Make sure abuse of the elderly is no longer a ‘dirty little secret’

Published in Pawtucket Times on October 5, 2015 

Last September, 86-year-old Martha Smith (not her real name) woke up in the middle of the night to a loud noises coming from the first floor of her East Bay apartment. When she went to investigate the commotion, she found her granddaughter in the kitchen. When Martha asked her granddaughter what was going on, the young woman started to verbally and physically abuse her. At one point, she even tried to suffocate Martha with a pillow.

Martha’s other granddaughter came to her aid, only to be assaulted as well. When the police arrived after Martha had tried to call 911, the phone had been ripped out of her hand by her abusive granddaughter, but they heard Martha’s screams of help coming from the house.

According to the Rhode Island Attorney General’s Office, the granddaughter was arrested and is now awaiting trial.

We grow up being taught to respect our elders. But, it seems these lessons are not learned or even followed. Martha’s abuse by her granddaughter is a sad tale, but it happens all too often to our nation’s elderly.

Elder Abuse Growing The National Committee for the Prevention of Elder Abuse defines domestic violence on elders as “an escalating pattern of violence or intimidation by an intimate partner, which is used to gain power and control.” And the perpetrator of the violence is not always a spouse, but more often than not it is a family member, as was the case with

Herb Weiss Martha Smith. Victims may be fearful to report the abuse to doctors or law enforcement for fear of the violence escalating, or because the victim relies on the abuser or their family for caregiving.

The National Center on Elder Abuse has reported that during calendar year 2010, there were nearly six million reported cases of elder abuse, representing nearly 10 percent of that year’s elderly population. The Center acknowledged that it really have a handle as to how many people are suffering from elder abuse and neglect, either because signs of abuse and neglect are missed by professionals working with older persons, or because of a reluctance on the part of the abused person to file a report.

America’s “dirty little secret” is getting worse by the graying of America’s population. The numbers are growing – the 2010 United States census recorded the greatest number and proportion of people 65 and older in its counting history: 40.3 million or 13 percent of the population.

Attacking Elder Abuse in R.I. In Rhode Island, cases of domestic violence against older people are handled by specially trained prosecutors and victim advocates at the Office of Attorney General. And, there are special laws on the books that provide for enhanced criminal penalties for assault of a person of 60 years of age.

“We have specialized prosecution units for those who commit domestic violence against older people,” said Attorney General Peter Kilmartin. “The dedicated prosecutors, victims advocates and support staff in our Domestic Violence and Sexual Assault Unit and Elder Abuse Unit deal with these cases each and every day, working to bring justice for victims while minimizing their emotional trauma. Our domestic violence and elder abuse prosecutors and victim advocates are all specially trained to handle the highly sensitive details of domestic violence cases, which are often extremely emotionally charged,” he notes.

In 2014, the General Assembly passed legislation that allows the release of patient records for investigation and prosecution of physical assault on an older person if a health care provider believes, after providing services to the elder patient, is or has been physically, psychologically or sexually abused.

“Due to the nature of elder abuse crimes, time is of the essence. The victims in these cases are often vulnerable and face a myriad of health challenges, thus making a timely investigation more critical to ensure the victim’s availability to participate in the investigation and prosecution” added Kilmartin. “Moreover, the perpetrator of elder abuse is most often known to the victim, making it less likely for the victim to report,” he says.

AARP Tackles Elder Abuse Across the United States “Abuse of older Americans, whether it be physical or financial, is unconscionable. That’s why AARP is fighting in states across the nation for new laws to crack down on abuse and financial exploitation and strengthen protections for victims so all Americans can live with dignity and independence as they age,” says AARP Executive Vice President Nancy LeaMond.

AARP national staff, state chapters and volunteers are in the trenches fighting against elder abuse and exploitation. According the nation’s largest aging advocacy group, adequate funding must be given to preserve and strengthen the states adult protection services agencies. These agencies investigate complaints about abuse, neglect and exploitation of adults who are unable to care for themselves or make decisions due to mental or physical impairment, illness or a crisis in their lives.

In 2014, AARP advocated for increased funding and to ward off efforts to cut funding for the agencies in five states: Arizona, Ohio, Oregon, Utah and Wyoming.

AARP also calls for better prevention and detection of financial exploitation of the nation’s elderly. While states legislatures look at different ways to addressing this issue, many create task forces, even enact new legislation to address this abuse. According to the Washington, D.C. based nonprofit, last year, seven states enacted bills to protect their older residents against abuse and exploitation: Florida, Kansas, Massachusetts, New Hampshire, Oregon, Virginia and here in Rhode Island.

