Poll Findings Give Thumbs Down to Overhauling Social Security and Medicare

Published in Woonsocket Call on February 19, 2017

As the Trump Administration completes its first month in office, the National Committee to Preserve Social Security and Medicare (NCPSSM), lawmakers and union groups gathered to release the findings of a new poll that showed a majority of Americans do not buy into the GOP’s strategy to “fundamentally alter Social Security, the nation’s retirement and disability program and Medicare, the federal health care program for older Americans, and they oppose benefits cuts. Eight out of ten poll recipients favor living the tax cap to fixing Social Security and financially strengthening the program, say the researchers.

The poll findings were released last Wednesday at the U.S. Capitol by NCPSSM’s Max Richtman, with Senator Chris Van Hollen (D-MD); Rep. John Larson (D-CT); Rep. Tony Cardenas (D-CA); Celinda Lake, President Lake Research Partners; Witold Skwierczynski, President, National Council of SSA Field Operations Locals, Council 220, American Federation of Government Employees; Steve Hill, Director of Retirement Security Campaigns, SEIU; and Nancy Olumekor, Director, American Postal Workers Union Retiree Department.

Don’t Tamper with Our Social Security

“These results prove that Americans want Congress to honor the commitment to all working people who paid into Social Security and Medicare, and keep their hands off these programs,” said Max Richtman, President and CEO of the National Committee to Preserve Social Security and Medicare, at the press conference. “This should be a warning to members of Congress that they tamper with our cherished social insurance programs at their peril,” he says.

NCPSSM’s poll findings, of 800 likely voters nationwide, found that 79 percent of the survey respondent’s favor expanding Social Security benefits and 74 percent support paying for it by gradually requiring employees and employers to pay Social Security taxes on wages above $ 127,000, including majorities across party lines.

The recently released poll found that 77 percent oppose raising the Social Security retirement age to 69, and a whopping 93 percent favor allowing Medicare to negotiate to bring down the cost of prescription drugs, and they also overwhelmingly opposed raising Medicare’s eligibility age. Seventy five percent favor Security benefits credit for up to five years of time spent outside the paid workforce caring for young children, aging seniors, or family members with disabilities.

Meanwhile, sixty nine percent of the respondents oppose reducing benefits for workers whose average annual lifetime earnings today are 60 thousand dollars or more, again including majorities across party lines. Seventy-three percent of Democrats oppose this, as do 70 percent of Republicans and 63 percent of Independents.

According to the NCPSSM poll, respondents expressed strong concerns about Social Security not being there when they retire (64 percent) and not being able to pay for costly prescription drug (65 percent). Roughly the same number (63 percent) say they are worried about having enough money in retirement to be financially secure. Just 53 percent say they are worried about not being able to retire when they want for financial reasons. These concerns reflect voters to strong support for protecting each program, and for policies that would increase benefits and reduce the price of prescription drugs, say the researchers.

Researchers also took a look at how respondents prefer to communicate with the Social Security Administration (SSA). They found that 65 percent express a preference to communicate with a “live person” person at the agency (26 percent through a toll free number) if they want to apply for benefits, replace a lost Social Security card, or had questions about their earnings records. About 31 percent prefer getting their information from the SSA’s website, they said.

Finally, NCPSSM’s national poll indicated that respondents prefer to receive their Social Security statement by mail. Overall 64 percent prefer to receive this by mail and 32 percent prefer an electronic statement by email.

Circling the Wagons to Protect Social Security and Medicare

“Social Security and Medicare represent a promise America has made to all those participating in this system,” said Democratic Senator Van Hollen. “Americans overwhelmingly want to strengthen these essential lifelines. I strongly support efforts to ensure that these programs can increase benefits and continue to deliver financial security for generations to come.”

Congressman Larson says that the NCPSSM poll underscores popular support for the kinds of measures he proposes in his Social Security 2100 Act, which keeps the program solvent into the next century while increasing benefits. “Social Security is not an entitlement; its insurance we paid for,” says the Democratic Congressman, calling on President Trump at the press conference to protect and expand Social Security.

Cardenas made an emotional plea at the press conference to preserve Social Security and Medicare by citing a family story. “My grandson’s great-grandmother was saved by Medicare. It’s a matter of dignity and life,” he said. The Democratic Congressman strongly opposes GOP proposals to privatize the nation’s social insurance programs. “Do we value dignity? Do we value life? Make our President and our Congress commit that they will not take it away from you,” he told the press conference attendees.

Witold Skwierczynski, of the American Federation of Government Employees, came to the press conference with a dire warning: Expect customer SSA service to retirees to get worst in the coming years. Staffing in field offices has been cut by 2, 900 (10 percent) since 2010 while work increased 12 percent, he noted, expecting the agency’s workload to go up 32 percent through 2025 due to the retiring baby boomer generation.

