing of top report categories in each states, and a listing of metropolitan areas that generated the most complaints per 100,000 population.

According to the FTC, its 2019 database network receives reports directly from consumers, as well as from federal, state, and local law enforcement agencies and a number of private partners. Last year, the network received 3.2 million reports, including nearly 1.7 million fraud reports as well as identity theft and other reports.

The researchers found that younger people reported losing money to fraud more often than older people. But, when people age 70 and over had losses, the median loss was much higher, they say.  

Imposter scams, a subset of Fraud reports, followed closely behind with 657,472 reports from consumers of 2019. The most common type of fraud reported to the FTC last year was identified theft scams, with imposter scams following closely behind.    

Specifically, last year there were over 647,000 imposter scams reported to FTC’s database. Thirteen percent of those calling reported a dollar loss, totaling nearly $667 million lost to imposter scammers. These scams include, for example, romance scams, people falsely claiming to be the government, a relative in distress, a well-known business, or a technical support expert, to get a consumer’s money.

Of the 1.7 million fraud reports, 23 percent indicated money was lost. In 2019, people reported losing more than $1.9 billion to fraud – an increase of $293 million over what was reported in 2018.

Protecting Yourself Against Scammers

With the release of a new report, AARP continues its efforts to combat identify theft and imposter scams. The Washington, DC-based nonprofits continues to report on the latest scams, exploring its impact on U.S. adults age 55 and over and how technology may play a role in their ability to protect themselves from financial harm. The 16-page report, “Identity Fraud in Three Acts,” developed by Javelin Strategy & Research and sponsored by AARP, reveals that 26 percent of seniors have been victims of identity fraud. But researchers say that more are taking additional safeguards to prevent losses of personal information. Following an identity theft incident, 29 percent have placed credit freezes on their credit bureau information, and more than half have enrolled in identity protection or credit monitoring services.

“Older Americans are leading more digitally infused lives, with two-thirds using online banking weekly, so it’s encouraging to see that many are taking proactive steps to protect their identity following a data breach,” said Kathy Stokes, Director of AARP Fraud Prevention Programs in a statement announcing the release of the report. “Passwords still represent a security threat, however; using repeated passwords across multiple online accounts makes it easy for criminals to crack one of them so that all of your accounts – including financial accounts – become accessible,” says Stokes.

According to the AARP report, age 55 and over consumers call for banks to use stronger security authentication. About 90 percent support the use of more fingerprint scanning, and 80 percent view facial recognition capabilities as a reliable form of technology for financial transactions and private business matters. The report’s findings indicate that identity fraud victims age 65 and over do not necessarily change how they shop, bank or pay following a fraudulent event, with 70 percent exhibiting reluctance to change familiar habits.

“Criminals are regularly targeting age 55 and over Americans through a combination of sophisticated scams via computer malware and also through more traditional low-tech channels via telephone and U.S. mail,” says the AARP report’s author, John Buzzard, Lead Analyst, Fraud and Security at Javelin. “The combination of high-tech and low-tech strategies unfortunately gives the upper hand to the criminal — not the consumer,” he adds.

The AARP report provides these tips to older consumers to protect their pocketbooks. Just hang up on strangers. Independently verify everything.  Always adopt security practices that go beyond a single password.  Consider using a password manager tool or app to create and safely store complex passwords.  Always write down important numbers of companies you do business with rather than rely on a web search for a customer service number, as criminals post fake numbers online.  

The report also recommends securing your devices – mobile phones, laptops and tablets- with a complex password, preferably with screen locks that use a fingerprint or facial recognition and secure personal payments with digital wallets.

Be vigilant.  Don’t become a sucker for scams.  

To report a compliant, call the Consumer Sentinel HelpLine at 1.877.701.9595.

For a copy of Consumer Sentinel Network Data Book 2019, go to:  https://www.ftc.gov/system/files/documents/reports/consumer-sentinel-network-data-book-2019/consumer_sentinel_network_data_book_2019.pdf

For a copy of “Identity Fraud in Three Acts,” go to:  https://www.aarp.org/content/dam/aarp/home-and-family/family-and-friends/2020/10/aarp-Identity-fraud-report.pdf.

To learn more about AARP’s fraud prevention programs, visit aarp.org/fraudwatchnetwork.  

16 year olds and up: Be a Poll Worker – Shortages Threaten Elections

Published in RINews Today on October 6, 2020

With spikes in COVID-19 cases occurring across the nation, causing concerns about the safety or health risk to workers staffing polling sites, AARP announces a new initiative to recruit persons of all ages for the upcoming presidential election to work the polling sites.  AARP along with the Association of Young Americans (AYA), Power the Polls (POP), and New Leaders Council (NLC) are working to ensure that in-person voting is still an accessible and safe option at the polls.   

