Aggressive Scams Popping Up All Around the Ocean State

Published in Woonsocket Call on November 25, 2015

On Thursday morning, Mary Smith (not her real name) received a phone call from Sergeant Bradley from the Washington County Sheriff’s Office claiming she had missed jury duty and because so, there was a warrant issued for her arrest. Concerned, the older woman asked the man, who identified himself Sergeant Bradley, what she needed to do to fix the problem. She was instructed to go to a local CVS, purchase a pre paid debit card in the amount of $300 and to meet him in the parking lot of the Washington County Courthouse.

Thinking quick, Mary reported the troubling call to her local police. Like many older Rhode islanders, she had been a target of an aggressive scam now sweeping through the Ocean State, called the “jury duty scam.”

According to the Attorney General’s Office, in the latest rendition of the scam, an individual is calling Rhode Islanders claiming there is a warrant out for their arrest for failure to appear for jury duty. The individual, identifying himself as “Sergeant Bradley,” from either the “Washington County Sheriff’s Office,” the “South County Sheriff’s Office,” or the “Newport County Sheriff’s Office.” The caller ID shows the individual is calling from the 401 area code.

Here’s the scam

“Sergeant Bradley” tells the people he calls that they will be charged with a felony for failure to appear for jury duty and will then be held at the ACI for 30 days, after which they will be brought before Judge Suttell.

In order to avoid being arrested the scammer urges the individual to make an immediate payment using a pre-paid debit card. Mary did not fall for this old scam. It has been reported that at least one person paid more than $900 before they realized they were tricked.

Attorney General Peter Kilmartin calls on anyone receiving a similar phone call or threat to contact either the Rhode Island State Police to report the incident. Kilmartin says, “The individual making these phone calls has just enough information to make themselves sound legitimate.” This information, however, is readily available on the Internet to anyone with access to a computer, he notes.

“It is very important for anyone who receives a similar phone call to write down as much information as possible, don’t provide any personal information to the individual over the telephone, do not pay any money, hang up, and contact the State Police,” adds Kilmartin.

The state’s Office of Attorney General provides the following details about judicial process to keep Rhode Islanders from becoming a victim of the “jury duty scam.”
• Neither the Jury Commissioner nor the Rhode Island Sheriff’s Department makes telephone calls to prospective jurors threatening arrest or demanding that a fine be paid or a bond posted. If a juror who has been legitimately summoned in writing fails to appear, the Jury Commissioner will attempt to make contact and arrange to reschedule his or her service.

• Sheriffs in Rhode Island are a division of the Rhode Island Department of Public Safety and primarily work with the Courts. Unlike most other states, Rhode Island does not have sheriff departments based in counties. Each city and town has its own local police department.

Constant Vigilance Key to Fighting Scams

According to the U.S. Federal Trade Commission list of top consumer fraud complaints last year, more than 6,200 Rhode Island residents were victims of imposter scams.

“These latest Rhode Island scams underscored the need for constant vigilance,” observed AARP Rhode Island State Director Kathleen Connell. “We like to remind people that when people hear about a scam, the first reaction often is ‘I’d never fall for that.’ Well, maybe that’s because you just read about it in the news. People need to remember that they are most susceptible to the fresh scam no one is talking about that comes out of the blue.”

AARP’s Fraud Watch Network, Connell said, is one way to keep current. If you register for the free service you can receive alerts via smart phone or your computer when a new scam surfaces. You also can report a scam going around your neighborhood that is shared across the network, she added. If you’re not connected to the Internet, you can receive alerts and tips via a quarterly newsletter mailed to homes (Lean more and sign up at http://www.fraudwatchnetwork.org).

“Identity theft and fraud costs seniors billions of dollars nationally – in most cases, money that has been set aside for retirement, “Connell noted. “Impersonating police officers, federal agents or financial service companies, scammers use their “authority” to scare a person into paying them. Or, they pretend to be a friend or loved one in trouble who needs money.

“We’re committed to fighting back,” Connell declared, noting that one recent effort was a “reverse boiler room” operation.

In September, Connell and AARP Rhode Island volunteers Alan Neville of Cumberland and Carlo Gamba of West Greenwich met up in Boston with more than 50 others. Borrowing a favorite tactic the con artists’ playbook, AARP Fraud Watch Network staff and volunteers from New England and New York operated their own telemarketing boiler room. Instead of hearing from scammers, local residents received tips and information on how to protect themselves from imposter scams.