In 2014, the General Assembly passed a law supported by AARP Rhode Island that extended the statute of limitations for cases of financial crime against the elderly from three years to 10 years.

Meanwhile, both Iowa and West Virginia adopted legislation last year to increase criminal and civil penalties against perpetrators of financial exploitation and to update the definition of financial exploitation.

Finally, uniform laws focused on adult guardianship and power of attorney not only support those who provide caregiving across state lines, but also create processes to help protect older people against abuse and exploitation. Six states, including Rhode Island, passed uniform adult guardianship or power of attorney laws in 2014, and this year additional states have already introduced legislation. Abuse at Any Age No matter a victim’s age, domestic violence and abuse is about the perpetrator trying to gain power and control over their victim. Domestic violence against older people can include physical, psychological, sexual and economic abuse, stalking, and tactics meant to isolate the victim from other people and supportive services October is Domestic Violence Awareness Month, and the statistics are alarming. According to the National Resource Center on Domestic Violence, 24 people per minute are victims of physical violence, rape or stalking by an intimate partner in the United States. One in four women, and one in seven men, will be a victim of domestic violence at some point in their lifetime. On average, three women are killed every day at the hands of a current or former intimate partner. Being in Rhode Island, with statistics like that, chances are you know someone who has been abused.

Help is available. In 2014, over 400 senior Rhode Islanders received domestic violence victim services from the Rhode Island Coalition Against Domestic Violence (RICADV)’s six member agencies. The RICADV’s member agencies provide a wide array of services for victims, including hotline support, emergency shelter, support groups, counseling services, and assistance with the legal system.

In addition, specialized shelter and other services are available for older victims of domestic violence through a partnership between the RICADV and the Saint Elizabeth Community. For more information about these organizations and services, call the statewide Helpline at 800-494-8100. If you hear or see someone being hurt, call 911 immediately.

Still Getting the Job Done

Survey: Many Choosing Part-Time Work in Post Retirement Years

Published in Woonsocket Call on September 13, 2015

In 2010, when Michael Cassidy retired as Pawtucket’s Director of Planning & Redevelopment after working for the municipality for 40 years he had no intentions of easing himself into full-time employment.   While he was retiring to “retirement” he had every intention to remain active for the rest of his life.

Cassidy instinctively knew that retirees, who stay active by playing sports, traveling or even volunteering, always seemed to live longer.  His father was a good example of this belief, living to the ripe old age of 92.  Before the nagenarian died he had worked part-time as realtor, also playing in an Golden Oldies softball league and umpiring three times a week.

Part-Time Job Gives Many Bennies

With Cassidy planning to retire at age 62 from the City of Pawtucket, he went to see Paw Sox President, Mike Tamburro asking him, “Do you have a job for an old retired guy.”  Ultimately, he took the position as usher at the Pawtucket-based McCoy Stadium.  He says, “The job keeps me on my feet four to five hours.” Each game he puts around 15,000 steps on his pedometer.  But the job also allows him to interact with old friends and even gives him an opportunity to make new ones, too. .

There are additional benefits of having a part-time job, besides just getting physical active and having an opportunity to mingle with people, says Cassidy.   He now has more time to spend with his six grandchildren, travel with Jane-Ellen, his wife of 45 years, and to just putter around his home.  Now he even serves as Chair of the Blackstone Valley National Heritage Corridor Organization, he says.

Like Cassidy, according to a new AARP released last Tuesday, older Americans are not choosing to retire, many are now seeking part-time jobs in their post retirement years, not full-time ones.

Work the New Retirement Activity

According to the findings in the 26 page AARP report, “AARP Post Retirement Career Study,” work seems to be the “new retirement activity.” While many Americans state that they plan to retire between ages 65 and 70 (45%), the data indicates that the typical retirement may have changed.  Thirty seven percent say they plan to work for pay in post retirement.  Of these respondents, 73 percent desire a part-time job and almost half are looking to work in a new field (44%).  Twenty three percent will stay in the same field, and 33% are undecided.

The researchers say that connecting with co-workers, interesting and challenging work, and the desire for a work-life balance are all stated as top reasons why work is enjoyable. Some are seeking to pursue their dream job or dream field in this next stage of life.  Sports, hospitality,  and education fields are frequently cited.  Most are hoping that their new dream jobs will be part-time, flexible with work from home options, and allow time for travel and fun.