“There is an urgent need for more poll workers this election, including people 50-plus and younger voters. We need to ensure that in-person voting is still an accessible and safe option,” said Nancy LeaMond, AARP EVP and Chief Advocacy and Engagement Officer. “We will encourage all AARP members to communicate with their younger family and friends around the importance of voting and how to participate as a poll worker,” says LeaMond.

According to Pew Research Center analysis of government data, “Older People Account for Large Shares of Poll Workers and Voters in U.S. General Elections,” published on April 6, 2020, nearly six-in-ten (58%) poll workers were ages 61 and up in 2018 and 56% in 2016. Many communities faced poll worker shortages prior to the pandemic. The 2016 U.S. Election Assistance Commission found that two-thirds of jurisdictions already had a difficult time recruiting enough poll workers on Election Day.

A Call for Poll Workers 

“The poll worker shortage is an urgent issue, and we’re on the clock,” states Scott Duncombe, Power of Poll’s Co-Director. “This unprecedented shortage threatens our democracy, puts our older population at risk, and disproportionately affects low-income communities and communities of color. This is a historic moment for first-time poll workers to sign up to protect their communities, their neighbors, and their democracy. We will keep working until there are enough poll workers and volunteers to keep polling sites open, staffed, efficient, and functioning. We must do everything we can to ensure this upcoming election is safe, fair, and accessible,” he says.

Adds Ben Brown, AYA’s Founder, “Poll workers play a critical but often overlooked role in ensuring safe elections. The pandemic has hampered recruiting efforts for poll workers, who tend to be repeat workers, and fewer poll workers means longer lines, delays, and more confusion on Election Day,” said Ben Brown, Founder of Association of Young Americans. ““

Clare Bresnahan English, NLC’s President and CEO, notes “Poll workers are the essential workers of our democratic process. All voters should feel safe and welcome when they participate in the upcoming election.”  He observes that that this intergenerational collaboration with AARP and Power the Polls allows for the recruitment of young poll workers whose identities reflect the community in which they serve.”

The Power the Polls initiative is also working with local organizations and partners to help election officials provide the necessary PPE to keep poll workers and voters safe. For more information, reach out to your local officials through workelections.com  

In August, AARP launched “Protect Voters 50+,” a comprehensive voter engagement campaign to support and protect Americans 50-plus as they vote in the 2020 elections. The campaign will help Americans over 50 votes safely, whether at home or in person. The “Protect Voters 50+” campaign will provide people with the information they need about this year’s elections, including video voters’ guides, issue briefings, direct mail, text messaging, social media and paid media.

In the Trenches…at the Polling Sites

Last month, over 2,000 persons voted at Pawtucket’s 26 polling sites, over 4,000 chose to vote by mail ballots, says Ken McGill, the City’s Registrar for over 17 years.  He estimates that it was almost triple the number of votes cast at a primary. 

Looking back, McGill says it was a struggle to get enough workers to man Pawtucket’s polling sites during the September primary.” Many of our veteran poll workers, especially those with health issues, opted out because of the COVID-19 pandemic,” he said. 

But with Rhode Island allowing 16-year-olds to work at the polls, McGill plans to continue reaching out to youngsters to serve as election officials at the polls. 

According to McGill, like the primary Pawtucket polling officials continue to follow social distancing guidelines at the upcoming presidential election to be held on Tuesday, November 3, 2020.  Only a certain number of voters will be allowed into the polling site at the same time. Hand sanitizer are readily available for use by both poll workers and voters. All poll workers will be required to wear masks and voters are encouraged to also wear masks to stop the spread of COVID-19.  Also, at every poll, a person will be assigned to wipe down the booths after use and to clean and disinfect the site throughout the day and to ensure that voters are social distancing from one another.  

Nick Domings, a spokesperson for Secretary of State Nellie M. Gorbea, says that the Secretary has made it her top priority to make voting convenient, safe and secure for the upcoming presidential election. “During the pandemic, that means providing options for casting a ballot that ensure no voter must risk their health to exercise their constitutional right to vote. Rhode Islanders can choose to either vote from home with a mail ballot, vote early in-person at their city or town hall, or vote at a polling place on Election Day,” he says.  

Secretary Gorbea has sent registered voters a mail ballot application for the November 3 general election.  But for those voters who wish to cast their ballot in-person, either early at their city/town hall or at a polling place, know that facilities will be thoroughly sanitized, single-use pens will be utilized and poll workers will be wearing personal protective equipment, notes Domings. 

Domings recommends that Rhode Island voters check the location of their polling place on vote.ri.gov, as some may have changed due to the pandemic.

Becoming a Poll Worker

“Because our older citizens are most at risk for serious complications from COVID-19, there is a definite need for poll workers this year. This is a great opportunity for young people to see how our democracy works up close. If you or someone you know wants to be a poll worker, contact your local board of canvassers or call the Board of Elections at 401-222-2345,” suggests Domings.