Strong Connections Protect Seniors from Scams

“Friends and family are key partners in protecting senior citizens from financial exploitation,” remarked Elderly Affairs Director Charles Fogarty. “Isolation is a major reason that people get victimized, so ensuring that senior citizens living in the community have strong connections to family and friends helps to protect them from scams and exploitation.”

The Department of Elderly Affairs (DEA) monitors fraud and scam reports from a number of sources, and distributes those notices to a network of approximately 500 partners in the community. If the victim of a scam is referred to DEA, they immediately contact the Attorney General’s Consumer Protection Unit. DEA does not investigate instances of scams perpetrated by strangers, but does investigate financial exploitation of an older adult by family or acquaintances.

Long Standing Show Returns in December

Published in Woonsocket Call on November 8, 2015

Foundry Artist Association Kicks Off 33rd holiday Sale at Pawtucket Armory

Look for thousands of shoppers to converge on downtown to purchase unique holiday gifts for their friends and loved ones.       Next month, the Foundry Artists Association (FAA), one of Rhode Island’s premier arts events, returns to the City of Pawtucket to kick off its 33rd holiday sale.  At this two weekend event, 60 seasoned artists bring their fine art and crafts to sell to the Pawtucket Armory’s drill hall, items ranging from art glass to wood, and include painting, sculpture, metal, fiber, mixed media, jewelry, ceramics, photography, millinery, handmade books, and furniture.

One of Rhode Island’s oldest shows runs for seven days over the first two December weekends, starting with the Gala Opening Night on Thursday, December. 3, from 5pm – 9pm. The Gala features the John Juxo and Otis Read, refreshments and the kick off of a Silent Auction showcasing items valued over $50 that are donated by each of the participating artists.

The show continues on Friday, December. 4, from noon – 8pm; Saturday (December. 5) and Sunday (December. 6) from 10-6 pm. The proceeds of the first weekend Silent Auction will be given to two nonprofits: Sovereign House, an advocacy and resource center for Rhode Island domestic abuse victims and the Resources for Human Development, a Pawtucket-based arts-based studio program that serves adults with a range of disabilities.

The Foundry Artist show reopens on Friday, December 11, noon – 8pm; Saturday, December. 12, 10am – 6pm, and closes on Sunday, December. 13, 10am – 6pm.

The show is free to the public with free parking in the adjacent parking lot and free on street parking.  Handicap parking is in the rear of the building.  No sales tax will be charged on purchases; all major credit cards accepted.

Providence artist Michael Bryce, FAA’s president, says his organization’s event stands out from other art shows popping up throughout the Ocean State in December.  “With a juried selection of artists, the caliber of work is high in our show,” he says, noting that a strong outreach brings seasoned artists to group’s attention, who are invited to apply and submit their work for consideration.

“After a rigorous jury process usually 75 percent of the artists will be selected to return the next year, says Bryce. This turnover gives shoppers an opportunity to view the art work of the new participating artist each year.

Pawtucket’s First Years

Bryce says that over three decades ago, a community of artists opened their I-95 Foundry Building studios in downtown Providence to the public during the December holiday season.  In 1995, when the Foundry Building was converted to office space, its artists scattered to studios throughout the region, however, they continued to hold a December holiday show in different venues. These places included Veterans Auditorium and at a mill now demolished on Charles Street, both located in downtown Providence. The Foundry Artist would end up in Pawtucket initially by relocating to the Grant building on the City’s historic Main Street and later to Riverfront Lofts, across the river from City Hall.

In 2002, the Foundry Artists were drawn to the 1894 castle-like Armory, on Exchange Street, says Bryce.  With the departure of the National Guard in 1994 the City’s historic Pawtucket Armory became vacant.  Its 11,000 sf drill hall might just be the perfect place to hold for their holiday sale.

Ultimately, with the Foundry Artist signing a lease with the Pawtucket Armory Association, a nonprofit that owned and was renovating the historic structure, former Mayor James E. Doyle, charged the city’s Department of Planning & Redevelopment with the responsibility of making sure all the regulatory i’s were dotted and t’s crossed.  Art supporters, including Phyllis and Morris Nathanson, Paul Audette, along with Developer Ranne P. Warner gave countless hours to making this first Holiday sale a success.