The findings also indicate the importance of job training for those who plan to work during their retirement years.  Among those who plan to enter a new field, training is seen as even more crucial to succeeding on the job (46% vs. 36% among those staying in the same field).

Meanwhile, when asked about what they enjoyed most about their current career, most mentioned income, benefits, and the schedule/work-life balance.

According to the AARP survey, regardless of the field, respondents are hoping to work part-time (73%), with over half expecting to work for someone else (57%) vs. being a contractor (21%) or starting their own business (19%).

Personal contacts and job listings are the primary avenues respondents say they use to find post-retirement work (49% and  43%, respectively). Professional networking is also a popular way people plan to find work, note the researchers.

When questioned about their dream job, many respondents talk about a profession, for others it may be a particular type of working lifestyle.  Jobs in the sports, creative, hospitality and education fields are mentioned frequently by the respondents while those looking for lifestyle benefits seek flexibility, lucrative, opportunities to travel, and employment with a charitable aspect to it.

.AARP’s efforts to look into how people spend time in their retirement years is the first  survey of this kind and there are no comparative stats from previous years, says Kim Adler, AARP’s Work and Jobs Lead.

The findings suggest that there are major implications for employers, adds Adler.  “Americans are living longer, healthier lives and we will see a continuation of the long term trend of working into retirement years. Nearly 19 percent of 65 and older workers are in the workplace and the percentages – as well as the actual numbers – are likely to continue to rise. This will give employers the opportunity to hire and retain experienced workers who look forward to the opportunities and challenges in the workplace,” she says.

According to Adler, “there are shortages of skilled workers in certain industries and many employers report difficulty filling jobs. For these jobs – and all others – employers and employees benefit from an intergenerational workforce that encourages mentoring and knowledge sharing.”

Great Wealth of Experience

“The survey gives us a better picture of what retirement looks like today and, likely, well into the future,” said AARP Rhode Island State Director Kathleen Connell. “But it also is a conversation starter about the value of older workers. Older Rhode Island workers represent a great wealth of experience and accomplishment at every level of the workforce.

“Employers should embrace the willingness of people to work part-time after 65 or 70 as a “golden’ opportunity, if you will. And this is especially true of startups, where wisdom is a critical success factor. Growing the Rhode Island economy might depend on synergies of young innovators guided by experienced leaders and managers.

Adds Charlie Fogarty, Director of the Rhode Island Division of Elderly Affairs, “Many older adults look at retirement as a transition period, and not a defined point in time in their lives.” He notes, “This population has a wealth of experience and knowledge that can be shared while working part-time, making for a more productive and richer work experience for all employees.”

“Our new research shows a fluid workplace, with many experienced workers looking for flexible part-time work in interesting and challenging positions to continue their careers,” said Kim Adler, AARP’s Work and Jobs lead.  “The new website [AARP.org/Work] will help experienced workers control their careers and stay connected, competitive and current in the workplace,” Adler added.

This AARP survey, overseen by Gretchen Anderson, AARP Research, was fielded online from July 27 to August 3, 2015 and conducted among adults age 50-64 who are currently employed full time.  A total of number of 4,975 surveys were completed. The final data has been weighted to U.S. Census for analysis.

Quality of Life Amenities Make Providence a Great Retirement Mecca

Published in Woonsocket Call on August 30, 2015

Today’s retirement age is not set in stone at 65 years old for aging baby boomers, the milestone age where their parents and grandparents retired from the workforce.  Retirement Confidence Studies are finding that retiring in your mid-sixties is not a sure bet for many. According to WalletHub, a leading personal finance website, one such study, the Employee Benefit Research Institute’s 2014 Retirement Confidence Survey, found that  23 percent of workers expected to retire at age 65, but only 11 percent actually were able to.

The latest EBRI survey, released last April, said that many respondents blamed the nation’s poor economy for the continuing need to work in their later years. Others pointed to “inadequate finances” as another key reason for not retiring.  For 51 percent of workers and 31 percent of retirees, their accumulated debt kept them at their jobs.

WalletHub adds, the Report on the Economic Well-being of US Households in 2014 prepared by the Board of Governors of the Federal Reserve System, says that 24 percent of the survey respondents are not at all confident at having enough money to finance a comfortable retirement.  The government report also noted that 50 percent cited cost of living and daily expenses as obstacles for putting money into their retirement egg nest.