Skwierczynski expects Trump’s recent Continuing Resolution to freeze the hiring of federal employees to further increase waiting times at SSA field offices and for 800 number callers.

“President Trump is a hotel man. If he ran his hotels like SSA he would have another bankruptcy. None of his customers would tolerate a 3 to 4 hour wait for room service. However, SSA customers wait hours, days, weeks, months and years for SSA to process their business. That’s not acceptable,” says Skwierczynski.

Nancy Olumekor, Retiree Department American Postal Workers Union, came calling for Congressional support to improve Social Security and Medicare. “Our members did not vote to destroy Social Security and Medicare to replace them with vouchers. Postal workers are opposed to increasing the eligibility age for Medicare and Social Security,” she said.

As President Trump continues to make major changes in federal tax, environmental, labor, education and health policy, NCPSSM and other national aging groups are gearing up for the battle of the century – saving the existing Social Security and Medicare programs for current beneficiaries and future generations. If President Trump and GOP lawmakers view NCPSSM’s poll results as “fake news” they do so at their own risk. Actions to overhaul these two popular domestic programs will send the nation’s voters to the polls in four years. Tampering with Social Security and Medicare may well be hazardous to your political career.

NCPSSM’s poll, conducted by Lake Research Partners from January 4 to January 7, 2017, was sponsored by the American Federation of Government Employees, American Postal Workers Union, Service Employees International Union and the United Steelworkers

Save the Roses and Try These Tips: Six Ways to Improving Communication at Home

Published in the Woonsocket Call on February 5, 2017

Effective Communication at home with your husband, wife, or partner is key to maintaining a meaningful, healthy, environment and thriving family. With Valentine’s Day fast approaching, Author Donna Mac, a well-known corporate trainer, based in South Eastern, Massachusetts, with 25 years of experience in the broadcasting industry, translates effective corporate communication into tips for use in enhancing communication with your loved ones.

According to Mac, sexual infidelity, commonly linked to divorce, is not the leading cause for couples separating. The corporate communications expert notes that a recent article in Psychology Today says that whether a partner’s communication “lifts you up or brings you down” is the single largest predictor of divorce.

So, mastering your communication skills may be the best Valentine’s Day gift you can give, much better than a dozen roses. Mac, founder & president of Rehoboth, MA-based DMacVoice Communications, explains her Six Pillars Of Effective Communication which can bring healthy energy into an ailing relationship and bring you closer together with your loved one.

Six Pillars of Effective Communication

“The first pillar in becoming a more effective communicator,” says Mac, noting this “is tied to ‘knowing and owning who you are.’ That means your strengths and vulnerabilities. You must be comfortable with who you are and understand that you have a right to communicate what you are thinking and feeling.” She cautions us to be careful to always communicate as calmly and respectfully as possible. Don’t wait to communicate until emotions build up to the point where that is not possible.

“Also, get a sense for whether you are you an extrovert or an introvert”. Mac notes that this will influence how you interact with your partner. According to Mac, communication tends to flows more easily for extroverts. Introverts need more time to process before they speak, but they are usually better listeners.

She also cautions against being a passive, or even a passive-aggressive communicator. Both of these styles are non-productive but they are easy to fall into. Often times it feels easier to be a passive communicator because being an effective communicator take courage and work. “These days, it’s easy to hide behind our computer screens,” she says.

The second Pillar calls for the need to understand your partner. “Understand how your personality and communication style differs from that of your loved one,” suggests Mac, who says that there are differences as well as varying points of view in every relationship. “When you disagree, be open to the possibility that either of you may be “right” or “wrong” or a bit of both. Be open to learning something new. It is also important to make it easy for your partner to share his or her vulnerabilities and ask for your help. “Create a safe space for communications by allowing and encouraging your partner to communicate often and to be authentic,” she adds.

To use a phrase from her book, you can continue to “understand your audience” over the years by listening intently and often.

Pillar three encourages you to “master the content of the conversation” you are about to have. She stresses the need to be clear on what it is you would like to say especially if you have to have a challenging conversation.

Mac says, “You may need to practice how you are going to broach an extremely difficult topic. Do your best to speak in a way that is compelling but concise and has the best interest of both of you. Instead of accusing your partner of something, talk about the way that issue has affected you. Remember, they might not know if you don’t’ tell them. Also, try not to ramble. Instead, state your case with clarity and the most positive energy you can muster. If their actions are unacceptable, know where your boundaries lie and clearly and calmly state them.”

Put Yourself Into Their Shoes

Pillar four calls for you to “anticipate questions and reactions” to conversations.” Mac recommends, while you want to make sure you get your point across, ensure that you’ve taken time to put yourself into your partner’s shoes. “Life isn’t easy for anyone. But if you take time to think about and anticipate how they may feel or react to your topic you won’t be so quick to react emotionally and with harsh words and energy.