At the first Foundry Artist Holiday Sale, under the amazing vaulted space, a large outside propane heater piped hot air inside the drill hall to bring temperatures up to a manageable level.  Porta cans placed at the back of the drill hall became the de facto rest rooms. With paint peeling from the ceiling and walls, the huge space needed a good coat of paint.

But, shoppers, coming from Rhode Island and Southern Massachusetts, found plenty of free parking in Pawtucket, and easy access off Interstate 95.  With the Pawtucket Armory being located in the City’s 307 acre Arts District, there was no sales tax was charged on purchases.

Over the 13 years that the holiday sale has been held at the Pawtucket Armory, gradual improvements were made to this building.  Propane heaters used during the first years were replaced with an efficient gas heating system and rest room facilities were built out.  Over the last couple of years a new wooden floor was installed in the huge drill hall with the walls and ceiling being painted.

Bryce, employed by the Providence Journal as a freelance illustrator at age 12 who was has received undergraduate and master degrees in painting and illustration and teaches art at local colleges, says that the Armory’s drill hall perfectly showcases the artist’s one-of-a-kind art work. “I cannot even image another space that would be so perfect,” he says, stressing that the “beautiful space” gives shoppers a “breath-taking experience.” when they are browsing around looking for that piece of art.

With two years under his belt as President, Bryce has worked to put his finger prints on the Holiday sale.  With the silent auction being completed by the end of the first weekend, he successfully pushed his group to create artist showcase which highlights each unique artist’s works.

Live artist demonstrations and videos are scheduled every hour on the second weekend to show the process of making art in different artistic mediums, Bryce added, noting that this “creates an interesting and interactive environment for the shopper.”

For additional information about this year’s foundry Artists Show, please visit www.foundryshow.com or www.facebook.com/foundryshow.  Or listen to advertising spots place don Rhode Island National Public Radio.

New Budget Deal Protects Seniors’ Pocketbooks

Published in Woonsocket Call on November 1, 2015

Just days after a Republican-controlled House passed legislation with a vote of 266-167 to prevent the U.S. government from going into default on its debt obligations on Nov. 3, also averting a potential federal government shutdown next month, on Friday, Oct.30, the Republican-led upper chamber followed suit.  Just after 3:00 a.m., the Senate voted 64-35 to approve a two-year bipartisan budget plan sending the bill to President Obama for his signature.

Before Friday’s Senate vote, on Thursday afternoon GOP Presidential contender Sen. Rand Paul (R-Ky.)’s 20 minute filibuster fizzled, with Senate leadership moving forward for the budget bills consideration.  The measure had strong support for passage.  Retiring House GOP Speaker John Boehner with Congressional leaders from both political parties and President Barack Obama pulled together, putting aside differences, to craft the bill.

.           Before the companion legislation was taken up by the House and Senate, in a statement AARP CEO Jo Ann Jenkins, representing 38 million baby boomers and seniors, called on Congressional leaders and their members to support the bipartisan agreement, one that financially protect older Americans.   Jenkins detailed a number of provisions within the 144 page bill that would “reduce skyrocketing Medicare Part B premiums and alleviate the challenges faced by the Social Security Disability Insurance (SSDI) Trust Fund.”

Rhode Island Lawmakers Give Thumbs Up

U.S. Senator Jack Reed (D-RI), called the bipartisan budget agreement “a credible compromise,” noting that “It is only a two-year patch, but it puts us on a much better path forward.   Reed, who sits on the powerful Appropriations Committee, called on the House and Senate Appropriations committees to “quickly reach consensus and produce a detailed omnibus spending package by the Dec. 11 deadline.”

“This budget deal will provide much-need relief from harmful sequester cuts and give the nation a measure of certainly we have lacked amid the patchwork of stop-gap spending bills in recent years,” added U.S. Senator Sheldon Whitehouse (D-RI).

Whitehouse noted the bipartisan budget deal provides “much-needed relief from harmful sequester cuts and gives the nation a measure of certainty it has “lacked amid the patchwork of stop-gap spending bills passed in recent years.”

With 37,000 Rhode Islander’s relying on the SSDI program it was easy for Representative David Cicilline (D-RI) to support the bipartisan compromise budget plan because it “prevents a 20 percent cut to SSDI benefits and extends the solvency of this critical program an additional seven years, as well as protecting thousands of Rhode Island seniors from an increase in their Medicare premiums.”