WalletHub calls for a strategy to slide into a more comfortable retirement for those whose nest egg is small, just relocate to a City to “stretch your dollar without sacrificing your lifestyle.”Sars by Relocation

WalletHub decided to pinpoint the most cost efficient and retirement-friendly places in the country because of the research studies indicating that feelings of financial insecurity have an impact on how retirees make decisions to save for retirement, says WalletHub Spokesperson, Jill Gonzalez.

For the second year in a row, WalletHub, conducted an in-depth analysis of the Best and Worst Cities to Retire.  Like last year, the financial website compared the affordability, quality of life, health care and availability of recreational activities in the 150 largest U.S. cities.  The compiled data included 24 metrics, ranging from the cost of living to public hospital rankings to the percentage of the population aged 65 and older.

“Our methodology makes the difference. It’s extremely well-researched and the metrics are developed in conjunction with academic experts that span several fields,” says Gonzalez.res

WalletHub’s 2015 Best and Worst Cities to Retire ranks Rhode Island’s Capitol City almost dead last as the worst place to retire. But, the City of Providence did place better than two of his cities, Jersey City and New Jersey.  

Some of the metrics compiled from this survey include: Adjusted Cost of Living (122); Annual Cost of In-Home Services (140); Elderly Friendly Labor Market (80); Number of Adult Volunteer Activities per Capita (23); Percent of the Population Aged 65 and Older (132); Emotional health (144); Violent Crime Rate (78); and number of Home Care Facilities per capita (129).

Gonzalez noted that like 2014, in this years’ survey WalletHub compared the retirement-friendliness of the 150 most populated largest U.S. Cities (excluding the surrounding metro areas) across four key dimensions: Affordability; Activities; Quality of Life; and health Care.  Twenty four relevant metrics were complied, ranging from the cost of living to the percentage of the elderly population to the availability of recreational activities.

“Every year we strive to improve our methodology by taking into account consumer feedback and industry trends,” adds Gonzalez.

It’s no surprise that when a financial web site publishes rankings, older industrial cities in the Northeast are at a disadvantage,” said AARP Rhode Island State Director Kathleen Connell.

“Some of the indicators where Providence comes up short are discouraging. However, many of the city’s greatest attributes – its arts and culture environment, community esources associated with world-class institutes of higher learning, proximity to Narragansett Bay and convenient travel distances to Boston and New York are but a few of the reasons people stay after retirement.

“There should be no confusing Providence with the state as a whole as a retirement choice. Granted, Rhode Island is more expensive than the sunbelt and in states where the housing market collapse has resulted in more affordable housing alternatives. And energy costs will always be higher in our region. That said, many downsizing retirees who value quality of life find a way to make it work. Others can’t, and we need to find ways to make retiring here more affordable. Eliminating the state tax on Social Security benefits was a step in the right direction, albeit in real dollars not a game changer for many retirees with limited resources. Affordable senior housing is a big issue and one of those challenges that requires urgent attention,” Connell added.

“The WalletHub analysis is useful insofar as it raises awareness and compels people to think more about retirement – and that includes both retirees as well as policymakers.”

“Although the WalletHub’s study is well conducted and well-respected in the financial sector, you have to look deeper into each of the categories when it comes to Providence,” says Edward M. Mazze, Distinguished University Professor of Business Administration, at the University of Rhode Island.  “There are some unique factors that make Providence a better place to retire than one would guess from the survey,” he adds.

Mazze explains that economists who list, through national surveys, the best retirement places generally emphasize three criteria, specifically the cost of living, income, property and sales taxes and state/inheritance taxes. “When considering only these criteria, Providence and most cities will not rank high,” he says.

According to Rhode Island’s widely acclaimed economist, the state has made significant improvements in changing the income tax rates, raising the bottom on estate taxes and removing some social security benefits from state taxes which makes Providence a “great place to retire from a quality of life standpoint.”

For those retirees who want to live in a city that has four seasons, is strategically located near other major cities like Boston and New York, and want an active life-style, Providence meets the criteria,” he says.

Providence’s downtown area is also a site of parades, festivals and celebrations, says Mazze, adding that after enjoying these activities, retirees can dine at world-class restaurants.  You might also add to your list the close access to over 100 beaches and 400 miles of coastline, bike and nature trails and historic sites.

While WalletHub’s survey may not show Providence as a top place to retire, the quality of life factors would ratchet up Providence into a higher rating.