By anticipating reaction you will be able become more proactive in your relationship, she says, noting that, “your partner will appreciate it.”

“Remember, effective communication in a trusted relationship takes time, thought and occasional discomfort,” says Mac.

Pillar five suggests that you “speak to serve” in your conversations. “When you ‘serve’ the person you’re speaking with, you are taking time to make sure that the conversation is not “all about you”. It’s for the benefit of you, for them and for the greater good of the relationship or even the entire family!” says Mac. “When you serve while speaking, you are making sure that understanding is taking place. If you’re not sure that it is, you might want to say something like, “is this making sense to you?”

Finally, Pillar six calls for you to “detach from the outcome” of the conversation. “If you follow the first 5 Pillars of Effective Communication you will be well on your way to becoming a highly effective communicator. But you aren’t quite there yet!” states Mac. It is very important that you don’t try to control your partner’s reaction.

Instead of concerning yourself with perfection, remain flexible and detached, knowing that total agreement is never possible. Plus, it’s really unimportant. What is important is the health and strength of your relationship and two powerful voices, even if they don’t always see eye to eye,” she adds.

Don’t Try to Change Others, Change Yourself

Mac suggests that if you want to become an effective communicator, don’t focus on changing the other person. We have no control over other people, only ourselves. “So work on changing what you can change in your communication style so that you can communicate in compelling and influential ways”.

While Mac’s Six Pillars Of Effective Communication can be directed to couples, look at the recommendations and try replacing “romantic” partner with “business” partner or someone you’re collaborating with at work. And replace “the entire family” with “the entire department or company in Pillar five.

“These communication tips are universal and are the foundation for healthy professional AND personal relationships. The are not easy to integrate into our lives, but the more you use them, the quicker they’ll become part of who you are and how you communicate.”

Donna Mac is author of Guide to a RICHER LIFE–Know Your Worth, Find Your Voice & Speak Your Mind and The Six Pillars of Effective Communication. She is also a keynote speaker and private coach. For more details, go to http://www.dmacvoice.com.

Search on for GOP Senators to Protect Medicare

Published in Woonsocket Call on January 29, 2017

Since President Donald Trump took the oath of office on January 20, he is making good on some of his hundreds of campaign promises. During his first week in office Trump signed three executive orders declaring new government policies and eight presidential memoranda detailing the priorities of his new administration.

But, for aging groups, with Trumps arrival in Washington, D.C, the skirmish officially begins to protect Medicare in this new session of Congress.

With Trump and Congressional Republican Leadership on record for their support of repealing the 2010 Affordable Care Act, popularly known as Obamacare, President and CEO Max Richtman, of the National Committee to Preserve Social Security and Medicare (NCPSSM), clearly sees the writing on the wall. If successful, Richtman warns that GOP legislative actions will severely damage Medicare impacting 57 million seniors and disabled adults who rely on the program for their health care.

Building A Firewall Against Privatizing Medicare

With the GOP holding a slim majority of the U.S. Senate seats, 52 to the Democrats 48 seats, Richtman sees swaying Republican Senators away from their party’s position on privatizing Medicare to protect the federal health care program.

On January 24, 2017, Richtman urged Senator John McCain (R-AZ), Senator Susan Collins (R-ME), Senator Charles Grassley (R-IA), and Senator Lamar Alexander (R-TN) to be the Senate’s “firewall against Medicare cuts.” His correspondence asked them to vote against proposals to privatize Medicare, raise the Medicare eligibility age from 65 to 67, and repeal provisions in the Affordable Care Act (ACA), President Barack Obama’s landmark health care law, that provided additional benefits to beneficiaries.

Richtman reminded the GOP Senators that the Affordable Care Act (ACA) improved Medicare benefits and extended the solvency of the Part A Hospital Insurance Trust Fund by more than a decade. ACA’s closing of the prescription drug donut hole has put money into the pockets of Medicare beneficiaries. The health care law also added coverage of an annual wellness visit and eliminated copays for preventive services like cancer screenings, he said.

“I am also troubled by “premium support” [GOP] proposals to privatize Medicare,” says Richtman. According the aging advocate who was a former staff director of the U.S. Senate Special Committee on Aging and a 16-year veteran of Capitol Hill, under previous privatization plans, beneficiaries would not enroll in the current program; rather, they would receive a capped payment or voucher to be used to purchase private health insurance or traditional Medicare. Private plans would have to provide benefits that are at least actuarially equivalent to the benefit package provided by fee-for-service Medicare, but they could manipulate their plans to attract the youngest and healthiest seniors. This would leave traditional Medicare with older and sicker beneficiaries whose higher health costs would lead to higher premiums that they and others may be unable or unwilling to afford, reducing the fee for service risk pool even further resulting in a death spiral for traditional Medicare.