“We need to do more to protect Social Security benefits for seniors, ensure cost-of-living adjustments are calculated in a way that accounts for their needs, and lift the cap on payroll taxes so millionaires and billionaires pay their fair share,” said Rhode Island’s Democratic Congressman.

On the side line, aging advocates were also closely watching the action in both chambers, too.  “We are glad that the Budget passed by Congress this week lets people who rely on Medicare breathe a bit easier – knowing their premiums and deducible will not skyrocket next year,” said Judith Stein, founder and executive director of the Center for Medicare Advocacy. “However, we still have concerns about the way in which the Part B cost-sharing resolution is paid for, and concerns about the expenses underlying the original Part B increases.”

“The Center continues to urge law-makers to join Congressman Courtney (CT-2) in asking Secretary Burwell to investigate and fix the underlying reasons for the huge increase in Part B costs,” said Stein. “Much of the increase seems to come from parallel increases in billing inpatient hospital care to Part B – which was never meant to pay for such care – through the use of so-called ‘outpatient’ Observation Status.”

Older Americans Protected by Enacted Budget Plan

The Bipartisan Budget Act of 2015 would raise the nation’s debt ceiling through March 2017, allowing the government to borrow to pay its debt. During these two years it allow Congressional lawmakers to lift budget caps for defense and domestic programs by $80 billion.

The passed budget plan derails a 52 percent Medicare Part B premium increase to 30 percent of beneficiaries, which would have hit millions of seniors in their wallets next year. Similarly, the deductible was projected to increase for these individuals to $223 next year.  But thanks to the budget agreement passed this week, the deductible will instead have a more modest increase from the current amount of $147 to approximately $167.

A general fund loan to the Medicare trust fund lessens the premium and deducible increases. Beneficiaries will repay this loan by a $3 per month premium surcharge over a five-year period.

According to the enacted budget plan, next year, only the 30 percent of the beneficiaries hit by the premium increase would pay this $3 premium surcharge.  In 2017 and beyond, all Medicare beneficiaries not subject to the hold harmless provision in a given year would pay a $3 monthly surcharge theoretically until the general fund loan is repaid..

The federal Centers for Medicare and Medicaid Services is expected to announce final premiums for 2016 by the beginning of November.

Keeping SSDI Afloat

The enacted budget plan also prevents a 20 percent cut in Social Security Disability Insurance (SSDI) benefits that would have occurred in late 2016 impacting 11 million recipients nationwide.  The enacted law now ensures at least 7 years of certainty that SSDI will pay full benefits.  Now, the passed budget measure “reallocates” a small percentage of the Social Security payroll tax to the SSDI program.  This has occurred 11 times.  But, GOP lawmakers have blocked recent efforts to transfer funds as a bargaining chip to force Congress and the Obama Administration to make cuts to Social Security benefits.

The new law would also tightens up the SSDI review process by requiring a physician or psychologist to review applications before a decision is made.  It ensures that application reviews are uniform nationally.  Finally, it requires the Social Security Administration to reject medical evidence presented in a disability application that was provided by “unlicensed” or “unsanctioned” physicians.

It also attacks Social Security fraud and abuse by providing additional funding to contact case reviews ensuring the applicants are entitled to the benefits, improves the fraud-fighting capacity of the SSA’s Office of Inspector General and increases penalties for those physicians, lawyers, translators who perpetuate fraud.

Finally, the bipartisan budget agreement closes loopholes in the current SSA law that allows higher-income recipients to exploit the rules for applying for benefits, with the goal of receiving large pension checks than Congress intended, and which most retirees are able to receive.

The savings made in the Social Security and SSDI programs remain in the Social Security trust funds and can only be used to pay for future benefits.

With Representative Paul D. Ryan now becoming the 62nd speaker of the House, the nation waits to see if the Wisconsin lawmaker has the special political skills to rein in the ultra-conservative wing of his party.  With only 374 days before the upcoming 2016  presidential and congressional elections America’s federal lawmakers must begin to work together to craft laws that will enhance the quality of life of the nation’s retirees.  Compromise is not a dirty word to those residing outside the Washington, DC beltway.  Gridlock is.