GOP Medicare Fix Financially Hurts Beneficiaries

Richtman also told the GOP Senators that NCPSSM opposed the raising of the Medicare eligibility age from age 65 to 67 because the proposal would increase costs for millions of older Americans. Absent the guarantees in the existing ACA, such as requiring insurance companies to cover people with pre-existing medical conditions and limiting age rating, millions of seniors 65 and 66 without Medicare would find private insurance unaffordable. Raising the eligibility age would also increase average costs for Medicare as younger, healthier seniors are eliminated from the risk pool and costs are spread across an older, less-healthy population, he says.

Richtman urged the GOP Senators to oppose efforts underway in the 115th Congress to block grant Medicaid, cap Medicaid payments on a per-beneficiary basis (per capita caps) and/or repeal the ACA’s Medicaid expansion. He noted that these policy changes would “financially hurt states and lead to states cutting services, quality and eligibility for the most vulnerable of our senior population.”

Many seniors would not be able to absorb the loss of coverage and increase in their costs that would occur if these proposals became law. In fact, half of all Medicare beneficiaries in 2014 had incomes below $24,150 and Medicare households spent over two times more than the average American household on out-of-pocket health care costs,” he says.

“If Senate Democrats stand strong, we only need a handful of Republicans to protect the commitment to Medicare,” says Richtman. “We hope Senators McCain, Collins, Grassley, and Alexander to do the right thing for seniors in their states – and across America.”

Richtman correspondence to the four GOP Senators is part of NCPSSM’s pro-active legislative strategy to protect the existing Medicare program. The letters sent quantify the economic impact that proposed Medicare cuts would have on seniors in the four GOP Senators’ states: Arizona (with 1.3 million beneficiaries), Maine (306,000 beneficiaries), Iowa (nearly 572,000 beneficiaries), and Tennessee (1.2 million beneficiaries).

“We know that these four Republican Senators have the wisdom and judgment to protect seniors in their states from legislation that would impose painful Medicare cuts,” says Richtman. “It’s time to slam the brakes on any attempts to pass harmful legislation.”

Senate Democrats Attempt to Block HHS Nomination

Two days before Trump was sworn in as president, the Senate Health, Education, Labor and Pensions (HELP) Committee held confirmation hearing on Rep. Tom Price, (R-Ga), Trump’s nominee to oversee the Department of Health and Human Services, the federal agency that oversees the Medicare program. In confirmed, he is expected to play a key role in the GOP’s efforts to privatize Medicare.

No formal vote was taken at the HELP Committee hearing but the Congressman is scheduled to testify a week later at the Senate Finance Committee, which will vote on his nomination.

During the four-hour heated confirmation hearing, held in 430 Dirksen Senate Office Building, HHS nominee Price dodged questions lobbed by Democrats about the Trump Administrations position on the future of Medicare. They also zeroed in on his personal financial investments in health care companies, calling them conflicts of interest which the denied.

Price, an orthopedic surgeon and a six term congressman, considered to be one of the most vocal critics of Obamacare on Capitol Hill, is expected play a key role in the GOP’s efforts to repeal and replace the Affordable Care Act.

Rhode Island Sen. Sheldon Whitehouse, sitting on the HELP Committee, gave this take on Price after the first of two confirmation hearings: “Price hasn’t been able to win Democratic support for any of his health care legislation [in the House] and today confirmed that he and his allies have no plan that can win support from across the aisle or the millions of Americans who would be affected by tearing down the Affordable Care Act. He conceded that he should not stop Americans under twenty-six from staying on their parents’ insurance, re-open the dreaded prescription drug doughnut hole for seniors, deny coverage to those with pre-existing conditions, and reinstate lifetime limits on care. But he has no plan to make that happen.”

Adds Whitehouse, “Price also failed to reassure the Rhode Islanders I serve who rely on Medicare for their care. He has fought to voucherize the program, which would gradually unload costs onto seniors while eroding their benefits. He needed to tell the American people they could depend on him to faithfully administer Medicare and keep the sacred promise we’ve made to our seniors of a dignified retirement with access to good health care. He did not.”

“Congress must protect Social Security and Medicare, but many Republicans see the latest election results as an opportunity to hollow out these vital programs. President Trump’s pick to oversee Medicare has long championed efforts to privatize Medicare, which I strongly oppose. Cutting benefits and privatizing these programs could hurt millions of Americans and harm our economy,” said Sen. Jack Reed, noting that these programs reduce poverty and improve public health in ways that benefit all Americans.

As NCPSSM’s Richtman continues his effort to sway GOP Senators, rallying the troops at the state-level may well be the path to blocking GOP attempts to privatize Medicare. Voters in states with Republican Senators must send this message to their elected official, “don’t touch my Medicare.” Let the movement to strengthen Medicare in these states begin today.